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Save Down Payment Pay Off Debt

Should I Save for a Down Payment on a House or...

When you're preparing to buy a home, it's important to get your finances in order. Not only will you have to be organized to...
Private Mortgage Insurance

What Is Private Mortgage Insurance (PMI) – How to Avoid Paying...

If you look at your monthly mortgage statement and see a line for "PMI," you're paying for private mortgage insurance. It probably costs you...
Fha Vs Conventional Mortgage Loans Differences

FHA vs. VA vs. Conventional Mortgage Loans – How Are They...

If you're ready to buy a house, congratulations. You're one step closer to making what's likely to be the largest single purchase of your life...
Debt To Income Ratio Mortgage Loan

How to Calculate Debt-to-Income Ratio for a Mortgage or Loan

Just like physical health, financial health turns on a slew of different factors, some more important than others. It's tough for nonexperts to keep...
Reasons Shouldnt Refinance Credit Card Debt

5 Reasons You Shouldn’t Refinance a Mortgage to Pay Credit Card...

Everyone knows that credit card debt is "bad" debt due to the high interest rates on most consumer credit cards, while mortgage debt is...
Home Affordability Calculator

How Much House Can I Afford? – Home Affordability Calculator

House hunting is a bit like dating. Sometimes, you fall for the wrong person - or the wrong house. It's not at all unusual...
House Closing Process Documents

Closing on a House – Process, Mortgage Documents & Procedures

Whether you're a first-time homebuyer, looking to purchase a second home, or downsizing after a life change, you can't move into your new house until...
Home Equity Loan Vs Heloc

Home Equity Loan vs. Line of Credit (HELOC) – Which Is...

You have several options to pull equity from your home, the two most common being home equity loans (second mortgages) and home equity lines of credit (HELOCs). Like any other debt, each of these come with their own risks and advantages. Here’s what you need to know about home equity loans and HELOCs before signing on the dotted line for additional debt.
Finger Clicking On Refinancing Keyboard House Mortgage Key

Pros & Cons of Refinancing Your Home Mortgage Loan

Like millions of other homeowners paying more than necessary each month, you can take advantage of current low interest rates by refinancing your mortgage loan. But it’s not always the best decision. Before you can decide, you need to know more about the pros and cons of refinancing.
First Time Homebuyers Fha Mortgage Loans

What Is an FHA Mortgage Loan – Requirements, Limits & Qualifications

Renting versus buying is always a tough choice. Getting approved for a mortgage can be even tougher. If you choose to buy a house, congratulations -...
Home Renovation Loan Cash Money Construction

Hard Money Loans for Renovations in Real Estate – Should You...

Depending on who you ask, hard money loans are either the easiest and best source of funding for real estate investors or nightmare loans...
Refinance Your Mortgage Notebook Calculator Office Desk

When Should I Refinance My Mortgage Loan?

Refinancing your mortgage is probably the most profitable move you can make to take advantage of low interest rates. But should you actually do it? Before you can determine that, you must learn more about why you’d want to refinance your mortgage and how to calculate the net costs.