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Mortgage Protection Insurance

What Is Mortgage Payment Protection Insurance – Pros & Cons

If you have a mortgage on your home, chances are you've gotten plenty of offers for mortgage protection insurance. For example, shortly after I...
Biweekly Mortgage Payments Program

Is a Biweekly Mortgage Payments Plan Right For You?

My husband and I have owned a house for nearly three years, and we are constantly getting solicitations in the mail about paying our...
Fixed Rate Mortgage Definition

What Is a Fixed-Rate Mortgage Explained – Definition, Pros & Cons

When shopping for a home mortgage, there are a dizzying array of options available to you. The most popular option is the fixed-rate mortgage,...
Types Mortgage Housing Scams

3 Types of Mortgage & Housing Scams to Watch Out for...

Recession-related job loss, cut backs, and bank crackdowns have left many debt-mired homeowners wondering what they can possibly do to save their homes from foreclosure....
Mortgage Relief Loan Modification Scams

Mortgage Relief & Loan Modification Scams You Should Watch Out For

The Johnsons were terrified of losing their home. Mrs. Johnson had recently lost her job, and they just couldn't meet their mortgage payments on...
First Time Homebuyers Fha Mortgage Loans

What Is an FHA Mortgage Loan – Requirements, Limits & Qualifications

Renting versus buying is always a tough choice. Getting approved for a mortgage can be even tougher. If you choose to buy a house, congratulations -...
Home Equity Loan Vs Heloc

Home Equity Loan vs. Line of Credit (HELOC) – Which Is...

You have several options to pull equity from your home, the two most common being home equity loans (second mortgages) and home equity lines of credit (HELOCs). Like any other debt, each of these come with their own risks and advantages. Here’s what you need to know about home equity loans and HELOCs before signing on the dotted line for additional debt.
Mortgage Prepayment Penalty

Beware of the Mortgage Prepayment Penalty

Applying for a mortgage can be tricky. There are many things to consider, including something known as a prepayment penalty. A loan with a...
Reasons Refinance Home Mortgage

4 Good & Bad Reasons to Refinance Your Home Mortgage Loan

Though it may be hard to believe, there are instances when the best mortgage rates are the worst thing for your finances. If they...
Debt To Income Ratio Mortgage Loan

How to Calculate Debt-to-Income Ratio for a Mortgage or Loan

Just like physical health, financial health turns on a slew of different factors, some more important than others. It's tough for nonexperts to keep...
Home Cash Equity Value Money Investment

5 Ways to Pull Equity From Your Home: HELOCs, Loans, Refinancing...

In the aftermath of the Great Recession, pundits loved to gripe about "homeowners using their homes as ATMs." Sure, just because you can take out...
Piggyback Mortgage Pros Cons

What Is a Piggyback 80-10-10 Mortgage – Pros & Cons

A piggyback mortgage is exactly what it sounds like - one mortgage on top of another. This set of two mortgages was commonly used...