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Mortgage

Pay Off Mortgage Early

5 Ways to Pay Off Your Home Mortgage Loan Early

No matter how much we dislike debt, most people achieve home ownership with the help of a mortgage. While it may be necessary to...
Home Seller Pays Closing Cost

How to Get a Seller to Pay Closing Costs When Buying...

Buying a house isn't cheap, and cash flow and income problems can result in a missed opportunity to buy your own place. Plus, getting...
Fixed Rate Mortgage Definition

What Is a Fixed-Rate Mortgage Explained – Definition, Pros & Cons

When shopping for a home mortgage, there are a dizzying array of options available to you. The most popular option is the fixed-rate mortgage,...
Home Construction Loan

What Is a Home Construction Loan – Process & How to...

Building your own house can be a wonderful and fun experience - but it can also be a long and expensive process. However, most...
Should Buy House Now

Should I Buy a House Now or Wait? – 6 Factors...

Owning a home has long been considered to be part of the American Dream, but as the huge tidal wave of foreclosures has taught...
6 Tips Home Mortgage Loan Approval

6 Tips to Get Approved for a Home Mortgage Loan

Some people don't know the first thing about getting a mortgage loan. They hear reports of dropping interest rates and lower home prices and...
Piggyback Mortgage Pros Cons

What Is a Piggyback 80-10-10 Mortgage – Pros & Cons

A piggyback mortgage is exactly what it sounds like - one mortgage on top of another. This set of two mortgages was commonly used...
Adjustable Rate Mortgage Definition

What Is an Adjustable Rate Mortgage (ARM) – Definition, Pros &...

When shopping for a mortgage, you have a variety of options. Mortgages can be structured differently and many factors are negotiable, such as the...
Private Mortgage Insurance

What Is Private Mortgage Insurance (PMI) – How to Avoid Paying...

If you look at your monthly mortgage statement and see a line for "PMI," you're paying for private mortgage insurance. It probably costs you...
Save Down Payment Pay Off Debt

Should I Save for a Down Payment on a House or...

When you're preparing to buy a home, it's important to get your finances in order. Not only will you have to be organized to...
Mortgage Prepayment Penalty

Beware of the Mortgage Prepayment Penalty

Applying for a mortgage can be tricky. There are many things to consider, including something known as a prepayment penalty. A loan with a...
401k Ira Withdrawal

How to Withdraw from Your 401k or IRA for the Down...

Buying a home can be a big step towards securing your financial future, but saving for the down payment can be very time-consuming. However, if you already...