Advertiser Disclosure
X

Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which MoneyCrashers.com receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. MoneyCrashers.com does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

Improve Credit Score Foreclosure

5 Ways to Improve Your Credit Score After a Foreclosure

Foreclosure rates more than quadrupled from 2005 to 2010 as the subprime mortgage crisis affected every neighborhood, suburb, and urban area in America. In...
Mortgage Protection Insurance

What Is Mortgage Payment Protection Insurance – Pros & Cons

If you have a mortgage on your home, chances are you've gotten plenty of offers for mortgage protection insurance. For example, shortly after I...
Mortgage Prepayment Penalty

Beware of the Mortgage Prepayment Penalty

Applying for a mortgage can be tricky. There are many things to consider, including something known as a prepayment penalty. A loan with a...
Debt To Income Ratio Mortgage Loan

How to Calculate Debt-to-Income Ratio for a Mortgage or Loan

Just like physical health, financial health turns on a slew of different factors, some more important than others. It's tough for nonexperts to keep...
What Reverse Mortgage Hecm

What Is a Reverse Mortgage (HECM) – How It Works, Pro...

Many seniors struggle to make ends meet each month. At the same time, they often own thousands of dollars of real estate in the...
Reasons Shouldnt Refinance Credit Card Debt

5 Reasons You Shouldn’t Refinance a Mortgage to Pay Credit Card...

Everyone knows that credit card debt is "bad" debt due to the high interest rates on most consumer credit cards, while mortgage debt is...
Mortgage Loan Self Employed

How to Get a Mortgage Loan If You’re Self-Employed With Fluctuating...

Even with tighter regulations on property financing, folks with "normal" income from an employer can be approved for a home mortgage loan fairly easily....
Home Renovation Loan Cash Money Construction

Hard Money Loans for Renovations in Real Estate – Should You...

Depending on who you ask, hard money loans are either the easiest and best source of funding for real estate investors or nightmare loans...
Va Streamline Refinance

VA Streamline Refinance (IRRRL) – Benefits, Eligibility & How to Apply

Recently, we discovered the #1 financial perk for military families: the VA Home Loan Guaranty, commonly known as the VA loan program. It is...
Man Woman Couple Stressed About Bills Mortgage

What to Do If You Fall Behind on Your Mortgage Payments

It’s all too easy to feel alone and ashamed when you fall behind on your mortgage. But what options are available? Before making any rash decisions, take the time to explore all options on the table — because you have more support services available to you than you realize.