President Obama asked employers to start making adjustments to federal withholdings starting April 1st for the Make Work Pay Tax Credit. This was a stimulus-based tax credit that passed in the recent economic stimulus legislation passed in February. Last year’s stimulus plan sent lump-sum checks to individuals and couples with the hopes of [...]

Many other bloggers have written about how to set up sub-savings accounts with ING Direct’s Orange savings account, so I won’t go into a huge tutorial about how to do it. Recently, I decided it would be a good idea for us to start categorizing our short-term savings. Lately, we have simply thrown [...]

I just finished my taxes, and we will be receiving a nice refund due to two tax credits. Have you completed your taxes yet? If not, you need to get on it! This is really late for me. I usually have them finished by the end of February, but I was [...]

Here are some questions that I frequently get emails about and questions I hear from friends and family.
Should I cash out my 401(k)?
This depends on your age. If you are in your 20’s, 30’s, or 40’s, there’s no reason to jump ship on your 401(k) or IRA. You have plenty of [...]

According to the House Minority Leader in Congress, the American people will be taking on an average of $10,000 in debt per person due to this stimulus package that just passed.
“With a price tag of more than $1 trillion when you factor in interest, it costs every family almost $10,000 in added [...]

Yes, tax season is here. Stop avoiding it. Start thinking about it. For many of us, we overestimate our taxes and give the government a free loan, but we like the fact that we get money back that we forgot about. So, if you want to get your refund as quickly [...]

I received an email from a representative of H&R Block letting me know about a promotion they will be running from January 15th through the 31st. They normally charge $19.95 for a tax question, but during that period, they will offer free advice for general tax questions. Remember, H&R Block is a business, [...]

Congratulations to Barack Obama for winning the office of the most important and powerful person in the world. He wasn’t who I voted for, but it is truly a historic time to be alive to see the first African-American president of the United States. I know that one issue many are concerned about [...]

Recently, I was listening to the Dave Ramsey Show, and there was one story that struck a chord with me. I love to hear all of the different stories people have to tell. They range anywhere from a mom that stole her son’s identity to success stories about people paying of $60,000 in [...]

Just four years ago, Florida was ravaged with four major hurricanes in the span of 10 weeks. Then, in 2005, two more major hurricanes hit Florida, making it one of the worst consecutive hurricane seasons in U.S. history. Yet, for some reason, Florida’s government has forgotten about those years. June [...]