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WHAT WE DO
We can all be Money Crashers
Anyone, at any stage of life, can get good with money. It just has to be explained straight. That’s what we do, one short tip at a time.
Educate
Every post teaches one useful thing. No lectures, no jargon, no filler.
Research
We compare rates, fees, and current promotions across the market. You just pick from the winners.
Enrich
We work with top financial brands to get you offers and bonuses you won’t find on your own.
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Latest Money Tips
New tips every day. Browse the latest, or get the next one in your inbox.
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Your Credit Card Can Cover a Canceled Trip – Check It Before Buying Travel Insurance
Many credit cards repay prepaid, nonrefundable costs when illness, severe weather, or another covered reason cancels or cuts short a trip you paid for with the card, and some cover meals and lodging during a long delay. Check your card’s guide to benefits before you buy travel insurance, and book with a card that carries the coverage.
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Card-Linked Offers Pay You Back at Local Shops – Add Them Before You Pay
Many credit and debit cards carry card-linked offers that pay cash back at specific stores and restaurants, but most pay only if you add them before you buy. Before you shop local, open your bank’s app, add each deal you’d use to the card you’ll pay with, and link that card to a cash back app.
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Borrow Money · Debt · Mortgage
Chapter 13 Bankruptcy Can Save Your House – If You Can Finish the Plan
Chapter 13 bankruptcy can stop a foreclosure and give you up to five years to catch up on missed mortgage payments. You keep the house only if you make every plan payment and every new mortgage payment on time. Before you file, make sure your budget can carry both for the whole plan.
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Volunteer Your Seat on an Oversold Flight – Then Negotiate Before You Accept
If you can arrive a few hours late, volunteer your seat when an airline oversells your flight, and treat its first offer as an opening bid. Before you accept, get a confirmed seat on a later flight and ask what the travel credit is worth, when it expires, and whether you can take cash instead.
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Virtual Card Numbers Protect You From Breaches, Not Phishing – Guard Your Login Too
A virtual card number stands in for your real card number at online stores, so a store’s data breach exposes a number you can lock or delete. It does nothing when a scammer gets you to share your card login or a one-time code. Never give either to anyone who contacts you.
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Dispute a Credit Report Error – The Bureau Usually Has 30 Days to Investigate
Dispute any error on your credit report, from a late payment you never made to an account you don’t recognize, with each bureau that lists it. It’s free. The bureau must investigate within 30 days, or 45 in some cases, and correct or delete anything the company that reported it can’t verify.
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A Secured Card’s Deposit Comes Back – A Bad-Credit Card’s Fees Don’t
A credit card for bad credit that skips the deposit often makes up for it with fees, and unlike a secured card’s deposit, fees never come back. Unless that card’s fees total zero, a no-fee secured card costs less. Before you apply, add up the fees for the card’s first two years from its pricing table.
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State Student Loan Repayment Can Sweeten a Job or Move – Don’t Let It Decide
State programs help repay student loans for many nurses, doctors, teachers, and lawyers in hard-to-fill jobs, and sometimes for people who move to the state. Before you take a job or plan a move, check what the state offers and the strings attached, then make sure the choice works without the money.
WHY WE DO IT
Money Crashers’ mission
Money should work for you, not the other way around. We keep you on the right side of that deal with tips you can act on the day you read them.
We only write what’s useful.
Every piece starts with the same question: how useful is this to our readers? When the honest answer is “not very,” we don’t publish it.
We do the homework so you don’t have to.
We run the numbers, read the fine print, and weigh the alternatives. You get the conclusion, not the pile of research.
Trust is our No. 1 priority.
No clickbait headlines. Affiliate partners don’t buy our opinions. When a product isn’t worth it, we say so.