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WHAT WE DO
We can all be Money Crashers
Anyone, at any stage of life, can get good with money. It just has to be explained straight. That’s what we do, one short tip at a time.
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Every post teaches one useful thing. No lectures, no jargon, no filler.
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We compare rates, fees, and current promotions across the market. You just pick from the winners.
Enrich
We work with top financial brands to get you offers and bonuses you won’t find on your own.
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Latest Money Tips
New tips every day. Browse the latest, or get the next one in your inbox.
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Price History Tools Reveal Whether a Sale Price Is Actually a Deal
Retailers frequently inflate prices before sales events to make discounts look larger than they are. Price history tracking tools show you what an item actually sold for over the past year so you can tell whether today’s price is genuinely low or a marketing move. Check price history before any significant purchase, especially around major sale events.
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Save Money · Taxes · Giving
Bunching Deductions Into One Year Can Beat the Standard Deduction
If your itemized deductions hover just below the standard deduction threshold most years, try bunching. Concentrate two years of charitable donations or other deductible expenses into one year so you can itemize that year and take the standard deduction the next. The total giving stays the same, but the tax benefit doubles in the bunching year.
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Free Tax Filing Software Exists – Most People Who Qualify Don’t Use It
The IRS Free File program offers free federal tax preparation software to anyone earning below a set income threshold, plus free fillable forms for everyone else. Millions of eligible filers pay $50-150 for tax software every year without knowing the free option exists. Check IRS.gov/freefile before you pay for anything.
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Should You Buy Your Leased Car – Run These Two Numbers First
Before your lease ends, compare the buyout price in your contract against what the car sells for today. If the car is worth more, keeping it beats handing it back and the gap is yours. If it is worth less, return it and walk away.
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Beneficiary Designations Override Your Will – Review Them Every Few Years
The beneficiary listed on your 401k, IRA, and life insurance policy receives those assets regardless of what your will says. An ex-spouse, a deceased parent, or a forgotten name can inherit funds your will directs elsewhere. Review every beneficiary designation after any major life event: marriage, divorce, death, or a new child.
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Your Employer’s Life Insurance Coverage Is Probably Not Enough
Most employer-provided life insurance covers one to two times your annual salary. The guideline is 10-12 times your income to replace earnings and cover debts, childcare, and future expenses for dependents. Supplement your employer coverage with a personal term policy you own, one that doesn’t disappear if you change jobs.
WHY WE DO IT
Money Crashers’ mission
Money should work for you, not the other way around. We keep you on the right side of that deal with tips you can act on the day you read them.
We only write what’s useful.
Every piece starts with the same question: how useful is this to our readers? When the honest answer is “not very,” we don’t publish it.
We do the homework so you don’t have to.
We run the numbers, read the fine print, and weigh the alternatives. You get the conclusion, not the pile of research.
Trust is our No. 1 priority.
No clickbait headlines. Affiliate partners don’t buy our opinions. When a product isn’t worth it, we say so.