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The 101 money moves that matter most, from the foundations to protecting what you’ve built.
WHAT WE DO
We can all be Money Crashers
Anyone, at any stage of life, can get good with money. It just has to be explained straight. That’s what we do, one short tip at a time.
Educate
Every tip teaches one useful thing and opens with the takeaway, in a box we call Just the Tip. No lectures, no jargon, no filler.
Research
We compare rates, fees, and current promotions side by side. You just pick from the winners.
Enrich
We work with top financial brands on offers and bonuses, and we flag the ones you can only get through us.
AS SEEN ON
Latest
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Unwanted Gift Cards – Sell or Trade Them, and Ask for Cash on Small Balances
Sell a gift card you won’t use on a gift card resale site, trade it there for one you will use, or give it to someone who shops at that store. If only a few dollars are left, more than a dozen states make the store pay them out in cash when you ask.
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Sit Out Black Friday – Plan a Free Day and Catch the Deals Online
If you shop on Black Friday out of family tradition more than need, skip the shopping trip and spend the day on something free. Online discounts run deepest from Thanksgiving through Cyber Monday, so set price alerts for the one or two things you need and buy from home when a price drops.
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Holiday Shopping for a Cause – Check the Charity’s Share Before You Buy
Before you buy something because part of the price goes to charity, find out how much the charity gets per purchase. When the share is small, buy only what you’d buy anyway and give to the charity directly. A $10 gift sends 10 times as much as a $40 purchase that donates $1.
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Buy Next Year’s Decorations, Wrap & Cards After Christmas – For Half Price or Less
Shop for next year’s ornaments, lights, wrapping paper, and cards in the week after Christmas, when holiday decor goes on clearance at 50% off or more and gets cheaper again by early January. Buy only what you’ll use again and have room to store, and you’ll stop paying full price every December.
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Regift Only Unopened Gifts That Suit Them – and Log Who Gave Each One
Regifting is a fine way to save money as long as the gift is new, unopened, and something you’d have bought the recipient anyway. Keep a list of who gave you what, and check it before you wrap anything, so a regift never reaches the original giver or anyone close to them.
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Move Your Staples to a Discount Grocer Like Aldi – Price Your List First
A discount grocer like Aldi keeps prices below a supermarket’s by selling mostly its own brands in small stores that are cheap to run. Compare prices on your regular items at both stores before you switch. Then buy your staples there and keep a short supermarket trip for whatever it doesn’t carry.
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Precious Metals to Invest In – Gold Is the Hedge, the Others Follow Industry
Of the precious metals, only gold is bought mostly by investors, central banks, and jewelers, and it has tended to hold up in market crises. Platinum, palladium, and the rest depend on carmakers and factories, so they swing with the economy. Keep your metals slice small and mostly gold, and treat any other metal as a bet.
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Switch Banks Without a Missed Payment – Keep Both Accounts Open a Month
Switching banks goes wrong when you close the old account while a bill is still set to come out of it. Open the new checking account first, move your direct deposit and every automatic payment, and keep both accounts open for at least one full statement cycle before you close the old one.
WHY WE DO IT
Money Crashers’ mission
Money should work for you, not the other way around. We keep you on the right side of that deal with tips you can act on the day you read them.
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