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WHAT WE DO
We can all be Money Crashers
Anyone, at any stage of life, can get good with money. It just has to be explained straight. That’s what we do, one short tip at a time.
Educate
Every post teaches one useful thing. No lectures, no jargon, no filler.
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We compare rates, fees, and current promotions across the market. You just pick from the winners.
Enrich
We work with top financial brands to get you offers and bonuses you won’t find on your own.
AS SEEN ON
Latest Money Tips
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Contributing to a 401k or IRA Reduces Your Taxable Income Right Now
Money you put in a traditional 401(k) or deductible IRA comes off your taxable income, so saving costs less than it looks. In the 22% federal bracket, a $100 contribution costs you about $78. Figure that cost at your own tax rate before you decide you can’t afford to save more.
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Price History Tools Reveal Whether a Sale Price Is Actually a Deal
A sale tag shows the discount the store claims, not whether the price is actually low. Before you buy anything pricey on sale, look up its price history and compare today’s price with the lowest it hit in recent months. If it isn’t close to that low, set a price alert and wait.
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Save Money · Taxes · Giving
Bunching Deductions Into One Year Can Beat the Standard Deduction
If your mortgage interest, property taxes, and charitable gifts land just under the standard deduction, most of that spending doesn’t cut your tax. Bunch two years of gifts and other flexible deductions into one year and itemize, then take the standard deduction the next. Run the numbers both ways first. The bigger your gifts, the more bunching adds.
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Free Tax Filing Software Exists – Most People Who Qualify Don’t Use It
If your income falls under the IRS Free File limit, which covers about 70% of taxpayers, you can prepare and e-file your federal return with guided tax software at no cost. Start at IRS.gov/FreeFile, because going straight to a company’s own site gets you its commercial product instead.
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A Carrier’s Free Phone Is Priced Into the Plan – Run the 36-Month Math First
A carrier’s free phone is 36 monthly bill credits, and they stop if you leave the qualifying plan. Before you sign, multiply that plan’s extra monthly cost over the plan you’d otherwise pick by 36, add what your trade-in would sell for, and compare the total with buying the phone outright and selling your old one.
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Should You Buy Your Leased Car – Run These Two Numbers First
Before your lease ends, compare the buyout price in your contract against what the car sells for today. If the car is worth more, keeping it beats handing it back and the gap is yours. If it is worth less, return it and walk away.
WHY WE DO IT
Money Crashers’ mission
Money should work for you, not the other way around. We keep you on the right side of that deal with tips you can act on the day you read them.
We only write what’s useful.
Every piece starts with the same question: how useful is this to our readers? When the honest answer is “not very,” we don’t publish it.
We do the homework so you don’t have to.
We run the numbers, read the fine print, and weigh the alternatives. You get the conclusion, not the pile of research.
Trust is our No. 1 priority.
No clickbait headlines. Affiliate partners don’t buy our opinions. When a product isn’t worth it, we say so.