WELCOME, CRASHER
Money tips
that respect your time.
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WHAT WE DO
We can all be Money Crashers
Anyone, at any stage of life, can get good with money. It just has to be explained straight. That’s what we do, one short tip at a time.
Educate
Every post teaches one useful thing. No lectures, no jargon, no filler.
Research
We compare rates, fees, and current promotions across the market. You just pick from the winners.
Enrich
We work with top financial brands to get you offers and bonuses you won’t find on your own.
AS SEEN ON
Latest Money Tips
New tips every day. Browse the latest, or get the next one in your inbox.
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Credit Cards Without a Social Security Number – Major Issuers Accept an ITIN
American Express and Bank of America both accept an ITIN on their card applications. The sooner you open a card, the sooner you start the payment history that landlords and lenders check. The catch is the ITIN itself. The IRS…
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0% Balance Transfer Arbitrage Barely Pays After the Fee and Taxes – Skip It
The offers that make it tempting arrive in your mailbox or your card account. Some issuers will turn a 0% balance transfer into a check or a direct deposit to your bank account, and online the trade gets sold as…
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Bankruptcy Stays on Your Credit Report 7 to 10 Years – Rebuilding Starts Now
Both clocks start on the day you file, not the day your debts are discharged. A Chapter 13 plan runs three to five years, which leaves roughly two to four years between your last plan payment and the day the…
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A Card Rate Hike Needs 45 Days’ Notice – and Can’t Touch What You Owe
The hike arrives as a change-in-terms notice, with the new rate set out in a table that makes your whole balance look repriced. Federal rules limit what the hike can reach and what the notice must tell you. Under the…
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Refinance Private Student Loans Whenever Rates Drop – There Are No Federal Protections to Lose
The rate on your private student loan was priced on the credit you had when you borrowed, often a thin student file. If your score has climbed or your income has grown since, you’re still paying a price set for…
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Credit Card Surcharges Are Legal in Most States – Pay With Debit Instead
About a third of small businesses add a surcharge when you pay by credit card, according to a 2025 JD Power survey. Merchants use it to pass along what taking your card costs them, typically 1.5% to 3.5% of the…
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If You Borrow to Cope, Willpower Rarely Stops It – Debtors Anonymous Can Help
Charging groceries after a layoff is borrowing for an emergency. Charging a shopping spree because of the layoff is borrowing to cope, and that’s the kind that keeps coming back. Debtors Anonymous calls this compulsive debting, and it works like…
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Charge Cards Skip the Credit Limit, Not the Bill – Pay in Full Each Month
There is still a limit. It just isn’t fixed. On American Express cards with no preset spending limit, what you can spend adapts to factors like your purchase, payment, and credit history, so Amex can decline a big charge. In…
WHY WE DO IT
Money Crashers’ mission
Money should work for you, not the other way around. We keep you on the right side of that deal with tips you can act on the day you read them.
We only write what’s useful.
Every piece starts with the same question: how useful is this to our readers? When the honest answer is “not very,” we don’t publish it.
We do the homework so you don’t have to.
We run the numbers, read the fine print, and weigh the alternatives. You get the conclusion, not the pile of research.
Trust is our No. 1 priority.
No clickbait headlines. Affiliate partners don’t buy our opinions. When a product isn’t worth it, we say so.