WELCOME, CRASHER
Money tips that respect your time.
Spend Less Time
WHAT WE DO
We can all be Money Crashers
Anyone, at any stage of life, can get good with money. It just has to be explained straight. That’s what we do, one short tip at a time.
Educate
Every post teaches one useful thing. No lectures, no jargon, no filler.
Research
We compare rates, fees, and current promotions across the market. You just pick from the winners.
Enrich
We work with top financial brands to get you offers and bonuses you won’t find on your own.
AS SEEN ON
Latest Money Tips
New tips every day. Browse the latest, or get the next one in your inbox.
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$5 Is Enough to Start Investing – Stop Waiting Until You’ve Saved More
You don’t need thousands of dollars to start investing. Big brokers have no account minimums, and fractional shares let $5 buy a slice of a fund that owns 500 leading U.S. companies. Open a brokerage account and invest what you can spare now, since a month spent saving up is a month that money isn’t invested.
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A Dollar a Day Is Worth Investing – $37,000 in 30 Years at 7%
A dollar a day feels too small to invest, but at a hypothetical 7% annual return, your $30 a month grows to about $37,000 in 30 years. Automate that deposit in an investing app, and raise it by 50 cents a day, or $15 a month, every January.
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How the Stock Market Works – Own All of It Instead of Trading
The stock market is a network of exchanges and trading firms where your broker gets your orders filled, usually by a professional on the other side. Don’t try to out-trade them. Use a brokerage account or your 401(k) to buy a fund that owns the whole stock market, and hold it for years.
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Types of Investments – Know Whether You’re Buying Ownership or a Loan
Nearly every investment makes you an owner or a lender. Owning stocks or property can grow your money but can fall hard, while lending through bonds and bank CDs pays interest and swings less. Before you buy anything, name which one it is and what would make it lose value.
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20 Investing Terms Beginners Need – What Each Means for Your Money
Fund pages, brokerage order screens, and 401(k) menus all assume you already know the vocabulary. Learn about 20 core investing terms, from expense ratio to limit order, before you open an account or pick funds, so you know what you’re buying and what it will cost you.
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A Stock Is a Slice of Future Profits – Own Hundreds Through One Fund
Buying a share of stock makes you a part owner of a company. You earn as its profits grow, through a rising share price and, at many companies, a cash dividend. You can’t lose more than you paid, but one company’s stock can still go to zero. Start with a fund that holds hundreds of companies.
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A Taxable Brokerage Account Has No Limits – Use It for Long-Term Goals Before 59½
A taxable brokerage account has no contribution limit, no income limit, and no penalty for taking money out at any age. Once you’re getting your full 401(k) match, open one to invest for goals at least five years away that come before age 59½, and for savings past your 401(k) and IRA limits.
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Best Balance Transfer Credit Cards – Enough Months at 0% for the Lowest Fee
Choose the balance transfer card whose 0% period gives your payments time to clear the balance, at the smallest fee. For most balances, the Citi Diamond Preferred wins, with 0% for 21 months on transfers made in its first four months, at a 3% fee. Move a Citi card’s balance to another bank’s card instead.
WHY WE DO IT
Money Crashers’ mission
Money should work for you, not the other way around. We keep you on the right side of that deal with tips you can act on the day you read them.
We only write what’s useful.
Every piece starts with the same question: how useful is this to our readers? When the honest answer is “not very,” we don’t publish it.
We do the homework so you don’t have to.
We run the numbers, read the fine print, and weigh the alternatives. You get the conclusion, not the pile of research.
Trust is our No. 1 priority.
No clickbait headlines. Affiliate partners don’t buy our opinions. When a product isn’t worth it, we say so.