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Divorce Process & Finances: How to Protect Yourself Financially When Getting a Divorce

By Miranda Marquit

divorce separationDivorce is almost always painful. However, it can be a relatively easy process where both spouses desire an amicable parting, or it can be hell-on-earth where one or both spouses are out for blood.

Sometimes, even the amicable ex can turn spiteful and downright nasty when the other starts dating, for example. Because you never know what can happen, it’s vital to protect your money and assets from the potential ravages of divorce.

Before You Divorce

Community vs. Separate Property States

Prepare ahead of time if you think divorce is likely or if you already have plans to leave. Find out if your paycheck, the car you purchased in your name, and your retirement account belong entirely to you or are half-owned by your spouse. If you live in a “community property” state, your spouse will own half of everything you acquired during your marriage – including your paycheck.

On the other hand, if you live in a “separate property” state, generally everything with your name on it belongs to you. How property is treated in your state will affect how you proceed with protecting yourself. It can be much easier to protect your assets in a separate property state because ownership is clear.

Open a Bank Account

If you had your own bank account before the marriage, keep that money separate from any joint bank accounts. As long as you haven’t combined it with your spouse’s money for joint purposes, you are the legal owner in the event of a divorce.

If the only bank account you have is a joint account with your spouse, open up your own and start contributing to it. Your spouse can’t drain your individual account the same way he or she could your joint account. However, be aware that if you live in a community property state, whatever you deposit in the new account will be considered a marital asset unless you establish a formal date of separation first.

Establish Separation

Especially in community property states, this step is extremely helpful for protecting your income, your sanity, and preparing you to live life on your own. Once a date of separation is established, your spouse can no longer claim half of your income as theirs, or any new assets you acquire with that income.

One way to establish separation is to move out. A move to your own apartment, new home, or even back to your parents house makes it clear that you and your spouse are no longer functioning as a couple. Income received after this date should be untouchable by your soon-to-be ex.

Establish Credit

Establish your own credit by getting a credit card in your name only. Do not authorize your spouse as a user or joint account holder. Use the credit card and rewards wisely, and don’t run up huge bills. You might need the card for an emergency in the very near future.

Good Behavior

Lastly, behave well. Don’t date or fool around with other people. Don’t stay out partying late at night. And don’t speak poorly of or cause major issues with your spouse. All of these actions can come back to haunt you during the actual divorce.

husband wife quarrel divorce

During the Divorce

How to File

If you can afford it, hire a quality lawyer. While the fees may be high, the stakes are even higher. That being said, a good lawyer is simply not an option for many people. Mediation and arbitration are less expensive and less time-consuming options that occur outside of a courtroom. Mediation can make sense for couples on relatively good terms and in agreement on how to split assets and child custody. On the other hand, arbitration involves the resolution of differences by a third, ideally neutral, party. You can also file for divorce directly with the court without a lawyer’s assistance. However, this may be unwise in all but the simplest and most congenial of circumstances.

Account Passwords

Change all account passwords as soon as possible. Your email, social media, and financial account passwords should all be changed. When you choose a new password, make sure it has nothing to do with your life together. No family names, birthdays, pet names, or other information that your ex would have knowledge of.

Limit Access to Joint Accounts

Also, review all of your accounts and take note of which are joint accounts. In some cases, you won’t be able to close these accounts until reaching a divorce settlement. However, you can contact the institutions where you have joint accounts and inform them of the situation. They may be able to limit access to the accounts and thereby prevent you or your spouse from depleting them.

Behavior

Conduct yourself appropriately during all proceedings. Do not speak angrily and avoid saying and doing things that could be used against you in court. Don’t threaten your ex-spouse and don’t run up huge bills with joint accounts. Avoid having conversations alone with your ex during the proceedings. Make sure you have a representative or other third party (not your children) present during any contact. If you act in a way that is above reproach, you will be more likely to receive concessions during the divorce – especially if your ex has been behaving poorly.

Other Considerations

Make a personal line item to-do list based off of the following points:

  • Beneficiaries. Beneficiaries on your investment accounts (including retirement accounts), insurance policies, bank accounts, and your will need to be updated. Plan to call your broker, bank, insurance company, and your benefits department at work to find out which beneficiaries are listed and if you need to change them. In most cases this will be as simple as filling out a form, but in some cases you’ll probably need your spouse’s signature to remove him or her as a beneficiary. It’s your call. You could attempt to get this prior to the divorce or wait until things are finalized. Then your spouse will be your ex and will have no say in who your beneficiaries are. Procedures to change beneficiaries vary by account type and state law.
  • Credit Card Debt. Normally, credit card debt acquired during the marriage will be split amongst the parties. However, try to convince your ex to close joint accounts together. You will still have to pay off the debt together, but that can be done with joint assets or through a repayment plan worked out with the help of the divorce court. If that doesn’t work, call the credit card company and ask to have your name removed from the account. Make it clear you don’t want to be responsible for future charges (you will be partially responsible for charges up to that point). As with everything else during this process, document all exchanges that occur via phone, fax, email, or the postal service.
  • Mortgage Debt. You can’t do much about the mortgage until everything is finalized. But you can consider what you will do when that happens. In some cases, it’s easiest to sell the house and split the earnings. However, some couples prefer that one of the partners ends up with the house. If you are the one who retains ownership, refinance the home so it is in your name only and update the title so it reflects that you are the sole owner. If your ex is keeping the home, stipulate in the divorce settlement that the home be refinanced in your ex-spouse’s name and your name removed from the title. You don’t want your credit trashed because two years from now your ex-spouse decides a strategic default is the way to go.
  • Other Debts. Most debt acquired during the marriage will be split. However, make an effort not to run up more debt while waiting for the divorce proceedings to finish. Make sure to also pay credit card and loan payments on time. After all, this is your credit at risk as well your ex’s. Use joint assets to make payments whenever possible, but if you must use your own assets to pay joint debt, keep track of it. Many judges will give you credit and arrange matters to reflect your efforts, especially if your ex has been behaving poorly with regard to finances. Once the divorce is final, most joint accounts need to be closed and paid off according to the terms established.
  • Your Credit Report. Write a letter to all three credit bureaus to let them know you are getting a divorce and you don’t want to be responsible for debt your spouse incurs. Sometimes an angry spouse will run up credit card debt on a joint account or engage in other activities in order to ruin your credit. Ask that the letter be included in your credit file. This won’t always completely protect you, but it does document your side of the story. If you are worried that your spouse might open new accounts in your name out of spite, call the bureaus and have a fraud alert placed on your credit reports. That way, lenders have to double-check with you before actually approving an account.

fighting over child divorce

The Children

If you have children, you probably tried hard to avoid a divorce. You may be feeling guilty and want to do everything you can in order to make them, and yourself, feel a little better. If that’s you, keep this in mind: to take good care of your kids, you have to take care of yourself first. A guilt-ridden parent is more likely to spoil their children which is not good for anyone, children included.

The kids might be more confused than ever and desperately need structure. Too many divorced and divorcing parents aren’t able to properly provide this because they’re fighting, or are emotionally drained by the changing situation.

Get visitation and custody clearly established. Whether it’s initially through a court of law, or by mutual agreement, arrangements should be fair and not changed casually. Where hostility and manipulation are present, it will be best to make this legal and get it recorded in a court of law. That way, the parent with primary custody can’t take visitation privileges away from the non-custodial parent, or threaten to do so. Kids also can’t manipulate the schedule to their advantage.

If you can agree on who pays what and stick to it, this may be better than establishing a formal child support order. If you have been paying most of the expenses in the household, you might be the one paying child support. If you have been a stay at home parent, you may be the one receiving child support. Increasingly, though, many divorce cases involve two incomes. If a support order is pursued, the non-custodial parent could pay much more to support the children than the custodial parent, regardless of income. The calculation varies by state and is affected by the following factors:

  • Where do the children spend most of their time?
  • How much money does each spouse earn?
  • Can the spouse with primary custody earn an adequate income?

If possible, it’s important to have regular conferences, even after the divorce, about what is appropriate to spend on the children, especially if a child support order is not in place. Remember, perhaps the only reason the two of you have to communicate now is for the sake of your kids, so play nice.

Alimony

Alimony is support to one spouse from the other and is generally awarded when one spouse has been supporting the other financially during the marriage. If one spouse has stayed at home without a job, or worked a low-paying or part-time job, the spouse with the higher income can be ordered to pay support for a certain amount of time. Not all spouses ask for alimony, though. Either spouse is permitted to ask and the court will decide on the merits of the case. Alimony payments can be changed later as circumstances change.

It used to be that alimony was mainly awarded to women. However, with more women gaining financial independence, there are more cases where men ask for and are awarded alimony. For example, I have been the primary bread winner since my marriage, and as a result, my husband would likely receive alimony if we divorced and he asked for spousal support payments.

Getting Good Advice

You might have well-meaning relatives and friends willing to give you advice about money, but there is no substitute for professional advice. Before, during, and after the divorce, seek help from a divorce attorney, mediator, accountant, or financial advisor. Get referrals from the divorced in your social circle. A third party can objectively view your situation and help you make decisions based on your financial needs alone.

Qualify any professional you talk to first. Not everyone who sells their services knows what they’re doing. Though it’s not foolproof, most attorneys worth their title will, unfortunately, charge far more than you’d like to pay. If you’re talking to an attorney at a bargain rate, ask why. It could be that the level of service they offer you is minimal or that they just aren’t that good. And regardless of how great someone might sound or who referred you to them, don’t pay for or take advice from someone you don’t feel good about.

divorce decree

Post-Divorce Finances: Getting Back on Your Feet

Divorce can really take a lot out of you. You will likely have bills to pay and you’ll be adjusting to a different lifestyle. Chances are you will need to cut back on your spending as well. Assess your situation and make a plan to better navigate your new surroundings.

Know Where You’re At

The first thing you need to do is figure out where you are financially. Add up all your debts and take a look at all your expenses. Consider what your income will be and honestly evaluate your financial situation from a pure numbers perspective. If you aren’t sure what you are spending your money on, track your expenditures for a month or two and review bank and credit card statements. Personal finance software and apps like Mint.com will help you track your expenses as you begin to get back on your financial feet.

Make a Plan

If you have high interest debts you’re responsible for, figure out how to pay them off as quickly as possible. Create a workable and realistic budget that accounts for positive cash flow like income, and expenses like bills and debt payments. It’s also a good idea to determine how much you can set aside monthly for retirement and emergencies.

Your plan should include two parts:

  1. Frugal Living. Cut back on unnecessary expenses, look for good deals, and try to make your dollar go as far as possible. You might need to downsize your home to a smaller place. Plan your meals around coupons and sales for the week (i.e. extreme couponing). Practice energy efficiency in your home to reduce your utility bills. If you have the space (even a patio will do), consider growing some of your own food with a home garden. There are many ways to be frugal and find extra cash in your budget so that you can live richly without spending that way.
  2. Increase Your Income. Once you get your spending under control, think of ways to earn a little more money. If a second job isn’t feasible for you, look for ways to earn money from home with side business ideas or utilize passive income investing strategies. Creating such an income can take time, however, so live frugally during the interim.

Investments

If you had shared investments with your spouse that were divided or if you received a settlement, put the money into investments of your own. Don’t rely on the investment plan you followed while you were married either. The needs you had as part of a couple are different from the needs you have now.

Evaluate your long-term financial goals and create a new investment plan to reflect your situation. A financial professional may be able to help you, but if you can’t afford a fee-only advisor, make sure that you understand exactly how they get paid for providing you service and that you’re comfortable with the setup.

Protect Your Assets

Make sure your assets are properly protected. You need sufficient health insurance, car insurance, and homeowners insurance. Health insurance these days can be prohibitively expensive. If you don’t work, or aren’t offered insurance through work, make sure you’re covered on your ex’s plan as part of the divorce proceedings.

You should also have life insurance to make sure your children’s needs will be met in the event that something happens to you. Coordinate with your ex to determine how your children will be cared for if something happens to one or both of you.

Final Word

Divorces are usually painful financially and emotionally, and require you to adjust your perspective. No longer are you looking at the world from a team perspective – it’s just you now.

The flip-side, of course, is that you’re presented with a huge opportunity to create the life you want. And you can lay the groundwork for that right now. Don’t try to resolve old differences with your ex during this process. Keep in mind that your goal during a divorce is to split up the relationship and assets fairly and amicably. Old emotions will only get in the way of that and make it difficult, if not downright impossible, to achieve. Do your best to keep a cool head, let go of the past, and look forward to the future. Follow the steps and suggestions above to get you started.

(photo credit: Shutterstock)

Miranda Marquit
Miranda Marquit is a freelance writer and professional blogger specializing in personal finance. She writes for several web sites, and her work has appeared in numerous online and offline publications. You can find Miranda's personal finance blog at AllBusiness.com.

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Comments

  • http://www.moneycrashers.com/protecting-yourself-financially-in-a-divorce/ Dash

    OMG!!! This is great information!! My attorney was paid $20,00 out of the sale/proceeds of our home, this was given to her the first year, the second year we paid for QDRO’s $3000.00 about to define what was in my retirement and my husbands. The divorce decree took 3 years and I was bill and extra 30,000 from my attorney whom held up my proceeds from the sale of my home. The proceed was given to me afer 9 months and I had to get my personal friend/attorney and pay out $3 grand who is and attorney to assist me with getting my proceeds from the sale of my home, also i had to claim 50pecent to the IRS for the proceeds gained from my home.

    • http://www.mirandamarquit.com Miranda Marquit

      Thanks for sharing your story. It really provides some insight into how expensive the process can be.

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  • http://www.moneycrashers.com David/moneycrashers

    Dash

    Man thats a tough one–sounds like an expensive lesson leanred.

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    Hello,

    my name is Miss Georgina peckett, I’m from USA.

    I want to inform you all that there is a spell caster that is genuine and real.I never really believed in any of these things but when I was losing Gilbert, I needed help and somewhere to turn badly. I found consultant.kalakuta spells and i ordered a LOVE SPELL. Several days later, my phone rang.Gilbert was his old self again and wanted to come back to me! Not only come back, the spell caster opened him up to how much I loved and needed him. Spell Casting isn’t brainwashing, but they opened his eyes to how much we have to share together. I recommend you if you are in my old situation to try it. It will bring you a wonderful surprises as well as your lover back to you. The way things were meant to be. you can contact the spell caster on– [email protected] he’s very nice and great.

  • gian

    Find your soulmate: Have you been alone for too long? Don’t give up! You too deserve to go out with your lover, to be kissed, hugged and all those little and affectionate cares that brighten up the daily life. Thanks to this spell particularly efficient, you’ll be significantly attractive and you will be able to attract the one you are dreaming of. Look no further, you have finally found what you needed to attract your soulmate.contact [email protected]

  • KIRSTIN3ek

    Thanks to [email protected] for At last my happiness has been restored by a Man named Dr ABULU ,, my name’s are miss KIRSTEN i want every one on this site or forum to join me thank this DR ABULU for what he just did for me and my kids . my story goes like this i was married to my husband for 5 years we were living happily together for this years and not until he traveled to Italy for a business trip where he met this prostitute who be witched he to hate me and the kids and love her only so when my husband came back from the trip he said he does not want to see me and my kids again so he drove us out of the house and he was now going to Italy for to see that other woman. so i and my kids were now so frustrated and i was just staying with my mum and i was not be treating good because my mama got married to another man when my after my daddy death so the man she got married to was not treating i and my kids well so i was so confuse and i was searching for a way to get my husband back to me and my kids so one day as i was browsing on my computer i saw a testimony about this MAN DR ABULU of [email protected] shared on the internet by a lady and it impress me too so i also think of give it a try at first a was scared by when i think of what me and my kids are passing through so i contact him and he told me to stay calm for just two days that my husband shall be restored to me and to my best surprise i received a call from my husband on the second day asking after the kids and i called Dr Abulu and he said your problems are solved my child so this was how i get my family back after a long stress of brake up by an evil lady so with all this help from DR ABULU of [email protected] i want you all on this forum to join me to say a huge thanks to DR ABULU and i will also advice for any one in such or similar problems or any kind of problems should also contact him for help
    Good bye

  • Annie Cindy

    This is just Like a big Dream to me i can never believe this is happening to me after 2 years of broken marriage at Last Auspro his back to my arms with the help of this great man called Dr ikuku,After my Lover Auspro broke up with me without no reason i was in deep pain because i loved Auspro with all my heart because he was my first love and the one that gave me joy,i tried all my best to get Auspro back but all ways never seems to be possible everybody we i meant just kept on lying to me that everything would be okay,But yet i did not get back Auspro,This world was lonely without Auspro but when my helper came Dr ikuku who came and clean the tears away from my face because Auspro promised to get married to me but he did not fulfill his promise,Then i told Dr ikuku what has happened to me how my Lover Auspro Left me without no reason Dr ikuku told me to clean my tears that he assure me that Auspro would come back to my arms within 24 hours i was shocked and put all my trust on Dr ikuku and Dr ikuku did not betray my trust that i had for him told am with Auspro he came back and apologize to me and our wedding date was fixed and he made me had access to everything he has am so happy please my friend i would love you people should kindly come for our wedding which is taking Place on the 11th of May 2013 am so happy and joyful may Dr ikuku name be praised and am going to spread this news continuously to the whole world for the great thing this man has done for me called Dr ikuku,Please make your tears stop and be happy you can contact Dr ikuku on [email protected] or cell number +2348034458597
    Name:Annie Cindy

    Country:United State of America

  • sydney

    I’m not sure if Dr Igodo the great ( [email protected] and tel +2348169138446 ) can remember me or not with all the People you helped, but I am writing this to you regards the Love Spell that you cast for me a year ago. If you can recall, derick and I had been together for about 2yrs. We were so much in love. The problem was outside interference with our relationship. For some reason no one wanted us together. His family was constantly interfering in our relationship and my family hated Derick I don’t know what the reason was, all I knew was that I didn’t want to lose him over what our families wanted! I contacted dr igodo and he suggested a Binding Love Spell. So with that, he got started right away on my case. The process was so fast and easy to understand. Within 24 I started seeing positive results! Derick’s family totally started accepting our relationship! It was very strange! My parents started to accept Derick as well! It was crazy how everyone just backed away from us and let us enjoy our lives together! It was completely amazing I just wanted to let you know that after a year things are still going well! As a matter of fact,Derick and i are getting married next 2 weeks! We are having a huge wedding…with ALL of our family and friends! I couldn’t be happier! I just wanted to say thank you again for all of your help! You have truly been a blessing to both of us.

    Sydney Newton,USA

  • maris

    I am sharing my testimony to everyone that has tried everything possible and had lost hope on how they can get their ex back, i want you all to know that their is one man called priest Oduma that work for me and after 2days of his spell brought my ex back to me without any delay, i am really happy now that we are together again and we are living happily with so much love and respect for each other, so i will advise everyone to ask for this same man’s help so that you can be happy again and make your dreams and wishes you have with your ex come true just contact him via his email address [email protected] or call him via his mobile number +2348153363047 he can help you without any delay.

    THANKS TO PRIEST ODUMA FOR YOUR HELP

    maris
    usa

  • sarafina

    i never believed that this divorce would be canceled just exactly the way Dr ikuku told me that was how it happened.When Grey called me that he his no longer interested that he needs a divorce i was so shocking and wondering what made him to ask for a divorce it was just like a joke he filed the divorce and i got a letter from the court,i was just so shocking and having deep pain that why would Grey do me such a thing and we where suppose to come to the court to sign the divorce on the 20th of may,and it was getting late because i never wanted this divorce to take place there was no time i was just thinking and hoping for a miracle to come my way and make Grey forget about getting a divorce,But all my heart desire was granted with the help of Dr ikuku,After i read some interesting reviews about Dr ikuku helping a woman who are husband needed a divorce and it was almost late like mine.So then i contacted Dr ikuku and told him my problem he just told me not to worry that he assure’s me that everything would be okay and that Grey would cancel the divorce and beg me to forgive him,Dr ikuku told me that all this will come to past within 24 hours,i was like if this really happens i will testify his name to the whole world and i hoped on Dr ikuku to hear a good news,This was more than a good news the first call i heard was from the lawyer saying Grey came to his office and said he does not need a divorce any longer that he loves me and need me around,i was so happy in hearing that so as i was dropping the call Grey call came in and he told me in tears that i should forgive him and listen to him,Then i told him to come over he came over and we are together he loves me and said he does not need any divorce all he need is me he told the lawyer to come and change his will and every asset he owns to my name,Am so happy today and grateful for this wonderful thing Dr ikuku has done for me.You can contact Dr ikuku for help and get instant solution on [email protected] or cell number +2348034458597 My name is Sarafina from the united state of America

  • JIMMY

    so so happy cant keep this to my self must testify so the whole world can know.a year ago had a serious fight with the love of my life and we separated i missed her so much that i tried all means to get her back but it all failed and it even got worst because she even got a court injunction against me not to come close to where ever she and my child are and restricted me from visiting them.

    i saw in a local newspaper a story about how this great spell brought back happiness into a ladies life after years of separation and decided to contact him.he asked for her full name and picture which i gave him and also some materials to cast the reunion spell and after 48 hrs i got a call from her thought i was dreaming until she finally came back home.

    am happy to say we have been to together now for a month and she is very happy being back with me.

    please if you are having any problem in your marriage or your relationship please kindly contact this great man of spell on the following: [email protected] or +2348169138446 and get you happiness back.

    JIMMY KIM

    USA

  • Elizabeth

    Thank you so much! My husband was about to divorcing me, but you made him change his mind. And if you knew him like I do, you would know what a challenge it is! I will contact you soon for another spell, and will definitely mention your email to a friend who has problems with her relationship as well. God bless your temple: [email protected]

  • natasha

    my ex-boyfriend dumped me 8 months ago after I caught him of having an affair with someone else and insulting him. I want him back in my life but he refuse to have any contact with me. I was so confuse and don’t know what to do, so I visited the INTERNET for help and I saw a testimony on how a spell caster help them to get their ex back so I contact the spell caster and explain my problems to him….. he cast a spell for me and assure me of 3 days that my ex will return to me and to my greatest surprise the third day my peter came knocking on my door and beg for forgiveness. I am so happy that my love is back again and not only that, we are about to get married. Once again thank you Kala spell, you are truly talented and gifted contact his email: [email protected]

  • Bradley Speck

    WONDERFUL WORK OF Dr Okakagbe.

    i want to use this opportunity to tell Dr Okakagbe of love temple, that i am very grateful for helping me get back my lover’ after he abandoned me for good six months with pains and tears in my heart. i am Miss speck from united states. my husband before the break up usually insult and see nothing good in any thing i do, i felt as if i was cursed. my friends advised me to let go but i couldn’t because of the love i have for him. which was so strong and could even move ten mountains in a speed of light. after two days of my contact with Dr Okakagbe my husband came back with apologies and love that he had never show me before. right now he doesn’t insult me any more rather he tells me how pretty and wonderfully made i am by God each morning. ([email protected]) one thing i love about Dr Okakagbe , is that he is so accommodating and free.you can still call Dr Okakagbe on his personal line at +2348156885231

  • Dr smith williams

    My name is Juliet from USA my lover dumped me for another girl but with the help of priest omigodo he brought back my lover in just two days. if you are in any kind of problem please contact priest omigodo on his email address on : [email protected] or call him on his personal phone number on +2348079367204

  • kasha lucky

    I am kasha i lives in uk and i was in a serious relationship with my ex guy for three good years.. One day we were in a dinner party, we had a little misunderstanding which lead to a Quarrel and he stood up and left me at the dinner party. i try to call him but he was not picking my calls so after than i contacted my brother and told him about it,my brother so much love me that he had to see him on my behalf,he told my brother that it is over between us.. Then i contacted a friend of mine that had this similar experience and she directed me to one of the spiritual diviner ([email protected]).at first i thought it was not going to be possible and i contacted him i was ask to come up with a little requirement,so i did what i was ask to do, after 3 days i was in my office when my ex guy called me and was asking me to forgive him and come back to him. i was very surprise it was like a dream to me,so ever since we have been happily married with one kid my lovely baby(Ceslav)…i wish you the best of luck….

  • Am Happy

    This is so awesome am Nikki Jera from Ireland am here to share a great testimony of what Dr ikuku has done for me,When my lover Steven told me that he his no longer interested in me that he wants to move forward and leave Ireland and go to the Uk and stay and plan his future that he his tired of me without no reason,i was in deep pain that how will the one i love the first man in my life leave me for no reason i tried to get some spell caster but they all kept on lying and took my money away until my very close friend who traveled to USA and i told her whats happening to me she told me that there is a great spell caster who is very straight forward and truthful who does not use black magic or Voodoo power that he uses pure Natural power given to him by God was so happy she emailed me all Dr ikuku details and i emailed Dr ikuku and did as he said then he told me the actually problem that there is a woman who is in my husband live and she stays in Uk she wants my husband to come stay with her i was in tears he told me not to worry that my lover would be back and apologize to me within 36 hours i was wondering and doubting then i recollected that my friend tracy can’t lie to me since she is from Tracy i believe all would be well,Believe within the 36 hours guess who i say on his knees Steven begging me to forgive him for what he has done to me and told me that he wanted to leave me for another lady that’s stays in the UK,Steven changed his line and made sure that the lady in the UK never had anyway to get in touch with him again am so happy and grateful,You can contact him on his private mail [email protected] or cell number +2348034458597

  • Mike Krista

    UNBREAKABLE LOVE BOND VOODOO SPELL TRUE LOVE SHOULD LAST FOREVER.This powerful voodoo love spell will ensure that you will be admired, cherished, worshiped and loved by that special someone and allow you to feel truly complete in your relationship. This powerful voodoo love spell will bind its energy to them and retain it forever in order to protect your relationship for life – no matter what challenges your relationship faces. After all – true love should last forever!Contact Via Email:[email protected] ,Mike Krista +2348133047855

  • Shelia

    I am here to thank this wonderful man that brought back my lover within 48hours, if any body is in need in getting back there lover they should forward there complain to Dr.spell through +2348052168467 or [email protected] My name is Shelia from United Kingdom

  • Am Happy

    Am so happy today that God has sent this great man and there is one thing i believe as well that Dr ikuku is not God sent but he his actually God,when i taught there was no more hope and agreed that i would loose my marriage because my love Davidson decided to have a divorce with me i was so unhappy and it was like the word has turned back against me but Dr ikuku made me smile again after 3 years in marriage my husband work up one money and told me That Lisa i need a divorce it was like a joke i was like wow without no reason he said he wants to move on with his life that same day he said that i was going for an interview and also got a letter from the lawyer that i need to be in court on the 11th of June 2013 when i read this letter was so depressed i left the house and went to a friends place where i cried out my life where i was listen to some cool blues then this program came up (HOW I GOT BACK MY EX)i never really focused on the program but when the program went on it was like they where talking to me and it was similar problem with mine that they where giving testimonies how Dr ikuku helped them in bringing back there ex i was so happy i contacted Dr ikuku and shared him my problem he then told me that divorce would be cancelled within 36hours i was so happy believe me friends as the 36 hours was completed it was a call from the lawyer that the divorce has been cancelled that where am i that my husband wants to see me that he has been in tears then i told them he came over with the lawyer went on his knees and apologize to me which i forgive him and told the lawyer to file a paper and make me his next of Kin and make my name be on all his document am so happy today and am also thanking this great man/God and we are planning on bringing Dr ikuku to the USA to solve lots of problem here please you don’t need to be scared just contact Dr ikuku on [email protected] or cell number +2348034458597,Lisa Jones from USA

  • Natalie

    I want to use this opportunity to thank Dr.OKAFOR for helping me get my lover back after he left me few months ago. i have sent friends and my brothers to beg him for me but he refused that it is all over between both of us but when i met this Dr.OKAFOR he told me to relaxed that every thing will be fine and really after just 4days i got my man back. so thank you so much OKAFOR. here is the email of Dr OKAFOR. ([email protected])

  • http://www.facebook.com/micheal.wisdom.127 Micheal Wisdom

    my ex-boyfriend dumped me 8 months ago after I caught him of having an affair with someone else and insulting him. I want him back in my life but he refuse to have any contact with me. I was so confuse and don’t know what to do, so I visited the INTERNET for help and I saw a testimony on how a spell caster help them to get their ex back so I contact the spell caster and explain my problems to him….. he cast a spell for me and assure me of 3 days that my ex will return to me and to my greatest surprise the third day my peter came knocking on my door and beg for forgiveness. I am so happy that my love is back again and not only that, we are about to get married. Once again thank you Dr Trust spell, you are truly talented and gifted contact his email: [email protected]

  • margo

    this is Margo ,I want to thank you & the Spirits for all that you’ve done for me all

    these years. I’m thankful for all the time, money & effort you & the Spirits have put

    into my case. i have managed to win all court cases against me in short time through

    your powers, I will always be grateful, you saved me from life imprisonment.

    Sincerely,if you need his help contact email adress [email protected]

  • annonymous

    my name is Benson i want to thank Dr Oko for the wonderful he cast for me, i want to tell you that this man is so powerful i get in touch with this man after reading his testimonies share by others online, i also contact him when when my ex wife refuse to come back to me after a little problem, and i so much love this woman that i could not let go out of my life, this man told me that i should not worry after explain things to him, this man promise to help me cast a spell on her that will make her comes back to me after 3days, i thought it was a joke and i also gave him a chance to do his work, to my greatest surprise my ex woman who has not called me for some weeks called me after the spell of DR OKO and started apologizing that is sorry for hurting me. i want to this opportunity to thank Dr Oko for his wonderful work and please i want you all to contact this man through his email address : [email protected] contact him and get your problem solve.

  • mercy65

    Thanks for making my family happy again, my father came back home and he can even take us out, something he never think of before! i wonder Dr egbenakheu are you god or what? amazing you make things happen! i will .Thank you very much. from Holland if you need his help contact email address Dr [email protected]

  • Gisselle

    i just want to share my experience and testimony here on how Dr Agba.. i was married for 6years to my husband and all of a sudden, another woman came into the picture.. he started hailing me and he was abusive..but i still loved him with all my heart and wanted him at all cost…then he filed for divorce..my whole life was turning apart and i didn’t know what to do..he moved out of the house and abandoned the kids.. so someone told me about trying spiritual means to get my husband back and introduced me to this Dr Agba so i decided to try it reluctantly..although i didn’t believe in all those things… then when he did the spell, after 4 days, my husband came back and was pleading..he had realized his mistakes..i just couldn’t believe it.. anyways we are back together now and we are happy…..If any of you ever need help help regarding relationship issues, contact him throught his email address [email protected]

  • mary

    Amazing? I do not know how to thanks Dr aluda who did a spell that.
    make my husband to come back to me.he left me for the past five years, and.
    for the past five years I have been in pains, sorrow, bitterness and.
    wiping.until I read a magazine about this man called Dr aluda, who.
    help people to unite their relationship within two days.i never believe in.
    spell or magic, so I decided to give him a try.i contacted him.he told me.
    that he shall come back to me according to my believe.he also promise me.
    that he shall return to me within two days, i was still doubting, if he can.
    really do according to what he says, unfortunately on the third day he call.
    me on phone saying that I should forget and forgive him.that he is now.
    ready to love and cherish me, on the forth day he but a car for me to say he.
    is very, very , very, sorry, big thanks to Dr aluda you help me to bring.
    back my lovely husband, any body act their, having similar problem like.
    this, thinking on what to do, Email him at [email protected] or call him on +2348063930531

  • marian lawson

    MARIAN LAWSON TRUST LOAN FIRM

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    Construction loan, Debt loan, Student loan, Auto loan, e.t.c. loan is of any currency with any amount calculated @ 2% rate if u are interested kindly

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    [email protected]

    Best Regards
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  • Carolyn

    hello people outside the world my name is Carolyn I want to say that my lover left me in April. During one long month I have contacted many casters and bought almost ten spells without results. My ex wouldn’t contact me, wouldn’t answer my calls and emails. But I never lost hope because I knew we were soul mates. Dr.ancient cast the most wonderful spell for me 2 weeks ago and everything has changed since then. We are close to each other again and he is calling me many times everyday. Thank you Dr.ancient of [email protected] your help is very appreciated! I will keep in
    touch

  • CELINA

    I am Jessica from Las-Vegas USA,i am so lucky i found you Dr Maxi.Thank you for helping me to get my ex lovely partner back into my life.I am so blessed that you used a non forceful way of uniting and reuniting us.Our past, presence and future seems to have been all merged into one.You told me that everyone has a compatible soul mate whether in their life or waiting to come into their lives.I am glad its my partner of old.I did not want to really go and be with someone else,You have removed the extra baggage that has been affecting us and holding us back. Peace and thanks to you.Dr Maxi for all your help,email [email protected]

  • sandy jack

    I am Mrs Sandy from USA, i want to share a testimony of my life to every one. i was married to my husband Williams Jack, i love him so much we have been married for 6 years now with three kids. when he went for a vacation to UK he meant a lady called Mary?, he told me that he is no longer interested in the marriage any more. i was so confuse and seeking for help, i don’t know what to do until I met my friend miss Lina and told her about my problem. she told me not to worry about it that she had a similar problem before and introduce me to a man called Dr Joel who cast a spell on her ex and bring him back to her after 3 days. Miss Lina ask me to contact Dr Joel. I contacted him to help me bring back my husband and he ask me not to worry about it that the gods of his fore-fathers will fight for me. He told me by Three days he will re-unite me and my husband together. After three day my husband called and told me he is coming back to sought out things with me, I was surprise when I saw him and he started crying for forgiveness. Right now I am the happiest woman on earth for what this great spell caster did for me and my husband, you can contact Dr Joel on any problem in this world, he is very nice man, here is his contact [email protected] He is the best spell caster how can help you within three days.

  • melanie

    my story goes to everyone out there that are in the situation that i have also being through. and how i was saved.

    I have been rejected by my husband after three(3) of marriage just because another woman had a spell on him and he left me and the kid to suffer. one day when i was reading through the web, i saw a post on how this spell caster on this address [email protected] have help a woman to get back her husband. and i gave him a reply to his address and he told me that a woman had a spell on my husband and he told me that he will help me and after 2days that i will have my husband back. i believed him and today i am glad to let you all know that this spell caster have the power to bring lovers back. because i am now happy with my husband.

    his email : [email protected]

  • Paul Kite

    I never believed in love spells or magic until I met this spell caster once when i went to see my friend in Indian this year on a business summit. I meant a man who’s name is Dr Ogala he is really powerful and could help cast spells to bring back one’s gone, lost, misbehaving lover and magic money spell or spell for a good job or luck spell .I’m now happy & a living testimony cos the man i had wanted to marry left me 5 weeks before our wedding and my life was upside down cos our relationship has been on for 3years. I really loved him. So when i met this spell caster, i told him what happened and explained the situation of things to him. At first i was undecided,skeptical and doubtful, but i just gave it a try. And in 2 days when i returned to Canada, my boyfriend (now husband) called me by himself and came to me apologizing that everything had been settled. Well we are happily married now and we are expecting our little kid, and my husband also got the new job and our lives became much better. His email is ([email protected])

  • Jessie

    I cant stop saying how this spell lady [email protected] did a spell that brought my husband home in just 2days after leaving me and the kids for another woman

  • anounymous

    I got a love spell cast by them and in just 2 days my life was back to the way that I wanted it to be! I am now back with my lover and we are now living back together with each other. Without the help of Dr Obodo of [email protected] I would still be in a bad emotional state that I was in. Thank you for all your help again! Carly, Vienna.

  • ANNONYMOOUS

    my name is Rachael,This is a testimony that I will tell to every one to hear on how i got my ex back with the spell of Dr Oko of [email protected] I have been married four 4years and on the fifth year of my marriage, another woman had a spell to take my lover away from me and my husband left me and the kids and we have suffered for 2years until I met a post where this man DR Oko have helped someone and I decided to give him a try to help me bring my lover back home and believe me I just send my picture to him and that of my husband and after 48hours as he have told me, I saw a car drove into the house and behold it was my husband and he have come to me and the kids and that is why I am happy to make every one of you in similar to met with this man and have your lover back to your self. His email: [email protected]

  • Ame Kindasia Oaikhena

    Thanks once again to the author of this site and great oshogum I am marina I want to share my testimony to every one here about what this great man did for me I was married for more than six years now with no child with this, my heart has been trouble so I don’t know what to do. And I have gone from one hospital to another meeting different doctors still I did not found the solution of my problem on till one day in my office when a friend of mine came for a visit and she witness how my mother in-law talk to me so I have been hiding this for every body not to share this problem to any one so when I see the situation on ground now my husband is about getting another woman, my friend tell me about Dr. oshogun best to share to contact this great man for a spell cast so I was not my self of telling her my problem so I ask her what we it take me? She said it best to contact him and tell my problem to him. of a truth i never wanted to contact a spell caster because i have hear so many stories of scams claiming to be doctor. And according to my friend, she said the spell will not take much time just three days it we be done then I look up and down were we I start from now? She insist for me to try him then I ask her for his contact she gave me his number +2348189075265 and his email address [email protected] so I called him first before I email him to know if his the write person. truly the spell work after i contacted him with the things he required in three days so he cast the spell and am so i am happy with my husband with two kids with this, the man is great and his spell casting is real. thanks to my friend may God almighty
    contact him now with +2348189075265
    via email [email protected]

  • ahmedcherif821

    hello, i want a wife , ([email protected])

  • vice

    First of all, Am just short of words i don’t know what to say, am so grateful to Dr aduga for what he has done for me. At first i thought he was a scam like two others that i worked with, but i just decided to contact him then he told me that my lover will be back home within 4days. When the 4 days completed my husband called me and said he was sorry for the frequent argument and fight, i was so happy that my husband who left me for over 2 years called me. Now we are together he can’t do without me, he always wants me to be by his side and he just bought me a new car. If you want to contact him for help, his email is dr [email protected]

  • Clem

    My name is Clem. Me and my ex separated 4 months ago and he told me that he don’t love me any more and went to be with another Girl but i am still in love with him and need him back I try to get him back but all my effort was in vain until I reach out to the internet for help and I saw a testimony of a spell caster, I decided to give it a try, I contacted him and tell him my problem. He cast a love spell for me and guarantee me of three days that my ex will come back to me and to my greatest surprise my ex came back to me and beg for forgiveness promise never to live me again. I am so happy my ex is back to me again, thank you Dr Oye for reuniting me and my ex back together again. If you need him to help you Email him on [email protected]

  • janet

    Oh my Dr. Obosianzen, I GOT Murphy back. I am so excited, It only took a 3days for him to come home. bless divinity and bless your ancestral power. i must be dreaming as i never thoughts he would be back to me after all this time. I am so much shock and just cant believe my eyes. thank you thank you thank you from the bottom of my heart. because if not for dr obosianzen i would have committed suicide!!! [email protected] is the email to contact in getting your ex back

  • alienie

    i want to share my happiness with the general public of what Therapist Oniha has done for me,in the last few weeks i was once in love this guy called brutty were in love with each other until he traveled out of my state for two years and we promise ourselves to be together forever, but before return from my journey he where now having another lover,when i try to come back to him. He told me i should go away,i love him so much that i could not let him go just like that,then i told a friend about it and she advice me and recommend this man Oniha for me when i visit him at [email protected] he only ask me to buy some items for sacrifices to help me get my ex back and he actually did it and it work well and today i am happy with my beloved and forever lover,in-case anyone is out there with same problem or any kind i advice you to contact this man today at [email protected] and with what he did for me i believe he can also help you thank once again,please help me thank this great therapist.

  • Owen Chloe

    My name is Owen Chloe from United Kingdom I never believed in love spells or magic until i met this spell caster once when i went to Africa in February this year on a business summit. I meant a man who’s name is DR.ROBIN he is really powerful and could help cast spells to bring back one’s gone, lost, misbehaving lover and magic money spell or spell for a good job or luck spell .I’m now happy & a living testimony cos the man i had wanted to marry left me 3 weeks before our wedding and my life was upside down cos our relationship has been on for 4 years. I really loved him, but his mother was against us and he had no good paying job. So when i met this spell caster, i told him what happened and explained the situation of things to him. At first i was undecided, skeptical and doubtful, but i just gave it a try. And in 7 days when i returned to Canada, my boyfriend (now husband) called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married. I didn’t believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do. Well we are happily married now and we are expecting our little kid, and my husband also got the new job and our lives became much better. His email is [email protected]

  • Mike Anita

    Three weeks ago my boyfriend broke up with me. it all started when i Travel to UK to spend my holiday with my friend,i was trying to contact him but it was not going through. So when i came back from UK i saw him with a lady kissing, i was frustrated and it gives me sleepless night. I called my friend told her what happened and she introduce me to a spell cater who helped her long time ago. Which i contact him and i never believed that the spell will work so easily because i have contacted many spell casters to get him back all they do is to take my money with no result. I am happy to tell you all that my boyfriend is back and committed to me alone and he do whatever i ask him to do with love and care. All thanks to SUPERNATURALSPELLHELP the great magician who helped me to restore my boy friend to me:[email protected] Email this powerful and authentic spell caster via email now [email protected]

  • Tina Milan

    This spell changed everything for me. I am sure you get that alot. I always believed it would work because the other spells that you did for me were so brilliant I had no doubts. But when it actually happened and the way it did – I just never believed I could have such happiness. I owe you an incredible debt. Thank you for being my friend, confidante and most honest witch. I love you, love you, love you for making my life worth living again, Dr. Lametu of the [email protected] !

  • Brim Nichol

    My ex-boy dumped me 6 months ago after I accused him of seeing another woman and insulting him.I want him back in my life but he refused to have any contact with me.He changed his line,block me from sending him email and facebook.I was so confuse and don’t know what to do. So I reach to the internet for help and I saw a testimonies of how this powerful spell caster help them to get their ex back. So I contact the spell caster whose name is Dr Shiva and explain my problem to him and he cast a spell for me and assure me of 2days that my ex will return to me, and to my greatest surprise the Second day my ex came knocking at my door and ask me to forgive him.I am so happy that my love is back again. Once again thank you Dr Shiva,you are truly talented and gifted. Email: [email protected] . He is the only answer to your problems.He can be of great help and I will not stop publishing his name for the good work he did for me andpeople are still talking about him on the Internet. [email protected]

  • Anita

    My name is anita i live abroad, i want to thank Dr.Uadiale for the spell he did for me after i lost my husband to another lady at his working place, Dr.Uadiale cast a spell for me and in 3 days my husband return home to my kids with so much love,if you need his help or any other help,you can contact him on his email via [email protected]

  • lida

    My name is karusha from United Kingdom .i want to share a big testimony and turn around that happened in my life with DR Dros . i wanted to end up my life when a friend of mine told me about how DR AKPAKPA could cast a spell to bring lovers back.i contacted him via email: [email protected] and told him all i have been trough.he took me as his own child and revealed everything that i didnt even know that was responsible for my lover to leave and started living a arrogant life.
    he told me that everything will be fine so i started having courage and believe.he told me how a cousin of mine never wanted us to be together and did everything that made him leave me and started clubbing with friends.
    to cut the story short, we are happy together now and we are having our heart desires and he loves me like never before. his email is [email protected] in case you have any similar problem. i must show a sign of appreciation in any way i can.

    Karusha N.

  • Emiliano Babarah

    I was crushed when my lover of three years left to be with another woman. I
    cried and sobbed every day, until it got so bad that I reached out to the
    Internet for help.And i saw a testimony of a spell caster who help a girl
    called michelle and i said let me give it a try so i contact him for help
    and he cast a love spell for me which i use in getting my love back and now
    i am a happy woman.For what you have done for me,i will not stop to share
    your goodness to people out there for the good work you are doing.I hope
    God blesses you as much as you have help me to get my Love back,visit him
    on [email protected] is the only answer to your problemS
    EMILIANO BABARAH_USA

  • monica

    My name is Roland monica from Houston,taxes.i never believed in love spells or magic until i met this spell caster once. when i went to Africa in June 28th 2013 this year on a business summit. i ment a man called DR omoba. He is powerful he could help you cast a spells to bring back my love’s gone,misbehaving lover looking for some one to love you, bring back lost money and magic money spell or spell for a good job.i’m now happy & a living testimony cos the man i had wanted to marry left me 3 weeks before our wedding and my life was upside down cos our relationship has been on for 2 years… i really loved him, but his mother was against me and he had no good paying job. so when i met this spell caster, i told him what happened and explained the situation of things to him..at first i was undecided,skeptical and doubtful, but i just gave it a try. and in 6 days when i returned to taxes, my boyfriend (is now my husband ) he called me by himself and came to me apologizing that everything had been settled with his mom and family and he got a new job interview so we should get married..i didn’t believe it cos the spell caster only asked for my name and my boyfriends name and all i wanted him to do… well we are happily married now and we are expecting our little kid,and my husband also got a new job and our lives became much better. in case anyone needs the spell caster for some help, email address: [email protected] 0r call +2348076826545.

  • Dr Max

    Hello Everyone, who still care about his/her ex-lover/husband or wife. I am Mrs BELLA MORRISON from London I never though my husband will come back to me again, I am very happy at last that my husband came back to me after i was acquise of been barren of not been able to bring front children,Then i came across Dr Max who help me in bring back my husband to his sense with a spell and now i have a baby girl to show to the world that i am fruitful. i am grateful and happier than never before, Thank You Doctor for helping me, email [email protected], if you still love or want your ex-lover and happy marriage with children

  • Mercy Brown

    I’m Mercy brown by name I have a few testimony to share with you all about myself, I was in a relationship with this guy and for 3years and we were about getting married when we both have misunderstanding with each other and he ask me for a divorce and we both agreed and after 4months I head that he was having an affair with one of my closest friend and I was very upset and worried so a friend of my advice me and told me if I still love my ex and if I really want to have him back so I told her yes, and she ask me to contact Dr. Madurai the spell caster and I did although I never believe on spell so he gave me something when he was casting the spell and ask me to say my wishes on it and after the casting of the spell a receive a phone call from my ex and was ask me at which I did and now we are back together again I’m so happy and I wish not to ever have this mistake again in my life. I will also advice anyone with this kind of issue to contact him for help he is really nice on phone and always there to answer you question giving you the good advice that you need. his email is [email protected]

  • Orlando Wilson

    I am from Canada, I have great joy in me as i am writing this testimony about the great man called Dr. Trust When my lover left me i never taught that i will be able to get him back after all he has put me through, But i am so happy that after the interference of Dr. Trust i was able to get my lover back after 24hours and i can proudly to say, that who ever need help in getting there lover back should contact Dr. Trust on these contact details below [email protected] for proper understanding of what i have just witness. And i promise that he will help you as he help me. or [email protected]

  • ALICE

    My husband left me for another woman in his working place and abandon me and my 2kids, everything was so hard for me because i love him so much, so i reach out to the internet for help and i saw testimony of Prophet Mike and how he has been helping ladies in getting their husband back so i contacted him for help and in 3 days my husband left the other woman and came back to me with so much love and caring. i will never forget this help that Prophet Mike gave to me and my children. [email protected] is his email address if you ever want his help.

  • William Maryann

    Hello,
    Good day to you all.
    I am Miss Maryann,
    I want to share my testimony to you all.
    I was in a relationship to my Ex husband for 2 years but because he was not meeting up and was constantly in financial problems,
    my family encouraged me to divorce him.
    I ended up marrying someone else but now,I am not happy anymore.
    All I think about now is my ex-husband. He is now the only thing I think about all day.
    At the moment, I breaking up with my current husband because I am no longer happy with him and he seems to agree that we go our separate ways.
    I have been thinking of contacting my Ex husband but I don’t know how he would react since i left him when he was really in a financial mess. It’s been 1 years since we divorced.
    i do not know how to contact him so i told a friend of mine, who has told me before that she has used his power before.
    I was told that he is a spell caster, that he can help me,
    so i contact him.
    i was not thinking that he can help me but i just try and meet that he is a good man.
    only dr.odidi was able to help me.
    you can contact him via email:[email protected]

  • Calia

    I have met with couples spiritual counselors and non has been able to help me with my family issue, My husband wants to bring in another woman and i can’t accept that, I have search for spell casters and non seem to be worthy in making my husband lose interest on that drastic idea. until I finally met this spell lady Priestess munak who i met through my younger sister. My sister said she has used her services before and it was real so i got her email [email protected] and contacted her and she gave me her procedures making me understand in just few days after she is done with her spiritual work, my husband would apologize and never talk about that other woman, that they would go different ways. I gave her what she requested for to do the work and ever since then my life has went through a turning point and now I am singing a new tune family is even more united and my husband and I are so in perfect terms in loving each other more by the day all because of the spell this spell lady did, I am sure she can do same for you this I can guarantee that because my worked, my younger sister’s worked…..don’t give up yet, all it takes is just to have a communication with about your problems, then she can tell you what she can do for you. She told me she would made my husband listen to me with her powers and she did! i love this lady she is good in what she does.

  • User

    Hi everyone, I do hope my post gets read and hopefully helps somebody along the line.i will never forget the help Dr Papa temple render to me in my marital life. i have been married for 4 years now and my husband and i love each other very dearly . after 3 years of our marriage my husband suddenly change he was having an affair with a lady outside,i notice it then i was praying for divine intervention the thing became more serious i told my pastor about it we prayed but nothing happen. my husband just came home one day he pick up his things and left me and the kids to his mistress outside at this time i was confuse not knowing what to do again because i have lost my husband and my marriage too. i was just checking my mails in the office when i saw someone sharing her testimony on how Dr Papa temple help her out with her marital problems so i contacted the email of Dr papa i told him my problem and i was told to be calm that i have come to the right place that i should fill some information concerning my self i did after 30 minus he called me again congratulating me that my problems will be solve within 48 hours. he told me what went wrong with my husband and how it happen.that they will restored my marriage but i will make a free donation to their Papa home anything my heart told me. to my greatest surprise my husband came to my office begging me on his knees that i should find a place in my heart to forgive him i quickly ask him up that i have forgiven him.friends your case is not too hard why don’t you give Dr papa a try they work surprises because i know they will also bring back your husband. contact him via [email protected]([email protected])

  • Rose Marylove

    I want to share my testimony to you all which i believe you can still try your best to give a testimony like this so i was married to Jose at first will both love each other but short time he started a new behavior which i cannot even explain to any one then i keep it to my self hopping one day he will change for good no way he did not change so i was in pain every day don’t no what to do on till one day when a friend of mine visited me in my office she met me crying then she was asking me what is going on i try to be cam but i could not then i open up to her telling me there is a way out which i will do before he left me with my kids i look up and not knowing what to do then i ask her to tell me. shortly she open up to me and say there is a man called Dr Idibia he is a spirit man he can do it with in three days then i look an said okay i will try my best to contact him four days later, my husband did not come home i called his phone switch off then i try my possible best i did not hear from him so i began to look for one way for a help so i remember my friend told me about one man call Dr Idibia i quickly run to my friend asking her if she still have Dr Idibia contact then she gave it to me that was how i contacted this great man of spirit he did it for me so quick so now i can now control my husband in any thing even i can tell him that i don’t want him outside today he will not. Now i have a happy family so via email [email protected] OR CALL +2348103508204 he will do it for you as he did for me susan

  • Bradley Speck

    My husband has abandon me and the kids for the the past 8months now, and refuse to come back because he was hold on by a woman whom he just met, for that, my self and the kids has been suffering and it has been heel of a struggle, but I decide to do all means to make sure that my family come together as it use to, then I went online there I saw so many good talk about this spell caster whose email is [email protected] so I had to contact him and in just 4days as he has promised, my husband came home and his behavior was back to the man I got married to.I cant thank the spell caster enough what what he did for me, I am so grateful. I even spoke to the spell caster over the phone, to confirm his existence. His email again is: [email protected]

  • Marjan Viki

    my ex breakup 4 months ago and i was so depressed and devastated in getting him back.A friend of mine introduce me to a spell caster and i tell him my problem and i was guaranteed with 48hours to get my result and guest what the great miracle fell on me the day and truly my ex came knocking on my door and beg for forgiveness even when i cost everything.God has truly blessed you with a very special gift. I just wanted to say thank you so much for the time that you took with me and helping me to get my ex back, i am so happy. You are the perfect spell caster i have ever met,you can contact him with this email [email protected] he can help you.or cell number +2348163395533

  • sarah

    Good Day,,my name is Sarah, Am from USA , I had a serious quarrel with my husband due to my parent, my parent never like him to be my husband, but i love him so much that i will rather die to let him go off me, that was how i met this great man of ayelala shrine online, he told me that everything will be fine that he can do a spell that will make my parent love him and allow me to marry him without any quarrel thoroughly it came to pass my mum and dad love him most than before we are now happy married family,please help me in thanking him for his help, here is the email add [email protected]

  • Josh David

    Greeting to any body that is reading my comment, All Thanks goes to DR OLOKUM, i was married to my husband, and we were living fine and happy. it come to an extend that my husband that use to love and care for me, those not have my time again, until i fined at that he was having an affair with another woman, i try to stop him,all my effort was in-vain sadly he divorce me and went for the woman. he live me with two of our kids, i cry all day, i was in pains, sorrow and looking for help. i was reading a news paper, i saw how dr. trust help people with his love and reuniting spell. so i decided to contact him and explain my problem to him, he did a love spell that make my husband to come back to me and our kids and never think of the woman. this man is god sent to restore heart break and reunite relationship. may the lord be your strength and continue to use you to save people relationship and any problem they encounter contact him for help [email protected] i promise you that you, he will but a smile on your face and make you feel happy. good luck.

  • droboitespelltemple

    Name is sherly, joy friend, From United Kingdom. I wish to share my testimonies with the general public about what this man called dr oboite has just done for me , this man has just brought back my lost Ex husband to me with his great spell, I was married to this man called Steven we were together for a long time and we loved our self’s but when I was unable to give him a child for 2 years he left me and told me he can’t continue anymore then I was now looking for ways to get him back until a friend of mine told me about this man and gave his contact email,[email protected] then you won’t believe this when I contacted this man on my problems he prepared this spell cast and bring my lost husband back, and he still help me after a month I miss my month and go for a test and the result stated am pregnant am happy today am a mother of a baby girl, thank you once again the great ogul for what you have done for me, if you are out there passing through any of this problems listed below:
    1) If you want your ex back.
    (2) if you need child
    (3) if you need promotion in your office
    (4) if you always have bad dreams:
    (5} have your money be scam you want it back.
    visit his email [email protected] or just free after
    the spell your share my testimony in how are help you thanks email him

  • Bradley Speck

    I and my boy friend as been separated for a long period, I cam across different spell caster and they were all unable to bring my lover back. I was so sad and almost gave up on him when i met a spell man called DR OLOKUM, who helped me get my lover back. Ever since then i have been so happy and couldnt believe it would happen. He also helped me with success spell, I have been living happily with my lover now and will be getting married soon. Here is his contact if you need his help. [email protected]

  • Melisa George

    My Name is Mrs Melissa, I was married to my husband for 8years and we were both bless with three children, living together as one love, until 2010 when things was no longer the way it was [when he lost his job]. But when he later gets a new job 6 months after, he stated sleeping outside our matrimonial home. Only for me to find out that he was having an affair with the lady that gave him the job. since that day, when i called him, he don’t longer pick up my calls and nothing since to come out good. Yet my husbands just still keep on seeing the new girl friend till Dr.Aluya cast a spell for me,now is with me and me only.And i am happy with my family if you need his help contact on via email,[email protected] call him on +2347059498969.

  • benita moyes

    My dear reader, you have to read this.

    Dr Malaika doesn’t ask for testimonies and he doesn’t charge. He is
    genuine and people get to meet him by luck. But right now am your luck if you
    could meet him. Every other testimonies you read here are scams…… Dr
    Malaika lives in Nigeria and I happened to meet him by chance after a friend
    told me about him. I followed these internet testimonies and was hugely scammed
    to the extent that I wanted to kill myself. Dr Malaika turned my situation
    around by bringing back my ex and made me regain double of what I lost over to
    these scams. He made my ex come crawling to have him back. All I spent was $250
    and at last gained back all my lost money and even double of it. His email address
    is [email protected] but please don’t make him know that I published him
    on net. He is just wonderful and I wish whoever that finds him good luck. Don’t
    forget his email address is [email protected]

    Yours truly

    Benita Moyes

  • bridget

    My ex-boyfriend dumped me 5 weeks ago after I accused him of seeing someone else and insulting him. I wanted him back in my life but he refused to have any contact with me. So after researching around I found this site and contacted Houngan [email protected] When I had my reading done, I was nervous and scared. I thought he said he wouldn’t be able to help me. But in the end, he told me he could help me to bring him back. I was expecting to have to spend a lot of money because I saw his prices are expensive. So I was really really surprised when he told me all I had to do was to have two candles burned to bring him back. I ordered the candles that Houngan [email protected] burns and had him do my candles. He sent me a prayer to say everyday and I did what he told me to do. Two and a half weeks after the last candle finished, my ex was calling me again and came over. He slept over that night and in the morning he asked if we could work it out and get back together, to which I said yes of course! And we have been back together ever since. Thank you Houngan [email protected], your Lwa and your Spirits, you are of great help in the community and I think you are the best. I will be back again to have you help me on a situation at my job. Houngan is really a wonderful, nice, kind and caring person. He really cares about his clients and I would recommend him to any and all who need spiritual help.

  • Olivia Ken

    My name is OLIVIA from UK My boyfriend and I were happy as far as I could tell and I never thought that we would break up. When his cousin died in a tragic car accident he went back to Philippine for a week to be with his family. I could not go because I was in the middle of entertaining out of town clients for work. He did not seem to be upset that I could not go so I let him be. The next thing that I know, he reconnected with an old friend from high school that he had a crush on years ago and they started to have an affair! I had no clue what was going on until a month after he came back from Philippine.He proceeded to see both her and I until I caught him testing her one night. I confronted him and he told me the truth about what happened. We broke up and went our separate ways. Neither of us fought for our relationship. I was angry and decided not to be upset about it and just keep it moving. Then after about a month of not speaking to him I became sad. I wanted him to tell me that he wanted to be with me and not her. I contacted Dr. NICE OKSE for a love spell and he totally helped me! he was able to get him to miss me to where he wanted to get back together again. He had a lot of regrets and felt bad for not fighting to keep me and for cheating in general. He values our relationship so much more now and we are together now! You can also get your lover back with the help of Dr. NICE OKSE contact him through his email: [email protected]

  • Emma Jurgens

    My Name is Emma Jurgens , From United States. I wish to share my testimonies with the general public about what this man called Dr Owolabi has just done for me , this man has just brought back my lost Ex husband to me with his great spell, I was married to this man called williams we were together for a long time and we loved our self’s but when I was unable to give him a child for 2 years he left me and told me he can’t continue anymore then I was now looking for ways to get him back until a friend of mine told me about this man and gave his contact email, then you won’t believe this when I contacted this man on my problems he prepared this spell cast and bring my lost husband back, and after a month I miss my month and go for a test and the result stated am pregnant am happy today am a mother of a baby girl, thank you once again the great Dr Owolabi for what you have done for me, if you are out there passing through any of this problems listed below: (1) If you want your ex back. (2) if you always have bad dreams. (3) You want to be promoted in your office. (4) You want women/men to run after you. (5) If you want a child. (6) You want to be rich. (7) You want to tie your husband/wife to be yours forever. (8) If you need financial assistance. (9) How you been scammed and you want to recover you lost money (10) Cure for HIV – you can contact hem via: email [email protected]

  • Bradley Speck

    great spell caster

    i want to thank God for using DR OLOKUM as my source of saviour after 2year of joblessness and my lover left me alone for 2 years,Have just been heart broken until i go in contact with DR OLOKUM after i saw a ladies testimony on how she was helped by this same DR OLOKUM,So i decided to get in contact with him and when i told him all my problems he laughed and said this is not a problem that everything will be ok in 3days time.Exactly the 3rd day my ex lover called me i was shocked and what surprise me the most was that a company i applied for over 4month called me and said i should resume work as soon as possible.Am so grateful to dr OLOKUM if you wish in contacting him LAVENDERLOVESPELL@YAHOO.COM or is cell number +2347053977842. He do cast the spell as following

    (1) If you want your ex back.

    (2) you need a divorce in your relationship

    (3) You want to be promoted in your office.

    (4) You want women & men to run after you.

    (5) If you want a child.

    (6) You want to be rich.

    (7) You want to tie your husband & wife to be yours forever.

    (8) If you need financial assistance.

    (9) Herbal care

    Contact him today on: LAVENDERLOVESPELL@yahoo.com

  • marian

    Oh Dr. Nogema, I GOT JUDE BACK. Im so excited, It only took 3days for him to come back home. bless divinity and bless god. i must be dreaming as i never thoughts he would be back to me after all this time. I am so much shock and just cant believe my eyes. thank you thank you thank you from the bottom of my heart. because if not for Dr. Nogema i would have committed suicide!!! nogemaspelltemple@gmail.com is the email to contact in getting your ex back and any problem you are facing in your life.

  • Leila Stephaine

    The great dr that brought my ex back is dr sakura, I have never met him before since I was born, but to my own great surprise he knows all my problems and my worries, when I called him on his mobile phone and ask of helped from him, he say everything that I needed from him to helped me, but he said that he don’t know if I can be able to provide all the requirements which I said I can, then he ask me to provide them, which I did he cast a curing spell on me and I was healed immediately, my husband that run away from me because of my illness called me and started apologizing, the great dr still helped me bring my man back, I am the most joyous human on earth…I just have to say thanks to him and all forever….. email the great dr sakura on DR.SAKURASPELLHOME@OUTLOOK.COM and also on DR.SAKURASOLUTIONALTER@GMAIL.COM mobile phone number is +2348125943237

  • Leila Stephaine

    Will I have to say thanks to dr sakura from bring my ex lover back to me…he is so good to me since I met he, I did thought that he can bring my lover back, a friend of my called Josephine from Canada gave me his contact telling me that the spell caster helped her to get her ex back and her children I did believe it and she explained everything to me about the dr, that he dosent charge at all but you have to provide only the things that will be use in casting of the spell which I emailed him and he told me that is the bus-stop of my problem and I believed him without doubting his work so he told me that i have to provide the requirements and which I provided and between an twinkle of my eyes m y ex called me and ask me that we should have a date and which I went and he ask my hand back in our relationship..i am so happy today for the marvelous work dr sakura has done in my life I don’t have anything to give him but to say thanks only ….EMAILED HIM TODAY AT DR.SAKURASPELLHOME@OUTLOOK.COM mobile phone number is +2348125943237 my email is Leila.stephaine@gmail.com while my friend email is josepatrich@gmail.com you can email if there is any question about my post

  • Leila Stephaine

    All glory is given to the most great dr called sakura…how which I knew him before now I would have been suffering anymore….he has helped many people in this world and he has done my today, I own him a great testimony which I am doing here today email dr sakura on DR.SAKURASPELLHOME@OUTLOOK.COM and also on DR.SAKURASOLUTIONALTER@GMAIL.COM mobile phone number is +2348125943237 for helped also thanks

  • Leila Stephaine

    This is a great day of meeting dr sakura he is a man full of clear conscience, I am just regretting why that I did meet this man at the first place, he healed my wife and also brought all my sons and daughters back to me email him on DR.SAKURASPELLHOME@OUTLOOK.COM and also on DR.SAKURASOLUTIONALTER@GMAIL.COM mobile phone number is +2348125943237 and while my email is nellymolly333@gmail.com

  • Leila Stephaine

    Dr sakura is the only person that can brought your lover back he done my own last week here if you doubt me now email me on michellenelly002@yahoo.com for more details and emailed the wise dr on DR.SAKURASPELLHOME@OUTLOOK.COM and also on DR.SAKURASOLUTIONALTER@GMAIL.COM mobile phone number is +2348125943237

  • LUNA

    i just got my ex back few days ago through the help of Dr Lawrence i am so happy that finally my ex is back i do love him so much and i can’t resist a moment without him in my life,really i have been looking for a real and genuine spell caster who could bring him back to me but thank God today he is back and i own all thanks to this great spell caster Dr Lawrence for his kind help drlawrencespelltemple@hotmail.com

  • Anderson Moon Anna

    TESTIMONY

    Hello my name is Anna Anderson from United Kingdom, I never believe in love spells until I experience Dr. Samuel Oduduwa temple, and after he cast a love spell for me, my Ex husband who left me and 2 of our kids for 3years called me to apologize for the pain that he has caused me and till today we are living a happy family, if you need a right place to solve your problems contact DR ODUDUWA SAMUEL is the right choice. he is a great man that have been casting spells with years of experience, and his spell is absolutely harm free. he cast spells for different purposes like:
    dr.oduduwasamuelhightemple@gmail.com

    (1)If you want your ex back.
    (2) if you always have bad dreams.
    (3)You want to be promoted in your office.
    (4)You want women/ men to run after you.
    (5)If you want a child.
    (6)[You want to be rich.
    (7)You want to tie your husband/wife to be yours forever.
    (8)If you need financial assistance.
    (9)Herbal care

    Contact him today on: dr.oduduwasamuelhightemple@gmail.com

    Yours Sincerely,
    Anna Anderson.
    dr.oduduwasamuelhightemple@gmail.com

  • Bradley Speck

    my ex-boyfriend dumped me 5 months ago after I caught him of having an affair with someone else and insulting him. I want him back in my life but he refuse to have any contact with me. I was so confuse and don’t know what to do, so I visited the internet for help and I saw a testimony on how a spell caster (Dr Kasee) help them to get their ex back so I contact the spell caster (Dr Kasee) and explain my problems to him….. he cast a spell for me and assure me of 3 days that my ex will return to me and to my greatest surprise the third day my boyfriend came knocking on my door and beg for forgiveness. I am so happy that my love is back again and not only that, we are about to get married. Once again thank you for helping me to get my love back and your love spell is truely perfect, you are truly talented and gifted i will continue to publish your name on the net because of the good work you are doing.If you need his help contact him now through his email: (onimalovespell@gmail.com)tel +2347051705853 He also specialize on all kind of spell such as:

    1 LOVE SPELL
    2 WIN EX BACK
    3 FRUIT OF THE WOMB
    4 PROMOTION SPELL
    5 PROTECTION SPELL
    6 BUSINESS SPELL
    7 GOOD JOB SPELL
    8 LOTTERY SPELL

    YOU CAN CONTACT HIM NOW AND GET YOUR PROBLEM SOLVED email: onimalovespell@gmail.com

  • Blenda Park

    I had a problem with my boyfriend 6 months ago, which lead to our broke up. When he broke up with me, i was not myself again; i fill so empty inside me. Until a friend of mine told me about a spell caster who helped her in the same problem too. i email the spell caster and i told him my problem and i did what he asked of me, to cut the long story short. Before i knew what was happening, not up to 48 hours, my boyfriend gave me a call and he come back to me and told me he was sorry for everything that happen,i am so greatful to this spell caster and will not stop publishing his name on the net for the good work he is doing.If you need his help,you can email him at onimalovespell@gmail.com and he will also help you too Dr Kasee of onimalovespell@gmail.com i will forever be greatful to you.

  • marian lawson

    Thanks to Dr oshoum, i am very grateful to him for bringing my Man back after two years of broken marriage because of pregnancy problem. I Marian love my man and he is my source of finance. we love to have kids and his dad want to see him bear kids before he can will his property to him but i could not bear him a child dew to miss_carried then he decide to live me for another another lady. i search every where for him and i could not find, i read different book on broken marriage just to encourage my self, i visit different site then a friend on face book( nora warland) direct me to Dr oshogum with his email address OSHOGUMSPELLTEMPLE@LIVE.COM, than i contact him and tell him my problem and i did what he ask me to do after two day my handsband called me and ask of my location. To the glory of Dr. oshogum my Husband is back my life and the lady she married did not also bear him a child all for the help of Dr. oshogum. Now i have a baby boy for him and still expecting another child by July.
    for any marriage or relationship problem contact oshogum now with oshogumspelltemple@live.com OR call him now +23408189357261
    contact oshogum now with oshogumspelltemple@live.com OR call him now +23408189357261

  • Blenda Park

    Greeting to any body that is reading my comment, All Thanks goes to DR OLOKUM, i was married to my husband, and we were living fine and happy. it come to an extend that my husband that use to love and care for me, those not have my time again, until i fined at that he was having an affair with another woman, i try to stop him,all my effort was in-vain sadly he divorce me and went for the woman. he live me with two of our kids, i cry all day, i was in pains, sorrow and looking for help. i was reading a news paper, i saw how dr. trust help people with his love and reuniting spell. so i decided to contact him and explain my problem to him, he did a love spell that make my husband to come back to me and our kids and never think of the woman. this man is god sent to restore heart break and reunite relationship. may the lord be your strength and continue to use you to save people relationship and any problem they encounter contact him for help LAVENDERLOVESPELL@YAHOO.COM i promise you that you, he will but a smile on your face and make you feel happy. good luck.

  • Melisa George

    My name is Melissa, My Ex-boyfriend dumped me two weeks ago after I accused him of seeing someone else and insulting him. I want him back in my life but he refuse to have any contact with me. I was so confuse and don’t know what to do, so I reach to the internet for help and I saw a testimony of how a spell caster help people to get their ex back so I contact the spell caster and explain my problem to him and he cast a spell for me and assure me of 48hours that my ex will return to me and to my greatest surprise the third day my ex came knocking on my door and beg for forgiveness. I am so happy that my love is back again and not only that, we are about to get married. Once again thank you Dr Aluya, You are truly talented and gifted. Email: aluyakespelltemple@live.com is the only answer. He can be of great help and I will not stop publishing him because he is a wonderful man.or call +2347059498969.

  • Clara James

    i will love to share my testimony to you all the people in world.

    My name is Clara James form london new york i got
    married to my husband about 2 year ago we start having problems at home
    like we stop sleeping on the same bed,fighting about little things he
    always comes home late at night,drinking too much and sleeping with
    other women out side i have never love any man in my life except him. he
    is the father of my child and i don’t want to loose him because we have
    worked so hard together to become what we are and have today .few month
    ago he now decided to live me and the kid,being a single mother can be
    hard sometimes and so i have nobody to turn to and i was heart broken.i
    called my mom and explain every thing to her,my mother told me about
    Prophet Adesuwa how he helped her solve the problem between her and my
    dad i was
    surprise about it because they have been without each other for three
    and a half years and it was like a miracle how they came back to each
    other. i was directed to Prophet Adesuwa on his email: prophetadesuwaspiritualtemple@gmail.com
    and explain everything to him,so he promise me not to worry that he will
    cast a spell and make things come back to how we where so much in love
    again and that it was another female spirit that was controlling my
    husband he told me that my problem will be solved within two days if i
    believe i said OK So he cast a spell for me and after two days my love
    came back asking me to forgive him i Am so happy now. so that why i
    decided to share my experience with every body that have such problem
    contact Prophet Adesuwa the great spell caster on his email Id: prophetadesuwaspiritualtemple@gmail.com

  • Clara James

    i will love to share my testimony to you all the people in world.

    My name is Clara James form london new york i got
    married to my husband about 2 year ago we start having problems at home
    like we stop sleeping on the same bed,fighting about little things he
    always comes home late at night,drinking too much and sleeping with
    other women out side i have never love any man in my life except him. he
    is the father of my child and i don’t want to loose him because we have
    worked so hard together to become what we are and have today .few month
    ago he now decided to live me and the kid,being a single mother can be
    hard sometimes and so i have nobody to turn to and i was heart broken.i
    called my mom and explain every thing to her,my mother told me about
    Prophet Adesuwa how he helped her solve the problem between her and my
    dad i was
    surprise about it because they have been without each other for three
    and a half years and it was like a miracle how they came back to each
    other. i was directed to Prophet Adesuwa on his email: prophetadesuwaspiritualtemple@gmail.com
    and explain everything to him,so he promise me not to worry that he will
    cast a spell and make things come back to how we where so much in love
    again and that it was another female spirit that was controlling my
    husband he told me that my problem will be solved within two days if i
    believe i said OK So he cast a spell for me and after two days my love
    came back asking me to forgive him i Am so happy now. so that why i
    decided to share my experience with every body that have such problem
    contact Prophet Adesuwa the great spell caster on his email Id: prophetadesuwaspiritualtemple@gmail.com

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