Personal Finance Round-Up: It’s Time to Take Action with Your Finances & Money

take action batonApril is Financial Literacy month, a month to focus a lot more energy than usual into pursuing knowledge about financial terms and topics. It’s a month to learn things you never knew about money and revisit things you may have learned but have forgotten. We all need a refresher every now and again and this month is dedicated to increasing your financial knowledge and in turn your financial security.

There is only one problem I see with Financial Literacy month and that is that it’s called Financial Literacy month and not Financial Literacy and Action month. Knowledge is nothing without action! No matter how much you learn, you have to put that knowledge to use in your own life for it to do any good at all.

Baker at Man vs. Debt seems to know what I mean because he recently published an article titled 24 Quick Actions You Can Do Today That Can Change Your Financial Life Forever. Action of any kind will change your life forever, but financial action can have huge effects on your future if done today. So while learning about emergency funds this month, start or improve yours! When you learn something new about investing this month, start using it in your own portfolio! Turn this month’s focus on financial literacy into real and positive change for you future.

Reading these articles is another action you won’t regret:

How to Write a Resume That Stands Out: 6 Tips to Help You Get Ahead
Resume writing is a skill and with jobs getting even tighter every day, having a stand-out resume will be a huge asset in that quest for the paycheck. [Everyday Tips and Thoughts]

Surround Yourself with Like-Minded Savers
Your friends and family – those you are closest to and spend the most time with have a huge affect on who you are. By surrounding yourself with people like you and like you want to be, you have a far better chance of succeeding and getting where you want to be. [The Sun’s Financial Diary]

Start with $10,000 and Retire a Millionaire
When it comes to retirement, starting early is your biggest weapon. This article timelines how age and money relate to each other when it comes to retirement. [Smart Money]

Afraid to Swipe? One Way to Increase Debit Card Safety
Humans make mistakes, that’s what makes us human. That’s why it’s important to create backup systems that ensure that we meet our goals and succeed. Those systems can also protect us from other people’s mistakes or attacks. [Fiscal Fizzle]

Ten Ways to Pay for College Without Going Into Debt
College is one of the biggest expenses of your early life but it really doesn’t have to be. Here’s how to avoid the cost and still get smart. [Five Cent Nickel]

5 Top Tips for Cooking at Home
Cooking at home can save you bundles of money, but it’s a pain! Here are some ways to make things easier on yourself when cooking at home so you can have the best of both worlds. [Stupid Cents]

Will the 30 Year Mortgage Go the Way of the Dodo Bird?
The 30 year mortgage has been around as long as I can remember and helps people who can’t really afford a house, afford a house. If it is to fade into history, is early life home ownership going to follow? [The Wisdom Journal]

Banks Aren’t So Bad
Banks, who needs em! Oh wait, maybe we do. While banks really took some heat these past few years, they do provide the world with some services that other organizations can’t. [Credit Karma]

How to Avoid Frugal Fatigue
We all get tired, that’s normal. But when you get tired of being forever frugal, don’t break the bank in an effort to let loose. Remember what you’ve worked for! These other tips can help. [Bargaineering]

How Getting Dirty Can Save You Money
Would you ever consider going without essentials to save money? Essentials like soap and shampoo? Well others are doing it, you might as well try! [Learnvest]