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Here is a common scenario: a friend asks you for money for the down payment on a car and promises to pay you back as soon as he can. Being the loving and caring friend that you are, you immediately loan the…
Until President Richard Nixon took the United States off the gold standard in the 1970s, American cash was redeemable for gold or silver. Currently, the U.S. is on a system using fiat currency via the Federal Reserve, as the value…
On October 17, 2018, Canada legalized cannabis for adult use. Since the debate leading to this legalization started, cannabis stocks have been all the rage. An entirely new market is emerging, and investors want to get involved early. Investors have…
One of the most common areas of concern in financial planning centers on gifts and their potential taxability. If you’re generous with family and friends, it’s crucial to understand whether their gifts will incur some sort of tax liability before…
There are certain sectors of the stock market that do well regardless of whether it’s a bull market or a bear market. Biotechnology is one of those sectors. Macroeconomic conditions and investor sentiment play little to no role in when…
Successful traders don’t start out with perfect strategies that lead to significant profits. Whether you’re day trading, swing trading, or even long-term investing, there’s a learning curve in the market. Trading journals help smooth out the learning curve by tracking…
The tech sector is arguably the most exciting corner of the stock market. New innovations are hitting center stage seemingly every day. When they become popular, the companies behind them make boatloads of cash. So, it’s not surprising that tech…
This is the year it’s going to happen: You’re going to start saving money — for your retirement, your kid’s college fund, or that European vacation you’ve always dreamed of. So you open a browser and search for ways to…
The H1-B visa program draws thousands of highly skilled immigrants to work in the United States each year. Buoyed by career success, many H1-B visa holders go on to become legal permanent residents and eventually U.S. citizens. They buy cars…
When preparing to have a child, it’s crucial to consider the financial aspects. It may not be as costly as financing an adoption, but pregnancy and childbirth bring a financial burden. And the total cost largely comes down to whether…
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