When you’re trying to save money, it’s easy to make the mistake of being too strict with yourself. Like a person starting out on a new diet, you think you’re going to cut out every single treat and shed pounds…
Suppose one morning, your coffee maker breaks. There are two things you can do: repair it or replace it. Unfortunately, the “repair” option isn’t always easy. You can try to fix the machine yourself, or ask a handy family member for…
I first became a vegetarian during my college years. Personally, I gave up meat for ethical reasons – mostly because I thought factory farms were inhumane. The meat served in our dining hall wasn’t that good anyway, so giving it up was no…
You’re going through your daily mail, sorting out the bills from the ads, when an envelope catches your eye. It claims in big letters that with the card inside, you can “SAVE UP TO 75%” on the cost of all…
The middle class in America is defined largely by its dreams and ambitions. The Middle Class Task Force formed by the Obama administration found that people who call themselves middle-class generally share certain basic aspirations: owning a home and a…
When you walk the aisles of a supermarket, looking at the assortment of items, it may not occur to you to wonder just where all those different foods came from and how they were produced. If you took the time…
Technology has made huge strides in the last couple of decades. Thanks to new electronic gadgets, you can now store your whole music collection in a machine the size of a single cassette tape, snap hundreds of photos without ever…
If you’re a regular reader of financial websites, you’ve probably seen plenty of articles urging you to cut “unnecessary” expenses from your personal budget. And in many cases, if you read further, you learn that the unnecessary expenses the authors…
In National Retail Federation surveys about which gifts people want for the holidays, the number one answer, year after year, is a gift card . Many people would rather pick out their own presents than have someone else guess what they…
Imagine going into a supermarket knowing that you have only $30 for a week’s worth of food. You make your way along the aisles carefully comparing prices, rejecting canned beans for the cheaper dried ones, and substituting chicken drumsticks for…
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