Although similar, consolidating and refinancing your student loans aren’t the same. And once you refinance federal loans into private ones, there’s no going back. So before you make that move, compare the benefits and drawbacks of private loan refinancing versus federal student loan consolidation.
When searching for a new job, it can be hard to tell which offers to accept and which to decline. It’s important to carefully evaluate a job offer you receive before handing in notice to your current employer. Here are some key positives to watch for that indicate a job offer is worth accepting.
If you graduated with student loan debt, you've likely got more than one student loan. A consolidation loan combines those into a single loan with one monthly bill. There are advantages to consolidating your student loans, but there are also a lot of misconceptions. Don’t fall for these myths.
The Paycheck Protection Program Flexibility Act allows borrowers to use up to 40% of their loans’ proceeds for certain nonpayroll expenses without jeopardizing forgiveness eligibility provided they use the remainder for payroll expenses. But many borrowers still have questions. Get the answers here.
Small business credit cards are increasingly popular business financing options, particularly for entrepreneurs who don't qualify for traditional business loans and don't have access...
Getting a job offer is always exciting, but just because a potential employer makes you an offer doesn’t mean you should take it. Learn the reason why you might decide to decline a job offer that won’t contribute positively to your financial or professional advancement.
Freelancers and side hustlers usually count as small-business owners, which makes them eligible for a host of generous small-business credit cards. Here are the best credit cards for freelancers and side hustlers to earn rewards for business-related purchases.
Although an allowance can start teaching kids about money and finance, they can learn even more from earning money in a small business. Younger kids, of course, need opportunities that are safe for them and fit their skill levels. Here are several great small-business ideas that are fit for kids.
A Ph.D. isn’t worth the cost of graduate school for everyone. Thus, it’s necessary to weigh your future salary and career prospects against your potential debt and lost earnings to decide whether getting a doctorate is worth the cost. Is it right for you?
If you have student loans along with debt from several sources, the idea of consolidating all your debts can sound tempting. But there are a few things to consider before you combine your student loans and other debts into a debt consolidation loan. Find out if it’s a good option for you.
The move from in-person, physical payments to digital transactions is well underway, and cash-only businesses today are missing out on sales. Learn about what digital payments are and the types of online payments, and review your options for accepting digital payments in your small business.
While it’s generally true that a college degree broadens career opportunities and increases earning potential, the high cost of college means it makes sense to carefully consider your career choices. Learn the types of jobs for which the return on investment may not be worth the cost of a degree.