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Every personal or family budget distinguishes essential expenses from discretionary expenses. Toilet paper, a basic household product most of us use every day, definitely falls into the first category. Unlike other paper products, such as paper towels (for which washable…
Boring educational material on money, credit, and investments can actually discourage people of all ages from learning valuable information that can help them make wise financial decisions. Fortunately, money management lessons masquerading as games can make learning about finance easy…
Pet ownership can be expensive. Annual vet bills, kenneling expenses, and pet food are significant costs of owning a dog or cat. You can partially offset some costs with the right pet insurance and relying on friends to pet-sit. But, at…
Roommates aren’t just for college students. When I was single in my 20s and 30s, I always lived with roommates. Housemates help lower your rent or mortgage, utility bills, furnishing costs, and maybe even your food costs. They can help…
Have you considered what will happen to your money after you’re gone? Plenty of people focus most of their energy on making more money now, and for good reason. Estate planning tends to take a backseat to seemingly more pressing…
After a summer of fun and adventure, the time has come for kids to start getting ready to head back to school. It also means it’s the time of year for stocking up on school supplies like notebooks and pencils…
According to the National Center for Education Statistics, 1 in 5 public schools required students to wear uniforms as of the 2017-18 school year. These can be anything from identical outfits marked with the school’s name or logo to a…
After a long, pandemic-haunted winter that forced many Americans to stay home more than they’d like, the prospect of warm weather and the outdoors is a welcome one. Outdoor transmission is technically possible, but it’s also rare. A February 2021…
These days, more and more people are enjoying the benefits of food gardening. According to a five-year United States gardening trends study by the National Gardening Association (NGA), more than 1 in 3 Americans currently grows their own food. Over…
Penny-pinchers and green thumbs alike often tout gardening as a way to save on groceries. Yet it’s equally possible to spend a small fortune on it. For example, William Alexander, author of “The $64 Dollar Tomato,” explains how all his…
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