Holland America Line Rewards Visa® Card
- Best for: Holland America cruisers who want a $200 onboard credit before their next sailing
- What Sets It Apart: Points worth a cent each as onboard credit or as statement credits against recent charges from eight cruise lines and airlines
- Cost: $0 annual fee; 18.74% to 29.74% variable APR; 0% foreign transaction fee; balance transfer fee of 5% ($5 minimum)
- Features: 20,000-point bonus after $1,000 in purchases within 90 days; 2 points per $1 on Holland America purchases; 1 point per $1 elsewhere; 0% intro APR on balance transfers for 15 billing cycles
- Pros: Bonus worth a $200 onboard credit; no annual fee; points last as long as the account stays open and in good standing
- Cons: 1 point per $1 outside Holland America; no double points on third-party bookings; gift cards worth less than a cent a point
Open the Holland America Line Rewards Visa if you have a Holland America cruise coming up, since its 20,000-point bonus is worth a $200 onboard credit once you spend $1,000 in 90 days. For everyday use, pick a no-annual-fee general travel card instead, because this card pays just 1 point per $1 outside Holland America.
Barclays issues the card for travelers who already sail with Holland America and want rewards they can spend on the next cruise.
Key Features
- $0 annual fee and an 18.74% to 29.74% variable APR, the yearly interest rate on purchases
- 20,000 bonus points after $1,000 in purchases within the first 90 days
- 2 points per $1 on Holland America purchases, onboard spending included, and 1 point per $1 elsewhere
- Points worth a cent each as onboard credit, or as statement credits toward Holland America or airline charges of $50 or more from the past 180 days
- No foreign transaction fee
Pros
- A $3,000 Holland America fare charged in the first 90 days plus the bonus, worth 26,000 points or $260 in onboard credit by our math
- Statement credits that also work on seven other cruise lines, including Princess and Carnival
- Points that don’t expire while the account stays open and in good standing
- 0% introductory APR for 15 billing cycles on balance transfers that post within 45 days of opening, for a 5% fee ($5 minimum)
Cons
- Just 1 point per $1 outside Holland America
- No double points on bookings through third parties, such as online resellers, and Barclays may withhold them on mobile-wallet payments
- Gift cards at 3,300 points for $25, under a cent a point by our math
- Bonus meant only for people who have never had this card
- Double points only with Holland America, so Princess and Carnival regulars do better with those lines’ own Barclays cards
Open it a few months before your next Holland America cruise, charge the cruise to it, and redeem the bonus as onboard credit at least 15 days before you sail. For everyday spending, the no-annual-fee Wells Fargo Autograph Card pays 3 points per $1 at cruise lines and restaurants, against this card’s 2 at Holland America and 1 at restaurants, and its points cash out at a cent each.
Editorial & Advertiser Disclosure: The editorial content on this page is not provided, commissioned, reviewed, approved, or otherwise endorsed by any advertiser. Opinions expressed here are ours alone, not those of any advertiser. The offers that appear on this site are from companies that compensate us. That compensation may influence which products we cover and where and how they appear on a page – including the order in which they appear – but it does not influence our evaluations, ratings, or opinions. We do not include every company or offer available in the marketplace.
Related:
