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Marriott Bonvoy Bountiful Card Review – Worth It Only for Heavy Grocery and Dining Spenders

Marriott Bonvoy Bountiful Credit Card
Our Rating
3.5/5

Marriott Bonvoy Bountiful® Credit Card

  • Best for: Marriott guests who spend $15,000 or more a year, mostly on groceries and dining, and want Gold Elite status
  • What Sets It Apart: Automatic Gold Elite status; 4 points per dollar at grocery stores and restaurants on up to $15,000 a year
  • Cost: $250 annual fee; 19.49% to 27.99% variable interest rate; no foreign transaction fee
  • Features: 85,000 bonus points after $4,000 in purchases in the first 3 months; 6 points per dollar at Marriott hotels; Free Night Award up to 50,000 points after $15,000 in calendar-year spending; 15 elite night credits a year; 1,000 bonus points for each eligible paid stay
  • Pros: Gold Elite perks; up to 25,000 of your points can be added to the free night; trip delay and lost luggage coverage
  • Cons: Free night requires $15,000 in calendar-year spending, while the $95 Boundless gives one every year; grocery and dining bonus stops at $15,000 a year; elite night credits don’t stack with another Marriott personal card


Just the Tip:

Get the Marriott Bonvoy Bountiful Card only if you’ll put at least $15,000 a year on it, mostly groceries and dining, and you want Gold Elite status. Spend less and its free night never arrives, while the $95 Marriott Bonvoy Boundless gives you one every year.

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The Marriott Bonvoy Bountiful Credit Card is the priciest of the three Marriott cards Chase offers, at $250 a year. It’s built for people who spend a lot on groceries and dining and want Gold Elite status, which normally requires 25 hotel nights a year.

Key Features

  • $250 annual fee, no foreign transaction fee, and a variable interest rate of 19.49% to 27.99%
  • 85,000 bonus points after $4,000 in purchases in the first 3 months
  • 6 points per dollar at Marriott hotels, 4 at grocery stores and restaurants on the first $15,000 a year in combined purchases, and 2 on everything else
  • A Free Night Award, good at hotels costing up to 50,000 points a night, in any calendar year you spend $15,000
  • Gold Elite status, 15 elite night credits a year that count toward higher status, and 1,000 bonus points per eligible paid stay

Pros

  • Gold Elite perks, including 25% bonus points on stays, 2 p.m. late checkout on request, and room upgrades when available
  • Free night usable at pricier hotels when you add up to 25,000 of your own points
  • Trip delay reimbursement of up to $500 per traveler for delays over 12 hours or overnight, and up to $3,000 per traveler for lost luggage

Cons

  • No free night in a calendar year you spend less than $15,000, while the $95 Marriott Bonvoy Boundless gives one at hotels costing up to 35,000 points after every account anniversary
  • Earning drops to 2 points per dollar after $15,000 a year in grocery and dining purchases
  • No extra elite night credits if another Marriott personal card already gives you 15

By our math, using NerdWallet’s value of 0.7 cent per point, $15,000 a year of groceries and dining earns up to $273 more in rewards on the Bountiful than the Boundless, or $118 after the extra $155 in fees. Get the Bountiful if you spend that much and want Gold Elite status, but everyone else does better with the Boundless, and guests who want Platinum Elite status should look at the Marriott Bonvoy Brilliant American Express Card.

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