NFL Extra Points American Express® Credit Card
- Best for: NFL fans who buy full-price gear at NFLShop.com
- What Sets It Apart: 25% off full-price NFLShop.com gear with code EXTRAPOINTS; points toward pairs of NFL game tickets and experiences
- Cost: $0 annual fee; 17.49% to 31.49% variable APR; 3% foreign transaction fee
- Rewards: 3 points per $1 on NFL purchases; 2 at restaurants, grocery stores, food delivery, gyms, and sporting goods stores; 1 elsewhere; 200 points per $1 of statement credit
- Welcome Offer: $100 statement credit after $500 in non-NFL purchases in the first 90 days
- Pros: 25% off full-price NFLShop.com gear; no annual fee; Amex Offers and Amex Experiences ticket presales
- Cons: Points worth half a cent each as a statement credit; point prices for tickets and experiences visible only to cardholders; 3% foreign transaction fee
Get the NFL Extra Points American Express® Credit Card if you buy full-price gear at NFLShop.com, where you get 25% off when you pay with it and enter a code. It has no annual fee, but its points pay just 0.5% to 1.5% as cash, so put your other spending on a flat 2% cash back card.
The card moved from Visa to the American Express network in August 2026, and Comenity Capital Bank, which issued the Visa version, still issues it. Fans of 18 teams can get it in their team’s design with the same rewards, while the other 14 teams’ cards stay on Visa or Mastercard.
Key Features
- No annual fee; 17.49% to 31.49% variable APR
- $100 statement credit after $500 in non-NFL purchases in the first 90 days
- 3 points per $1 on NFL purchases, including NFLShop.com and game tickets from team ticket offices, Ticketmaster, and SeatGeek; 2 at restaurants, grocery stores, food delivery, gyms, and sporting goods stores; 1 elsewhere
- 200 points per $1 of statement credit; game tickets and NFL experiences, both redeemed in pairs, plus merchandise and gift cards; points expire after five years
- 25% off full-price NFLShop.com gear when you pay with the card and enter code EXTRAPOINTS
Pros
- 25% off full-price NFLShop.com gear, worth $25 on every $100, where a 2% card would pay $2
- No annual fee, so it costs nothing to keep for gear orders
- American Express perks, including Amex Offers and ticket presales through Amex Experiences
Cons
- Points worth half a cent each as a statement credit, so $1,000 of NFL purchases earns $15, where a 2% card pays $20
- Point prices for tickets, experiences, and merchandise visible only to cardholders
- 3% foreign transaction fee
Fans who buy full-price gear at NFLShop.com should use it there, where $200 of gear costs $150, and pair it with a flat 2% card for everything else. Everyone else does better with that 2% card alone, since this card’s points pay at most 1.5% as cash.
Learn more about the NFL Extra Points American Express® Credit Card or see how it compares to the best cash back credit cards.
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