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Sarah Graves, Ph.D. is a freelance writer specializing in personal finance, parenting, education, and creative entrepreneurship. She's also a college instructor of English and humanities. When not busy writing or teaching her students the proper use of a semicolon, you can find her hanging out with her awesome husband and adorable son watching way too many superhero movies.
Most students have to borrow student loans to go to college. But very few know anything about them. That’s pretty scary considering you’re likely to take on several tens of thousands of dollars in debt. And making mistakes with that…
If you’re living under the crushing burden of student loan debt, it’s natural to wonder how to get rid of it. I know I am. Who wouldn’t want to wake up one morning, log into their account, and see a…
It’s been a rough decade for many student loan borrowers, including Jennifer (name changed for privacy). A stroke sidelined her, and disability payments weren’t enough to stay ahead of her debt. Creditors have been hounding her relentlessly, threatening to garnish…
Millions of college graduates owe tens of thousands in federal student loans. My monthly payment is $600. That’s a big chunk out of this mom’s already overstressed budget. I don’t know about you, but getting rid of some or all…
The federal government has put federal student loan repayment on hold until Aug. 31, 2022, due to the ongoing coronavirus pandemic. But they can’t extend it forever. Moreover, if you’ve got private student loan debt, your payments haven’t been on…
More than ever, Americans are pursuing advanced degrees. The decision to pursue a graduate degree is fraught with questions, not the least of which is how to reduce student loan debt. It starts with figuring out what to do with…
The question of whether or not student loan forgiveness is worth it might seem like an odd one. After all, who wouldn’t want the balance of their student debt forgiven? While there are certain types of borrowers who may benefit…
With the cost of college continually on the rise, few students can cover tuition and expenses without taking out student loans. According to the Urban Institute, 70% of those with a bachelor’s degree have student debt. And though only 15%…
More students than ever are heading to graduate school. According to a 2016 report from the Council of Graduate Schools, total graduate school enrollment has increased by about 1.1% every year since 2006. And the National Student Clearinghouse Research Center…
If you already have a private student loan, there are even more ways to reduce your rate, though some may take time. For example, improving your credit score may take several years. But you can also opt to apply with…
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