U.S. Bank Altitude® Go Visa Signature® Card
- Best for: People who eat out or order takeout often and want no annual fee; U.S. Bank checking or savings customers
- What Sets It Apart: 4 points per dollar on dining, takeout, and restaurant delivery with no annual fee; $15 streaming credit each year
- Cost: $0 annual fee; 3% foreign transaction fee; 0% interest for 15 billing cycles, then 17.74% to 27.74% variable; 5% balance transfer fee ($5 minimum)
- Rewards: 4 points per dollar on the first $2,000 of dining each quarter, then 1 point; 2 points per dollar at supermarkets, gas stations, and EV charging stations, and on eligible streaming services; 1 point per dollar on everything else; points worth a cent each deposited into a U.S. Bank account
- Welcome Offer: 20,000 bonus points after $1,000 in purchases in the first 90 days
- Pros: No annual fee; dining bonus covers takeout and restaurant delivery; $15 streaming credit; 15 billing cycles at 0% interest
- Cons: Dining bonus stops at $2,000 a quarter; 3% foreign transaction fee; statement credits can be worth less than a U.S. Bank deposit; Walmart, Target, and warehouse clubs earn 1 point on groceries and gas
Get the U.S. Bank Altitude® Go Visa Signature® Card if you eat out or order takeout often and want a card with no annual fee. It pays 4 points per dollar on your first $2,000 of dining each quarter. Use a different card abroad, since this one adds a 3% fee to foreign transactions.
U.S. Bank designed the Altitude Go around dining, and its points are worth the most when you deposit them into a U.S. Bank checking or savings account. The bank retired its Radisson Rewards Visa cards in 2022 and moved personal cardholders to this card.
Key Features
- 4 points per dollar on the first $2,000 of dining each quarter, takeout and restaurant delivery included, then 1 point per dollar
- 2 points per dollar at supermarkets, gas stations, and electric vehicle charging stations, and on eligible streaming services
- 20,000 bonus points after you spend $1,000 in the first 90 days
- $0 annual fee and a 3% foreign transaction fee
- 0% interest for 15 billing cycles on purchases and on balances transferred within 60 days of opening, then a variable rate of 17.74% to 27.74%
Pros
- Spending the full $2,000 on dining every quarter works out to 32,000 points a year, or $320 deposited into a U.S. Bank account
- $15 streaming credit each year after 11 straight months of eligible streaming charges
- No annual fee to subtract from what you earn
Cons
- Dining earns 1 point per dollar after the first $2,000 each quarter
- 3% foreign transaction fee, which makes it a poor card to use abroad
- Statement credits, which lower your card balance, and gift cards can be worth less than the cent per point you’d get from a U.S. Bank deposit
- Groceries and gas bought at Walmart, Target, or warehouse clubs earn 1 point per dollar
If you eat out often, bank with U.S. Bank, and spend mostly in the U.S., the Altitude Go is a strong dining card with no annual fee. If you spend more on travel and gas than on dining, U.S. Bank’s Altitude Connect pays its top rates there and charges no foreign transaction fee.
Learn more about the U.S. Bank Altitude® Go Visa Signature® Card or see how it compares to the best credit cards for dining.
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