Advertiser Disclosure
Advertiser Disclosure: The credit card and banking offers that appear on this site are from credit card companies and banks from which receives compensation. This compensation may impact how and where products appear on this site, including, for example, the order in which they appear on category pages. does not include all banks, credit card companies or all available credit card offers, although best efforts are made to include a comprehensive list of offers regardless of compensation. Advertiser partners include American Express, Chase, U.S. Bank, and Barclaycard, among others.

Would You Marry for Money?


Additional Resources

“Looks and love are fleeting, but money can make up for the loss,” was a mantra I heard starting at a very young age from a close relative. She had successfully married a very wealthy man and seemed quite happy. Similarly, I have a close friend whose grandmother had always told her, “Marry for money, you can always learn to love.” She took her advice and in that case, it was a total disaster. I didn’t take the advice I’d been given, but apparently many women in our society do. Surprisingly, the practice is more common in our American culture than you might think. You might think this piece is headed in the direction of blasting anyone who values money in their signficant other. However, you’ll see I actually try to lend some legitimate support for this practice further down below.

A nationwide survey conducted by Price & Associates, out of the 1,134 polled, with incomes between $30,000 and $60,000, fully two-thirds of women were “very” or “extremely” motivated to tie the knot for money. The question they responded to so vigorously: “How willing are you to marry an average-looking person that you liked, if they had money?”

Women aren’t alone with their marry-for-money mentality; the survey also found of men in their 40s, 61% would do the same thing. Interestingly, sociologists have found men relax more about money as they get older and don’t care so much if their spouse makes or has more money than they do.

So what is the going price for jumping into nuptials with a wealthy someone you don’t love? “$1.5 million” should do it, say the respondents of the Price & Associates survey. Doesn’t seem like much does it, when you consider how quickly money can be spent or lost to the economy or bad investments these days.

Motley Fool Stock Advisor recommendations have an average return of 618%. For $79 (or just $1.52 per week), join more than 1 million members and don't miss their upcoming stock picks. 30 day money-back guarantee. Sign Up Now

Pamela Smock, a University of Michigan sociologist is shocked by the survey results, “It’s kind of against the notion of love and soul mates and main motivations to marry in our culture.” Even her research reflects a trend that having money is a catalyst for people to tie the knot. In fact, she found it is much more likely that couples get married if they have money and especially if the man has a positive cash flow.

Let’s step away from the highly controversial practice of marrying for money outside of love, and look at some of these findings findings. If it is true that couples are more likely to get married if the man has money, then it of course means that the man or woman, or perhaps both, are making the decision to marry strongly based on finances.

Would you pick a mate based on finances? With all things being equal (looks, personality, intelligence, attraction, common values, love), who would you more likely marry: the guy who is financially stable or the guy in a financial mess.

I haven’t polled anyone on this, but I think its obvious most women would go for the one who is financially stable, unless of course, they have a thing for underdogs.

Before the objections start flying let me define my idea of financial stability. For me, it doesn’t have to do so much with quantity as it does with quality. There are many great single guys out there who don’t have a ton of money but they live within their means. They save, they budget, they invest, and they stay out of substantial debt. To me they are financially stable. Everyone’s idea of financial stability is relative to their own idea of what is sufficient to meet their needs. You’ll have to decide what it means to you.

Without giving it a second thought, women set standards for potential partners all the time; like not dating men who are shorter than you or only dating men that share common interests or never looking twice at a man who smokes. Remember, important issues like money and debt will impact the kind of life you’ll live with a spouse so much more than many of the superficial preferences you might use to disqualify men on a daily basis. My argument here is that using money as one of the criteria to evaluate a potential partner is not so crazy.

Of course, it is a bit easier to see the superficial than it is to determine the condition of his bank account. He may act like he is solvent and have $20,000 in debt. So tread carefully, and initiate the money conversation to find out what his views on money are as this might give you some insight. What’s fair is fair. Also, just because you wouldn’t date someone who is financially insecure, that does not mean you can be a total financial mess yourself. While you are evaluating a potential partner based on his financial health quotient, you have to be financially healthy yourself.

If financial problems are the leading cause of divorce in our country, then it would make sense that financial wellness should be a prerequisite to marriage. What do you think?


GME is so 2021. Fine art is forever. And its 5-year returns are a heck of a lot better than this week’s meme stock. Invest in something real. Invest with Masterworks.

Stay financially healthy with our weekly newsletter