I was reading the local newspaperr, the Gainesville Sun, and it showed a poll given to teens about how many of them thought that they would be wealthy when they were older. Their biggest dreams were to be rich as the number one reason, famous as the number two answer, and then helping others [...]

Unfortunately, the holidiays bring out the best and the worst of people.  Scams are most commonly found around the holidays, and consumers need to be educated about what to look out for when going shopping in the stores and online this year.  CNN Money has a good article about which scams to look out for [...]

I have a great wife, a cool dog, plenty of deep friendships, and a supportive extended family.  However, I am young, broke, and I don’t enjoy the work that I am currently involved with.  My favorite hobby right now is managing and writing for this blog.  My thoughts about money and finance changed dramatically during [...]

There have been numerous newspaper and magazine articles lately about Generation Next and the things they face and will face as they enter college and the working environment.  I am intrigued by this generation because I am a part of the last half of it.  We are deemed as the technology generation, the ipod generation, [...]

My generation has fallen into a huge trap when it comes to our philosophy about higher learning.  We have created a society of young people whom think that having a college degree will automatically make them successful in the marketplace.  Young people will spend anything and everything to get a so-called “prestigious” degree, and most [...]

Yesterday, the USA Today had an article on the front page about overwhelming student loan debt.  The meat of this article dealt with the rising percentage of young people whom leave college with 75k to 125k in student loan debt!  This troubled me when I thought about twentysomethings starting their working career that far in [...]

I am fairly new out of college.  I got married straight out of finishing my undergraduate degree.  I was fired up to start saving money and buying wisely with my new found income which about tripled after I finished school.  This post is all about me being real with myself and those of you that [...]

This is a reminder for all soon-to-be college graduates:  CONSOLIDATE YOUR STUDENT LOANS!  It may seem hard to do since you are being bombarded with direct mailings from 100 different student loan consolidation companies.  However, many students forget to do the consolidation before they graduate, and this can be a very costly lapse of memory.  [...]

With millions of Americans taking on debt that they cannot handle, numerous non-profit debt consolidation and credit counseling companies have popped up all across the country.  Many people think that consolidating debt is a magical way to reduce payments and interest rates, but it comes with implications.  You need to know the truth about debt [...]

Going to college is a big step in a young person’s life.  For the first time, that young person goes off on his or her own to conquer life without mom and dad standing over his or her shoulder.  The problem is that too many college bound seniors in high school are ill prepared to manage [...]