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Employers price new hires at market rate but base your raises on your current salary, which is why job switching out-earned staying for most of the past decade. The switching premium shrinks or disappears when hiring cools, so compare your market rate before you assume either path pays more. Loyalty should be a decision, not a default.
A $5,000 salary increase negotiated at hiring compounds forward, since future raises, bonuses, and retirement contributions are calculated as a percentage of your base pay. Over a 30-year career, one negotiation can mean hundreds of thousands of dollars. Ask anyway. Employers expect it, and the discomfort lasts a few minutes.
Online freelance platforms connect skilled workers with clients who need writing, design, development, marketing, bookkeeping, and dozens of other services. Start there and you get built-in client access, payment protection, and credibility-building reviews without hunting for clients from scratch. The platform takes a cut, but that trade-off works while you build a direct client base.
Negotiating without data is guessing. Free salary research tools aggregate real compensation data by role, experience level, and location, so you can anchor your ask to a defensible number. Walk in with a number rather than a feeling and the conversation changes entirely.
Is the MBA degree a victim of its own success? “[E]asier access to an MBA has changed what the MBA means to employers,” writes C. S.-W., in The Economist. “Simply put, MBAs are no longer rare, and as such are…
The best student credit cards are a lot like the best credit cards for nonstudents. They generally have low fees, reasonable APRs, and perks that specifically appeal to college students. A few even have cash back programs that reward spending…
If there’s one lesson that’s clear from COVID-19, it’s that the world of making money online is here to stay. According to a 2020 report from Upwork, the number of remote workers in the next five years will double from…
According to TopResume, 3 out of every 4 resumes are never reviewed. This means all applicants need a way to work around the system and get through the tough filters that threaten to move your resume to the ‘trash’ pile….
The rent really is too high. Or rather, U.S. home prices have skyrocketed so much faster than median incomes that most Americans can’t afford new housing. That’s no exaggeration. Literally, 7 in 10 Americans can’t afford the median cost of…
Not all jobs require extensive experience or years of postsecondary education. Some entry-level jobs pay quite well, and many offer paid on-the-job training or apprenticeships. Using data compiled by the Bureau of Labor Statistics (BLS), we surveyed hundreds of jobs…
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