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Leases are legally binding contracts, and vacating a rental property before your lease expires can have serious consequences. But what are you supposed to do if you can't make rent? You can skip the payment and dodge your landlord until you're able to drum up the cash. However, this method rarely works and some landlords begin the eviction process once payments are 15 days past due. In this
Defaulting on any form of student loan, whether private or federal, is a nightmare. But when it happens with federal loans, Uncle Sam is merciless. Currently, there are 36 million Americans with federal student loans, and a growing number of these borrowers are struggling or unable to pay their monthly balances. Not surprisingly, the Department of Education reported that default rates have risen
Recent Articles in Credit and Debt
15-Year vs. 30-Year Mortgage – Comparison, Pros & ConsMay 2, 2012
There is no shortage of decisions to be made when applying for a new mortgage loan. You have to select a lender and decide between a fixed or an adjustable rate - and then you must
6 Signs That You’re Carrying Too Much DebtApril 19, 2012
Many financial experts report that the average household carries at least $10,000 in credit card debt. In addition to this debt, many people take out upside down car loans and
6 Tips to Get Approved for a Home Mortgage LoanApril 16, 2012
Some people don't know the first thing about getting a mortgage loan. They hear reports of dropping interest rates and lower home prices and hastily decide to jump into home
How to Break an Apartment Lease Agreement Without PenaltyApril 4, 2012
Leases are legally binding contracts, and vacating a rental property before your lease expires can have serious consequences. But what are you supposed to do if you can't make
What Happens If You Default on Federal Student Loans – Tips to Avoid ItMarch 28, 2012
Defaulting on any form of student loan, whether private or federal, is a nightmare. But when it happens with federal loans, Uncle Sam is merciless. Currently, there are 36 million
How to Stop Being Jealous About MoneyMarch 20, 2012
Have you ever looked at another person's life and wished that their clothes, their cars, and their vacations could be yours? It's not uncommon, and I'll admit that I've fallen prey
How to Pay Off Your Car Loan EarlyMarch 19, 2012
Like most everyone, I hate debt, and the thought of paying off a car loan for a number of years has always left a bad taste in my mouth. While I realize that loans can be
Live Credit Smart – Generational Credit Trends Report From ExperianMarch 14, 2012
Have you ever wondered how different generations handle their finances? Experian, one of the largest credit agencies, took a look at the credit scores of millions of Americans of
14 Best Credit Card Perks & Benefits You Never Knew You HadFebruary 15, 2012
I have a love-hate relationship with my credit cards. I can understand how they can be very tempting for shopaholics to use - especially those on a tight budget - because they're
How to Pay Off Your Student Loans With Low-Interest Credit CardsFebruary 2, 2012
In November 2011, CNN reported that students who graduated from college in the past year did so with a record level of student loan debt - $25,250 per graduate. What is most
Reviews in Credit and Debt
Chase British Airways Credit Card Review – Promotions & OffersMay 11, 2012
Rising gas prices, rising government surcharges, and skyrocketing airline checked baggage fees are all contributing to the oppressive cost of air travel. Meanwhile, banks have been
Capital One Venture Credit Card Review – Double Miles ChallengeApril 2, 2012
There are typically two types of rewards credit cards: cash back credit cards and travel rewards cards. If you're a jet-setter, a travel rewards card is probably most appealing; if
SpringCoin Review – Create a Personalized Debt Management PlanApril 2, 2012
As of 2010, Americans owed almost $1 trillion on revolving lines of credit, and $68 billion of it was past due. On top of that, 13% of all Americans currently carry more than
Citi Diamond Preferred Card Review – 0% APR for 18 MonthsMarch 26, 2012
If you are a credit card user currently in debt, there is a powerful option available to reduce or eliminate the interest you are accruing. By transferring existing balances to a
Citi ThankYou Preferred Credit Card Review – 25,000 Points BonusMarch 23, 2012
Mention frequent flyer miles and you are likely to get a range of reactions. There are those who seek to out-game the system by redeeming miles for the elusive high value rewards
