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The past 3 years have been rife with changes – economically, financially, and socially. We’ve seen a lot of cultural and financial icons go very quickly from hero to villain. Many pop stars and sports heroes of the past decade…
In my last post about balance transfer arbitrage, I pointed out that banks and credit card companies are once again offering 0% introductory rates on transferred balances. Several years ago, it was common to find balance transfer offers where there…
For many people, our personal demons show up in many areas of our life, including our finances. Some of us try to make ourselves feel better by buying things we don’t need, ignoring our money problems, or wishing for magical solutions….
Recently, I took a good hard look at the website Equifax, which is devoted to products regarding monitoring your credit and protecting your identity. The site has some built-in credibility to it as it is one of the three main credit…
I was recently able to spend a good bit of time going through the myFICO site. Here you can get your most up to date FICO score for only $15.95. But the site offers much more than just your score….
This is a very sensitive topic because it involves a decision that cannot be undone. I have personally “beat” bankruptcy, consulted with those contemplating bankruptcy, and helped those recover from bankruptcy. I am not a lawyer and I am not…
Getting out of debt is by no means an easy process but it is definitely an achievable goal. Eliminating debt requires discipline, patience, and a solid financial plan. Books can be great resources in helping you construct a financial plan. We spend so…
For those of you that like to borrow money to the point that it comes out of your eyeballs, you might not want to listen to this advice. But, for those of you that are fed up with owing money…
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