Get Rid of Those Annoying Credit Card and Insurance Offers
July 25, 2007 by Erik Folgate
Filed under Consumer News, Credit and Debt
If you are like me, then you dread opening up your mailbox to find about 15 pieces of mail and only one or two of those pieces of mail has any real significance. The rest of it is, “0% financing, pre-approved for ultra, hot, sexy, platinum visa card” or “Tired of your insurance rates? Get a free quote with
There’s something that you can do about stopping that junk mail from getting sent to you. Much like the “Do Not Call” list, you can go to the website Opt Out Prescreen and sign up to have the credit card applications and insurance applications stopped from coming to your mailbox. You can also call the toll-free number at 1-888-567-8688.
Once I realized that this service was available, I immediately signed up for it. It takes about 4 to 6 weeks to see a significant difference, but ever since then I have seen a huge improvement on the amount of junk mail that I receive. An occasional one slips through every now and then, probably by some creative mailing technique, but the bulk of the credit card applications have disappeared. Try it out and see what the results are for you. Maybe you’ll start enjoying the thought of retrieving your mail again!
For the ones that do slip through, send the entire mailing back to them, including the original envelope in their postage-paid business reply envelope.
I signed up for the opt out a couple of weeks ago. I’ve been meaning to do it for about 6 months or so. We printed it out and mailed it in to get on the list permanently. If I want a new credit card, I can seek one out.