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A bidet isn’t merely a novel way to clean your behind. Over time, it’s a potentially potent money-saving tool that can dramatically reduce what you spend on a basic household item you’ve probably assumed was irreplaceable. For an upfront cost…
Millions of Americans in the workforce today started out earning minimum wage. Millions more still do. According to the Bureau of Labor Statistics, about 1.6 million people — 1.9% of all hourly workers — were paid at or below the…
If you purchased your home when the federal funds rate was at least 150 basis points — 1.5% — higher than today, an opportunity to profit from low interest rates is staring you in the face. In fact, there’s a…
Deciding to refinance your mortgage is only the beginning of the process. You’re far more likely to accomplish what you set out to achieve with your refinance — and to get a good deal in the meantime — when you…
Death is uncomfortable to think about. Most of us prefer not to contemplate what will happen when we die, let alone how our loved ones will respond. It often takes a disaster or tragedy that’s impossible to ignore, such as…
So, you’re ready to list your house for sale and move on to the next chapter of your life. There’s just one problem: You really, really don’t want to fork over 3% of the sales price — the customary seller’s…
Do you really need a real estate agent’s help to sell your home? Maybe not, according to a 2007 paper by the National Bureau of Economic Research (NBER). The NBER compared sales of single-family homes in Madison, Wisconsin on a…
Is lumber the new gold? No, but lumber’s price increase has some homeowners feeling the pinch. According to Nasdaq data, between March 2020 and May 2021, lumber prices more than quintupled. That increased the cost to build an average single-family…
Years ago, I bought a used microwave on Craigslist for $20. Examining the appliance in the trunk of the seller’s minivan, I saw that it was relatively new, reasonably clean, and still had its rotating interior plate. Score. Then I…
Ask fellow freelancers and self-employed colleagues in your life how they track business expenses, and you’re likely to hear answers like, “A spreadsheet I never remember to update,” or “A pile of overflowing manila folders,” or “A rat’s nest of…
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