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When you read news stories about the middle class in America, you often see terms such as “squeezed” or “declining.” As a 2017 study by the National Bureau of Economic Research (NBER) points out, average lifetime earnings for U.S. workers…
Americans are shopping online more than ever before. According to the United States Census Bureau, online retailers in the U.S. took in about $759 billion in 2020. That’s more than 13% of all retail sales in the country. As we…
In August 2018, the Trump administration announced new rules for short-term health insurance plans. It extended the maximum coverage period for these bare-bones plans from 90 days to just under a year, with an option to extend the plans for…
Over the past two years, my husband and I have spent less than $400 per year on clothing. Our secret? We buy most of our clothes secondhand. And clothing is just the tip of the iceberg. We prefer to shop…
When Amazon introduced its Kindle e-reader in 2007, I didn’t see the point. Why spend hundreds on a reading gadget when so many books cost a dollar or less at used bookstores and garage sales and are free at the…
For most people, buying a home is the biggest purchase decision of a lifetime. In fact, it’s one of the biggest decisions, period. Your mortgage is probably the largest debt you’ll ever take on, and taking care of a house…
Major chain retailers offer price-matching policies to attract more shoppers. That allows their customers to save both money and time. Instead of running around town for the best deals, you can go to one store and get the best price…
Each year, about 2 million Americans get married, according to figures from the National Center for Health Statistics. No doubt all those newlyweds — or at least most of them — believe tying the knot will make them happier. What…
So, you’ve decided to take the plunge and join a warehouse club. You think that for your family, the low prices on household staples will more than pay for the membership fee. The only question now is, which one? There…
Suppose you’re looking for a job, and you have two job offers on the table. Company A offers you a salary of $100,000, but you know the average salary there is $200,000. Company B is willing to pay only $50,000,…
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