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Rising inflation has been a hot topic of conversation in financial outlets for some time, and for good reason. Recently, there’s been a post-pandemic surge in spending mixed with low interest rates on loans, leading to increasing demand on a…
Since 2009, the federal minimum wage has been fixed at $7.25 per hour, with no adjustments for inflation. Over that same period, the value of the dollar has fallen by roughly 17%, according to the Economic Policy Institute. Because of…
In 2020, nearly 40 million people got all or part of their monthly grocery bills paid by the government. The Supplemental Nutrition Assistance Program, or SNAP, helps low-income people buy the food they need to stay healthy. The U.S. Census…
It’s no big secret that men, as a group, earn more than women. Even though, by law, employers must pay male and female employees the same wage for the same work, U.S. Census Bureau data shows women as a group…
Being poor is a lot of work. You spend 60 hours per week at one or more jobs. You juggle bills every month to cover rent, food, child care, and health care. Sometimes, you can’t pay them all and have…
Credit rating agencies have been around since the early 20th century and have played a key role in the financial world by providing ratings on the creditworthiness of bonds and other debt instruments. These ratings are invaluable tools for investors…
Bitcoin (BTC) is a virtual currency, or cryptocurrency, that’s controlled by a decentralized network of users and isn’t directly subject to the whims of central banking authorities or national governments. Although there are hundreds of cryptocurrencies in active use today,…
Anyone who’s prepared and filed a tax return knows the United States tax system is complex and difficult to understand. Many people also feel corporations, wealthy individuals, and special interest groups have unfair access to loopholes and exemptions that help…
You probably live within a few minutes of at least one bank or credit union branch. If they can’t serve all your financial needs or you just don’t like them for whatever reason, you have literally hundreds of U.S.-based online…
According to an old superstition, it’s good luck to find a penny on the sidewalk. But whether or not you believe picking up that penny will bring you luck, one thing it definitely won’t bring you is wealth. Pennies are…
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