So you’ve been working to make a budget and have been diligently putting in all of your income and expenses. Yet every month, it’s the same result: you continue to overspend. While your efforts to create and maintain a budget…
It has been really difficult lately for many people to make ends meet, and this is especially true for one-income families. Many families are confronted with a family member unexpectedly losing a job and going through unemployment. On the other…
You drive a beat up ’95 Honda Civic and your spouse drives a shiny new BMW. You go to the mall and buy what you intended to buy, but your spouse comes home with a few of the latest gadgets…
Proverbs 16:16 states, “How much better to get wisdom than gold, to choose understanding rather than silver!” This is sage advice, but not really a prevailing attitude in today’s culture, which would seem to reward folly rather than wisdom. Today,…
Here is a common scenario: a friend asks you for money for the down payment on a car and promises to pay you back as soon as he can. Being the loving and caring friend that you are, you immediately loan the…
My parents live in Florida, and whenever I visit, my dad always asks me if I have any cash on me. It’s not that he needs to borrow some; it’s quite the opposite. My dad firmly believes in carrying cash…
When I moved to Atlanta and started going to my current church, I wanted to get involved by joining a ministry. As it so happened, they were holding a ministry fair, and I decided to check it out. I walked…
Many goods are slated to increase in price, such as gasoline, grains, chocolate, and even fast food! It has been frustrating and a little depressing to read these economic predictions. However, there is good news: some things are actually expected…
One of the most awkward things I have ever had to do was to ask a relative for money. I was about to graduate college, broke but debt free, and I desperately needed a car. So I asked a relative to…
Unless you win the lottery, have a rich uncle, or are extremely lucky, there is no quick path to becoming a millionaire. A lot of people look for get-rich-quick schemes, but the truth is that they do not really exist….
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