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Best Western Rewards® Premium Visa Signature® Card Review – Worth $89 for the Free Night

Best Western Rewards Premium Visa Signature Card
Our Rating
3.5/5

Best Western Rewards® Premium Visa Signature® Card

  • Best for: Guests who stay at a Best Western at least one night a year
  • What Sets It Apart: A free night award after each card anniversary and a second after $10,000 in card-year spending; automatic Platinum Elite status
  • Cost: $89 annual fee; no foreign transaction fee; 25.99% to 29.99% APR
  • Features: 10 points per $1 at Best Western hotels; 4 points per $1 at gas stations and grocery stores; 2 points per $1 on everything else; 20,000 to 80,000-point welcome bonus
  • Pros: Award nights good at any Best Western-branded hotel in the U.S., Canada, and the Caribbean; anniversary night needs no spending; Platinum without seven qualifying nights
  • Cons: Second free night takes $10,000 in spending; award nights expire after a year; points worth half a cent each through Pay with Points
Just the Tip:

Get the Best Western Rewards® Premium Visa Signature® Card if you’ll stay at a Best Western at least one night a year. Its anniversary free night covers a standard room at any Best Western-branded hotel in the U.S., Canada, or the Caribbean, so spending it on a night priced above the $89 fee pays for the card.

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It’s the $89 version of the Best Western Rewards Visa Signature, issued by the same bank, First Bank & Trust. Beyond the free nights, the fee buys Platinum Elite status in place of Gold and higher earning rates at Best Western, gas stations, and grocery stores.

Key Features

  • $89 annual fee, with no foreign transaction fee
  • 10 points per $1 at Best Western hotels, 4 per $1 at gas stations and grocery stores, and 2 per $1 on everything else
  • A free night award after each card anniversary, plus a second after $10,000 in purchases that card year
  • Automatic Platinum Elite status, with 15% bonus points on qualifying nights and early check-in or late check-out when available
  • Welcome bonus between 20,000 and 80,000 points after qualifying spending, with your offer shown before you apply

Pros

  • Award nights good at any Best Western-branded hotel in the U.S., Canada, or the Caribbean, room taxes included
  • Anniversary night needs no spending, only the annual fee
  • Platinum status without the seven qualifying nights a year it normally takes
  • Stays booked direct earn member points on top of card points, 10 per $1 on most room rates
  • Points never expire

Cons

  • Second free night takes $10,000 in purchases in a card year
  • Award nights depend on room availability and expire a year after they’re sent
  • Each point takes half a cent off a room rate through Pay with Points, so the 2 points per $1 on other purchases returns 1%
  • Stays booked through travel sites earn neither the card’s 10 points per $1 nor member points
  • A 25.99% to 29.99% APR, the yearly interest rate on balances you carry

Guests who spend at least one night a year at a Best Western where a standard room costs more than $89 come out ahead on the anniversary award alone. Anyone who won’t book a Best Western night every year should choose the no-fee card, which grants Gold status without an annual fee.

Learn more about the Best Western Rewards® Premium Visa Signature® Card or see how it compares to the best hotel rewards credit cards.

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Editorial & Advertiser Disclosure: The editorial content on this page is not provided, commissioned, reviewed, approved, or otherwise endorsed by any advertiser. Opinions expressed here are ours alone, not those of any advertiser. The offers that appear on this site are from companies that compensate us. That compensation may influence which products we cover and where and how they appear on a page – including the order in which they appear – but it does not influence our evaluations, ratings, or opinions. We do not include every company or offer available in the marketplace.

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