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Some customers take ages to pay their bills. For small-business owners who rely on cash flow, slow-paying customers are a real problem. You’re making sales, but you don’t have cash in the bank because those sales are tied up in…
Getting a mortgage to buy a home is complicated. Making sure you have good enough credit to qualify and can provide a proper down payment can be difficult enough. According to the Urban Institute, in 2017, banks rejected almost one-third of applicants for…
Among premium travel credit cards, the U.S. Bank Altitude Reserve Visa Infinite® Card is the cream of the crop. Though it hasn’t yet made the cut for our highly selective, ever-changing list of the best travel rewards credit cards on the market,…
Mortgages come in many varieties. One lesser-known type of mortgage is the balloon payment mortgage, sometimes called simply a balloon mortgage. Often a mystery to home buyers, this type of mortgage comes with unusual terms, a potential for huge savings, and…
Credit cards and debt are important parts of the United States economy as it stands today, and the relationship between consumers and creditors is an interesting one. Consumers love having access to available credit and the rewards they earn when…
Falling trust in traditional financial systems is pushing more people toward cryptocurrency. The user-driven, more transparent world of digital assets can offer people more confidence and control over their money than a traditional bank. Lending platforms have become more popular…
The OpenSky® Secured Visa® Card is a secured credit card issued by Capital Bank, a Maryland-based institution that offers a variety of deposit and credit products for consumers and business owners. Like all top secured credit cards, OpenSky Secured Visa is…
The United ClubSM Business Card is one of Chase’s most generous credit cards. In exchange for a hefty $450 annual fee, it offers complimentary membership in United Airlines’ coveted United Club airport lounge program. As long as you remain a cardholder…
The TD First Class Visa Signature® Credit Card is a travel rewards credit card with an $89 annual fee that’s waived during the first year. Its generous rewards program is designed for frequent travelers and restaurant patrons, earning unlimited 3 miles…
Filing for bankruptcy can be a long and stressful process, but it doesn’t have to be. Typically, the most stressful part is trying to manage the financial difficulties that lead you to consider bankruptcy and finally deciding to file. Once you…
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