Does a 529 Plan Affect Financial Aid? – College Savings Plans...
A 529 plan can help cover the costs of a college education. But parents and students alike should understand the impact this account has on a student's financial aid eligibility. Here’s how to make sure you don’t hurt a student’s chances at federal funds when tuition bills come due.
9 Best College Student Checking Accounts in 2021
If you’re a student looking for a place to park your money without excessive fees or unrealistic balance requirements, check out the impressive array of low-cost, low-balance checking accounts available to students. These are among the top FDIC-insured checking accounts for U.S.-based students.
Income-Driven Repayment Plans – Pros & Cons of IDR for Student...
Income-driven repayment (IDR) plans can be a lifesaver for those seriously struggling with student loan debt. However, not everyone benefits from an IDR plan. Before you decide to enroll, carefully weigh the pros and cons against your own debt and income levels.
Is Graduate School Worth the Cost of the Degree?
With the amount of student loan debt in the United States inching past $1.5 trillion, there’s good reason to think twice about borrowing money in pursuit of more education. If you’re thinking about graduate school, consider these factors first.
529 College Savings Plan – Best Way to Save for Your...
Not every parent has the means to help cover the cost of their child’s education. But for those who do, it’s never too early — or too late — to start. Investing in a 529 college savings plan is one of the most efficient ways to save for your kid’s college costs. Learn more about 529 plans here.
The Many Benefits of an Employer Tuition Reimbursement Program & Policy
Employees are your company’s most important asset, and a tuition reimbursement program is an employee perk that shows you’re invested in their long-term success. Read on to learn the benefits of offering an employer tuition reimbursement program and some common eligibility conditions you can set.
High School Grads: Start College in Fall 2021 or Take a...
Before committing to a traditional four-year college program, many high school graduates consider taking a gap year. Find out why you might consider a gap year, the risks of doing so, and a list of questions to ask yourself to help decide whether taking a year away from school is right for you.
Should I Consolidate My Federal Student Loans? – When It Makes...
Federal student loan consolidation can help you manage multiple monthly payments to multiple servicers. And there are certain circumstances under which federal student loan consolidation makes sense. But it’s not right for everyone. Find out whether it’s the right strategy for you.
How to Consolidate Federal Student Loans Into One Monthly Payment
If you’re one of the millions of Americans who’ve graduated with student loan debt, you're likely making multiple loan payments. It’s easy to feel overwhelmed by so many monthly payments. That’s where student loan consolidation comes in. But how do you do it, and what are your options?
What to Do With Your Undergrad Student Loans Before Grad School
If you’re going to grad school, you probably have student loan debt left over from your undergrad degree. Ignoring it could be costly thanks to accruing interest and capitalization effects. Deciding on a plan to tackle this debt before heading back to school will help you save in the long run.
How to Pay Off Your Student Loans With Low-Interest Credit Cards
Overwhelming student loan debt is a serious financial drag. One little-discussed strategy is appropriate for millions of private student loan borrowers with good credit: a low-interest credit card balance transfer. Learn how to use low-interest credit cards to reduce or eliminate your student debt.
12 Best Credit Cards for College Students – Reviews & Comparison
Most college students have limited experience with credit cards and other forms of credit. Accordingly, their credit histories are often thin or nonexistent. Therefore,...
