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Delta SkyMiles Blue Amex Card Review – No-Fee Miles, but No Free Checked Bag

Delta SkyMiles Blue American Express Card
Our Rating
3.5/5

Delta SkyMiles® Blue American Express Card

  • Best for: Occasional Delta flyers who travel with a carry-on and want miles without an annual fee
  • What Sets It Apart: 2X miles on purchases from Delta and at restaurants with no annual fee; 20% back on in-flight food and drinks
  • Cost: $0 annual fee; no foreign transaction fees; 19.74% to 28.74% variable APR
  • Features: 10,000-mile welcome bonus after $1,000 in purchases within 6 months; 1X miles on other purchases; Pay with Miles at up to $50 off per 5,000 miles
  • Pros: No annual fee; 2X miles at restaurants worldwide; no foreign transaction fees
  • Cons: No free checked bag; no priority boarding, companion ticket, or lounge access; 1X miles on most spending


Just the Tip:

Open the Delta SkyMiles Blue Amex card if you want Delta miles without an annual fee, since it earns 2 miles per dollar on purchases from Delta and at restaurants. If you check a bag on two or more Delta round trips a year, choose the Delta SkyMiles Gold for its free checked bag instead.

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The Blue is the entry card in Delta’s American Express lineup, built for occasional Delta flyers. Through Delta’s Pay with Miles, every 5,000 miles takes up to $50 off a Delta fare, so a mile is worth about 1 cent.

Key Features

  • $0 annual fee
  • 10,000 bonus miles once you spend $1,000 in your first 6 months
  • 2 miles per dollar on purchases from Delta and at restaurants, including U.S. takeout and delivery, and 1 mile per dollar on everything else
  • 20% back on in-flight food and drinks on Delta-operated flights, as a credit on your statement
  • Variable APR of 19.74% to 28.74%, the yearly interest rate on balances you carry

Pros

  • No annual fee, so a year with few trips costs you nothing
  • 2 miles per dollar on restaurant meals worldwide, so eating out earns miles between trips
  • A welcome bonus worth about $100 off a Delta fare through Pay with Miles
  • No foreign transaction fees on purchases abroad

Cons

  • No free checked bag, and Delta charges $45 each way for a first bag on U.S. flights
  • No priority boarding, companion ticket, Sky Club lounge access, or help toward Delta’s Medallion elite status
  • Just 1 mile per dollar on other purchases, worth about 1 cent, half of what a no-fee 2% cash-back card pays

Open the Blue if you fly Delta a few times a year with only a carry-on and want your fares and meals out to earn miles at no cost. If you’d pay Delta’s $45 bag fee each way on two or more round trips a year, the Delta SkyMiles Gold’s free first checked bag saves at least $180, $30 more than its $150 annual fee.

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