How to Stop Worrying About Money
Worrying about money has been so ingrained in our culture today that it has literally become an epidemic. I hate how I feel when I worry about money, and I know I do it far too often. I also know…
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What Is a No-Medical-Exam Life Insurance Policy?
More than half of all Americans — 54% — carry some form of life insurance policy. That’s according to the 2020 Insurance Barometer Study from LIMRA, a financial industry consultancy. A significant fraction of all life insurance policies issued in…
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10 Ways to Save Money on Contact Lenses and Glasses
Prescription eyewear and contact lenses can be expensive. According to a 2019 Statista report on eyewear in the United States, the average cost of frames is $231 and the average cost of single-vision lenses is $112. If you have a…
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The Financial Benefits of Quitting Smoking
Once advertised as the “cool” and “elegant” thing to do, smoking has lost its edge. The number of people in the U.S. who smoke has been falling each year for many years now. In 2015, nearly 21% of U.S. adults…
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What Is Supplemental Security Income – Benefits & How to Apply
The Supplemental Security Income program (SSI) is a need-based program run by the U.S. Social Security Administration. It assists individuals who, due to disabling health issues or advanced age, earn a limited income and are in need of income assistance….
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How Can We Reform U.S. Entitlement Programs? – Social Security, Medicare & Medicaid
Entitlement programs regularly come up during discussions about the American federal budget. Entitlement programs are benefits provided by law if an individual meets the set of requirements laid out as part of the program. In the United States, Social Security,…
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3 Reasons Why You Need to Get Health Insurance
If you don’t currently have health insurance, you’re not alone. In 2019, 26.1 million people in the United States were uninsured, according to the U.S. Census Bureau. For a few years before 2018, if you didn’t get insurance, you had…
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Best Ski & Snowboard Season Passes – Buyer’s Guide
For outdoor winter activity lovers, the coldest part of the year is also the best. Around Thanksgiving, ski resorts across North America open their winter season, which typically lasts well into the spring. Buying a ski pass maximizes your fun on…
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What Is a Flexible Spending Account (FSA) – Rules & Eligible Expenses
Rising health care costs have spurred constantly changing efforts to help Americans afford medical care. One benefit growing in popularity is the flexible spending account (FSA), which goes above and beyond your health insurance policy to help you pay for out-of-pocket…
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10 Best Indoor At-Home Exercises & Workouts Without Equipment
Physical exercise offers fantastic benefits for your body and mind. The U.S. Department of Health and Human Services’ 2018 Physical Activity Guidelines for Americans highlights some of the most notable health benefits of physical activity, ranging from improved sleep to reduced…
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