According to the Bureau of Labor Statistics, over 16 million Americans — more than roughly 1 out of every 10 workers in the United States — are self-employed. That number includes business owners, both small and large, and people who work…
Nov. 1 is the beginning of open enrollment — the period when people can sign up for new health insurance plans in the health insurance marketplace created by the Affordable Care Act (ACA). Many private employers hold their annual enrollment…
The United States health care system is complicated. While most developed countries have some form of universal health coverage, Americans get health insurance through a patchwork of different sources — workplace health plans, private insurance, and a variety of government programs. One of…
One quirk of the U.S. health care system is the way it ties health insurance to the workplace. According to the U.S. Census Bureau, more than 55% of Americans get their health insurance through an employer — their own or a family member’s. The…
According to the U.S. Department of Health and Human Services (HHS), most Americans over 65 will need long-term care services at some point in their lives. Unfortunately, most Americans don’t have a good way to pay for them. A 2020…
Think for a minute about all the things you did when you woke up this morning. You probably got out of bed, walked to the bathroom, cleaned yourself up, brushed your teeth, got dressed, made yourself some breakfast, and headed…
Americans are used to paying high costs for health care. Even for those who have health insurance — and as of 2019, there are still millions who don’t — it doesn’t cover everything. However, many people assume that once they reach age…
Americans are spending a bigger share of their income than ever on health care costs. According to a 2018 report by the Economic Policy Institute, workers in the bottom 90% of the income scale had to pay 6.8% of their…
In 1996, 10.6 million American children — roughly one out of every seven kids in the country — had no health insurance, according to a report from the Census Bureau. For kids from low-income families, the numbers were even worse;…
When you first sign up for Medicare, be prepared for some sticker shock. Because you’ve been paying Medicare taxes all through your working life, you may have assumed that once you retire, all your health care costs will be covered. It…
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