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According to the U.S. Department of Health and Human Services (HHS), most Americans over 65 will need long-term care services at some point in their lives. Unfortunately, most Americans don’t have a good way to pay for them. A 2020…
Think for a minute about all the things you did when you woke up this morning. You probably got out of bed, walked to the bathroom, cleaned yourself up, brushed your teeth, got dressed, made yourself some breakfast, and headed…
Americans are used to paying high costs for health care. Even for those who have health insurance — and as of 2019, there are still millions who don’t — it doesn’t cover everything. However, many people assume that once they reach age…
Americans are spending a bigger share of their income than ever on health care costs. According to a 2018 report by the Economic Policy Institute, workers in the bottom 90% of the income scale had to pay 6.8% of their…
In 1996, 10.6 million American children — roughly one out of every seven kids in the country — had no health insurance, according to a report from the Census Bureau. For kids from low-income families, the numbers were even worse;…
When you first sign up for Medicare, be prepared for some sticker shock. Because you’ve been paying Medicare taxes all through your working life, you may have assumed that once you retire, all your health care costs will be covered. It…
In 2014, a woman wrote to Consumer Reports with a problem. She said her husband was able to get health insurance at his job for $130 per month, which was about 4% of their monthly income. However, adding her to…
In August 2018, the Trump administration announced new rules for short-term health insurance plans. It extended the maximum coverage period for these bare-bones plans from 90 days to just under a year, with an option to extend the plans for…
Finding the right health insurance plan is hard work. There are so many options to choose from and factors to compare — premiums, copays, deductibles, doctor networks. How are you supposed to make sense of it all? It helps to…
My dad is an avid sailor. Notice I said “avid” and not “good.” In his many sailing adventures, he has – among other disasters – been stuck on a sandbar, mired in an oyster bed, and sprung a leak –…
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