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Over the past two years, my husband and I have spent less than $400 per year on clothing. Our secret? We buy most of our clothes secondhand. And clothing is just the tip of the iceberg. We prefer to shop…
When Amazon introduced its Kindle e-reader in 2007, I didn’t see the point. Why spend hundreds on a reading gadget when so many books cost a dollar or less at used bookstores and garage sales and are free at the…
Major chain retailers offer price-matching policies to attract more shoppers. That allows their customers to save both money and time. Instead of running around town for the best deals, you can go to one store and get the best price…
When choosing between private school and public school for your kids, one of the biggest issues is cost. In the U.S., a year of private school tuition costs $12,350 on average. That’s an awful lot of money for a middle-class…
Suppose you’re looking for a job, and you have two job offers on the table. Company A offers you a salary of $100,000, but you know the average salary there is $200,000. Company B is willing to pay only $50,000,…
Finding the right health insurance plan is hard work. There are so many options to choose from and factors to compare — premiums, copays, deductibles, doctor networks. How are you supposed to make sense of it all? It helps to…
A few years ago, our cat bit my husband while he was trying to give her a pill. The doctor’s office was closed for the weekend, so we waited nearly five hours at the emergency room to get a prescription…
Lately, it seems like everyone is starting a side business. The benefits are obvious: you can pursue your passions and earn extra cash without giving up the security of a full-time job. But all this competition makes it harder to…
On a blazing July day, it can be tempting to stay indoors all day with the air conditioner cranked up. Unfortunately, cool comfort comes with a high price tag. That leaves many people struggling to choose between brutal heat and…
It seems like there’s always at least one thing in my closet I never wear. It could be a pair of jeans I can’t squeeze into anymore, a sweater I got as a gift and never really liked, or a…
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