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Whether you’re going for an undergraduate degree or pursuing grad school, skyrocketing tuition costs mean few students can avoid borrowing student loans. To save the most money, it helps to borrow wisely. Knowing how to compare student loan options like…
Even uber-frugal consumers have heard of Black Friday, the United States’ quintessential shopping holiday. The end-of-year holiday shopping season’s official kickoff day also happens to be one of the best days of the year to snag deals on coveted current-year…
The desire to accumulate physical objects seems to be inherent, present in the little girl who collects Barbie dolls or the late-night TV host who keeps 126 classic cars and motorcycles in a specially built garage. For some, the motive…
The United States General Services Administration, which manages the functioning of federal agencies, sets per diem rates for federal employees traveling on official business in the continental U.S. Per-diem rates cover three types of expenses: lodging, meals, and incidental expenses….
In the housing industry, it’s called “negative equity.” In the automotive industry it’s called being “upside down.” In both cases, it means the same thing: You owe more money on an asset than the asset itself is worth. When you’re…
According to the card buried deep in my wallet, I’ve been a “loyal member” of the American Automobile Association (better known as AAA) since 2005. My AAA membership is one of the longest relationships of my life, even exceeding the…
TVs and many other electronics are interesting because as quality has steadily improved over the years, prices have dropped. According to the Bureau of Labor Statistics, the price index for TVs decreased by 94% between 1997 and 2015. In other…
I’ll be honest. When the time comes to swap my old phone for a newer model, I take the easy way out: my cell carrier’s trade-in offer. That’s a perfectly rational choice for consumers looking to save time and hassle…
The prospect of free travel is so alluring that an entire industry has sprung up around collecting frequent flyer miles. Hotels, rental car agencies, and of course credit cards all offer enticing programs. While many people enjoy exploiting these programs…
Think you have to travel often to acquire frequent flyer miles? Think again. In the 2002 movie, Punch Drunk Love, Adam Sandler plays a quirky character who finds a way to earn millions of frequent flyer miles without leaving home…
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