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I grew up in a rugged, semi-rural area. My childhood home sat on a hillside above a narrow but energetic river. From our front window, the river was barely visible amid the trees. I remember it mostly as the centerpiece…
Nearly all states require car owners to carry auto insurance. Where auto insurance is mandatory, drivers must carry liability policies that compensate victims harmed by their actions behind the wheel for medical expenses and property damage. Some states require additional…
Because it’s so affordable, it’s almost always a good idea for renters to carry some form of renters insurance coverage. Many landlords require renters insurance, anyway. Both household-name insurance companies and startups like Lemonade write renters insurance policies that offer many of…
For homeowners and bill-paying renters, the cheapest way to save money on utilities is to reduce consumption. In the summer, raising the temperature setting on your air conditioner or using a high-speed floor fan on all but the hottest days…
The first question to ask after determining you need life insurance is not, “Which type of life insurance is best for me?” or “How much life insurance do I need?” These questions can wait until you’ve answered an even more fundamental question:…
A bidet isn’t merely a novel way to clean your behind. Over time, it’s a potentially potent money-saving tool that can dramatically reduce what you spend on a basic household item you’ve probably assumed was irreplaceable. For an upfront cost…
Death is uncomfortable to think about. Most of us prefer not to contemplate what will happen when we die, let alone how our loved ones will respond. It often takes a disaster or tragedy that’s impossible to ignore, such as…
Bitcoin (BTC) is the world’s most popular cryptocurrency. According to CoinDesk, its market capitalization — the cumulative value of all BTC in circulation — topped $1 trillion in May 2021, although day-to-day volatility makes a precise accounting of BTC’s market…
Is lumber the new gold? No, but lumber’s price increase has some homeowners feeling the pinch. According to Nasdaq data, between March 2020 and May 2021, lumber prices more than quintupled. That increased the cost to build an average single-family…
Ask fellow freelancers and self-employed colleagues in your life how they track business expenses, and you’re likely to hear answers like, “A spreadsheet I never remember to update,” or “A pile of overflowing manila folders,” or “A rat’s nest of…
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