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Cutting your bills, premiums, fees, taxes, and grocery costs, then building cash reserves with the difference. Pay less for what you already pay for.
If you see a line for “PMI” on your monthly mortgage statement, you’re paying for private mortgage insurance. But what is it actually for? Who has to pay for it, and who doesn’t? Most importantly, how can you avoid it…
Stressed about how much it costs to have and raise kids? Having extra mouths to feed barely scratches the surface of the expenses to come. From larger housing to larger cars, higher health care costs to higher education, diapers to…
I confess I’ve grown spoiled in my expectations of free breakfasts. If I’m staying at a hotel, I only book properties where I can enjoy free breakfast. Yes, it saves me a little money and helps keep my travel habit…
In the booming post-pandemic labor market, airlines and airports have struggled to hire enough employees to serve all the travel-hungry passengers booking flights. All the while, they’ve kept issuing tickets for flights they may not be able to make. That’s…
From filling the lawn with creepy tombstones to piling pumpkins on the front porch, decorating for Halloween is tons of fun. But even the cost of a few decorations can get scary fast. You can easily drop hundreds of dollars…
For many, the arrival of spring heralds the season of cleaning. It’s no wonder this annual tradition has survived for generations. Depending on where you live, when the weather turns warmer and the sun peeks out from formerly gray winter…
As much as we may love our kids and can’t imagine anyone taking care of them better than we can, there comes a time for all parents when it’s necessary to enlist the help of others with child care. Whether…
The decision to expand your family is rarely a financial one. Raising kids is unquestionably expensive — costing almost $16,000 per year for the average middle-income family, according to 2015 USDA statistics adjusted for inflation. When you opt for adoption, the…
According to a report from the Bureau of Labor Statistics, approximately two-thirds of high school graduates enroll in college the fall following graduation. While most experts agree that a college education affects annual earnings by at least $20,000 (an estimated…
If you have children at home who hope to go to college someday (or someday soon), it’s important to plan ahead financially. College tuition is increasing every year and financial aid is never as generous as one could hope. You…
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