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According to a 2019 report by the Consumer Financial Protection Bureau (CFPB), about 66% of American adults have at least one credit card. And that figure doesn’t account for bank-issued debit cards and prepaid debit cards, which leverage the same payment…
You scroll through your e-mail inbox in disgust. Once again, it’s full of spam. Lately, it seems, you’re getting so many of these fake e-mail messages that you can barely find the few real ones. Unwanted commercial email, messages, and robocalls – better…
In early 2017, a Russian spearphishing operation ensnared more than 10,000 U.S. Department of Defense employees. According to TIME, the perpetrators sent each victim a personalized social media message with a link to seemingly innocuous content, such as sports highlights…
In May 2017, more than 230,000 computers around the world were taken hostage by the WannaCry malware worm. Known as ransomware, the unknown developers surreptitiously gained control of computers running the Microsoft Windows operating system, encrypted the users’ data, and…
Do you use credit cards regularly? Perhaps you have a favorite cash back rewards credit card that offers a small but meaningful return on every dollar you spend. Or maybe you use a travel rewards credit card to earn points…
Back in the day, people casually browsed for homes by visiting open houses on the weekend. Now, you can browse casually by scrolling through listings online or an app. Today’s home buying apps typically offer much more than an open…
Online shopping is convenient, but it does open you up to the possibility that someone will steal your credit card information. Whether someone intercepts your internet traffic or hacks a website you shop on, your data could get exposed. If…
Today’s society lives on the go. If you’re like most, you’ve got a mobile app for banking, budgeting, ordering pizza, and even checking your door when the bell rings. Investing and trading has changed significantly too. Between online brokers and…
Most people have only begun to hear the term metaverse recently, but it’s an important concept considering the implications it can have on the future. Smart contracts, digital art, and ownership of your digital world could become how we prove…
Until President Richard Nixon took the United States off the gold standard in the 1970s, American cash was redeemable for gold or silver. Currently, the U.S. is on a system using fiat currency via the Federal Reserve, as the value…
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