Truist Enjoy Travel Credit Card
- Best for: Truist customers who travel a few times a year and redeem miles for travel
- What Sets It Apart: 10% to 50% Loyalty Travel Bonus on travel redemptions, set by your Truist balances; $85 TSA PreCheck or Global Entry credit every four years
- Cost: $0 annual fee; no foreign transaction fee; 18.99% to 27.99% variable APR
- Features: 2 miles per $1 on airline tickets, hotel stays, and car rentals; 1 mile per $1 on other purchases; 20,000 bonus miles after $1,500 in 90 days
- Pros: Miles worth a cent each as cash back ($25 minimum); 50% travel bonus with $100,000 in Truist balances; credit covers TSA PreCheck
- Cons: 1 mile per $1 on dining, gas, and groceries; no intro APR; miles expire after five years; $25 fee for travel booked by phone
Open the Truist Enjoy Travel card if you bank with Truist and take a few trips a year. Its 2 miles per dollar on flights, hotel stays, and car rentals come with a 10% to 50% bonus on travel redemptions, set by your Truist balances. Otherwise, pick a national no-fee card with bonus points on dining and gas.
Enjoy Travel is the no-annual-fee travel Visa Truist offers in place of the SunTrust Travel Rewards card, which ended after SunTrust and BB&T merged into Truist. Its miles buy more travel as your Truist balances grow, so it suits customers who already bank there.
Key Features
- $0 annual fee, no foreign transaction fee, and an 18.99% to 27.99% variable APR
- 2 miles per $1 on airline tickets, hotel stays, and car rentals, and 1 mile per $1 on other purchases, with no cap
- 20,000 bonus miles after $1,500 in purchases in the first 90 days
- A 10% to 50% Loyalty Travel Bonus on miles redeemed for travel through Truist’s rewards program, set by your Truist balances
- Up to $85 in statement credits every four years for TSA PreCheck or Global Entry
Pros
- Miles are worth a cent each as cash back, with a $25 minimum redemption, so the welcome bonus alone is worth $200
- The travel bonus rises with your balances, to 50% at $100,000 or more in Truist deposits and investments
- The $85 credit covers a new TSA PreCheck enrollment with any of the program’s providers
Cons
- Only 1 mile per $1 on dining, gas, and groceries
- No intro APR on purchases or balance transfers
- Miles expire after five years, on the last day of the month you earned them
- A $25 fee for each travel reward booked by phone
It’s a good fit for Truist customers who travel a few times a year, and Truist’s Enjoy Cash card suits anyone who’d rather have cash back. A national no-fee card like Wells Fargo’s Autograph often earns more, with 3 points per $1 on travel, dining, and gas, where this card pays 2 miles on its travel categories and 1 on the rest, each worth a cent.
Editorial & Advertiser Disclosure: The editorial content on this page is not provided, commissioned, reviewed, approved, or otherwise endorsed by any advertiser. Opinions expressed here are ours alone, not those of any advertiser. The offers that appear on this site are from companies that compensate us. That compensation may influence which products we cover and where and how they appear on a page – including the order in which they appear – but it does not influence our evaluations, ratings, or opinions. We do not include every company or offer available in the marketplace.
Related:
