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The Fastest Way to Receive Your Economic Stimulus Refund Check

If you stumbled across this site from a google search for information about the economic stimulus payment, be sure to subscribe to my RSS feed, read about me, and introduce yourself to what this site is all about by reading about my 11 principles.

If you are one of the prompt ones that will be filing your taxes before the April 15th deadline, but have not done it yet, be sure to sign up for direct deposit of your tax refund if possible. According to Fox Business News and the IRS, if you had or will have your 2007 tax refund direct deposited into your account, you will be one of the first to receive your economic stimulus checks! Here is the breakdown of when the money should reach your account based on social security number.

If the last two digits in your social security number ends with:

  • 00 – 20: May 2nd
  • 21 – 75: May 9th
  • 76 – 99: M16th
Open a Simple Account by 10/31/19 4:59 PM PT and get up to a $500 bonus and 2.15% APY (with qualified activities).

If the IRS does not have your direct deposit information, then this is your schedule:

  • 00 – 09: May 16
  • 10 – 18: May 23
  • 19 – 25: May 30
  • 26 – 38: June 6
  • 39 – 51: June 13
  • 52 – 63: June 20
  • 64 – 75: June 27
  • 76 – 87: July 4
  • 88 – 99: July 11

Sorry to say, but those with their last two SSN digits in the 60’s, 70’s, 80’s, and 90’s will have to wait until late June and early July to have their checks sent to them. That is why I’m telling you to pick direct deposit into your checking account if you haven’t filed yet. You’ll get your check in May, rather than July!

***If you owe any federal debt such as back taxes or you are delinquent on any federal student loans or child support, the IRS will apply the stimulus payment to those debts first, and issue any remaining amount to you. You’ll receive a letter in the mail explaining how they applied the payment.

I know that many of you have a ton of questions about eligibility for the payment and unique situations that have you confused about whether or not you’ll receive the payment. Go here for a comprehensive list of frequently asked questions from the IRS website. Also, check out the related posts listed below for more information regarding the stimulus payments.

Erik Folgate
Erik and his wife, Lindzee, live in Orlando, Florida with a baby boy on the way. Erik works as an account manager for a marketing company, and considers counseling friends, family and the readers of Money Crashers his personal ministry to others. Erik became passionate about personal finance and helping others make wise financial decisions after racking up over $20k in credit card and student loan debt within the first two years of college.

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