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Wyndham Rewards Earner Plus Card Review – Pays Off at Five Nights a Year

Wyndham Rewards Earner Plus Card
Our Rating
4/5

Wyndham Rewards Earner Plus Card

  • Best for: Drivers who pay for five or more nights a year at Wyndham hotels such as Days Inn and La Quinta
  • What Sets It Apart: 15,000 bonus points each card anniversary; 15,000 more after five paid nights at Hotels by Wyndham in a calendar year; 4 points per $1 on gas
  • Cost: $95 annual fee; 19.49% to 29.99% variable APR; no foreign transaction fees
  • Features: Up to 100,000 bonus points (45,000 after $1,000 in purchases and the annual fee paid in 90 days, 55,000 after $500 at Hotels by Wyndham in 180 days); 6 points per $1 at Hotels by Wyndham; 4 per $1 on dining, grocery stores, and travel; Diamond status for 12 months, then Platinum; 10% fewer points on award nights; up to $50 a year in meal delivery credits
  • Pros: Two yearly bonuses worth about $210 at NerdWallet’s point value for a guest with five paid nights; Platinum perks like early check-in and late checkout; no foreign transaction fees
  • Cons: No nights counted toward earning higher status; 15,000 points don’t cover 30,000- and 45,000-point hotels; points expire four years after they post; phone-wallet purchases may earn just 1 point per dollar


Just the Tip:

Get the Wyndham Rewards Earner Plus Card if you pay for five or more Wyndham hotel nights a year. Those nights earn a 15,000-point bonus, and each card anniversary adds another, together about $210 at NerdWallet’s point value, or $115 after the $95 fee. With fewer nights, the anniversary bonus alone, about $105, roughly offsets the $95 fee.

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Barclays issues the card for guests of Wyndham’s roughly 8,400 hotels, which include budget and mid-priced brands such as Super 8, Days Inn, and La Quinta. It suits drivers who stop at those hotels, since gas earns 4 points per dollar, worth about 2.8 cents at NerdWallet’s estimate of 0.7 cent per point.

Key Features

  • $95 annual fee, no foreign transaction fees, and a 19.49% to 29.99% variable APR (annual percentage rate)
  • 45,000 bonus points after you spend $1,000 and pay the annual fee within 90 days, plus 55,000 after $500 at Hotels by Wyndham within 180 days
  • 6 points per $1 at Hotels by Wyndham; 4 per $1 on dining, grocery stores (not Target or Walmart), gas, EV charging, and other travel; 1 per $1 on other purchases
  • 15,000 bonus points each card anniversary, plus 15,000 more after five nights in a calendar year that you book and pay for with the card at Hotels by Wyndham
  • Diamond status for the first 12 months, then Platinum while the card stays open, with no nights counted toward the 40 it takes to earn Diamond yourself

Pros

  • Award nights take 10% fewer points, so a hotel priced at 15,000 points a night costs you 13,500
  • Up to $50 a year in statement credits on meal delivery services, $25 every six months
  • Platinum perks such as early check-in and late checkout on request, plus car rental upgrades at participating Alamo, Enterprise, and National airport locations in the U.S. and Canada

Cons

  • Each 15,000-point bonus covers a night at a 15,000-point hotel, not at Wyndham’s 30,000- and 45,000-point ones
  • Points expire four years after they post
  • Purchases paid with a phone wallet or at a mobile card reader may earn just 1 point per dollar
  • The 10% award discount also comes with the no-fee Wyndham Rewards Earner Card, without the 15,000-point bonuses

If you get it, put every Wyndham stay on the card, since the fifth paid night in a calendar year brings the 15,000-point bonus. If your hotel stays go mostly to another chain, get that chain’s card instead.

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