If you’re like most people, your credit score is something you don’t think about that often. You probably know that you need a good credit score to qualify for a loan or to get the best rate on a credit card, but those aren’t things you need to do every day. So most of the time, this number doesn’t even cross your mind.
It should, though. The truth is that a bad credit score can affect your life in all kinds of ways. Many types of businesses, from insurers to potential employers, check your credit score to get an idea of how reliable you are. If your credit score is low, it can hurt your chances of getting a job, an apartment, a cell phone contract, or a decent rate on your auto insurance.