Reviews

Kaiku® Visa® Prepaid Card Review – A No-Frills Debit Card

kaiku-visa-prepaid-cardNeed a no-frills prepaid debit card that helps you manage your day-to-day spending? The Kaiku® Visa® Prepaid Card is definitely worth a closer look.

The Kaiku Visa Prepaid Card belongs to the Visa Clear Prepaid family of reloadable prepaid debit cards. Like its Visa Clear stablemates, the card has a clearly outlined and super-straightforward fee schedule that eliminates billing surprises and makes it easy to create a monthly budget. Its practical approach is matched by sleek, millennial-friendly branding, complete with six neon-ish card color options and a defiant slogan: “A New Way to Everyday.”

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Chase Freedom® Credit Card Review

There are a number of reasons why the Chase Freedom® card is commonly referred to as “the king of cash back cards.” It’s the first card to give consumers control over the rewards they earn and the spending that brings those rewards. For this reason alone, the Chase Freedom card has become not only the leader of the pack, but the trendsetter in cash back rewards credit cards.

To maintain its reputation and remain competitive, Chase strives to introduce new and better benefits for its Freedom cash back card – but is it still king?

Key Features

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Blue Cash Everyday® Card from American Express – Review

Unlike other rewards cards, the Blue Cash Everyday® Card from American Express (a Money Crashers partner) is specifically designed to reward you for ordinary, everyday purchases. Instead of requiring that you monitor rotating categories or make infrequent travel purchases to rack up points, it attempts to provide a simple framework to reward you for using the card – but does it deliver?

Key Features

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  • Sign-up Bonus. As a new cardholder, you earn 100 reward dollars – which translates to a $100 statement credit – if you spend $1,000 within your first three months.

Business Platinum Card® from American Express OPEN – Review

Like many of the American Express cards, The Business Platinum Card® from American Express OPEN (a Money Crashers partner) provides prestigious amenities and benefits designed to focus on comfort, in addition to providing monetary value. The Business Platinum card carries one of the highest annual fees of any credit card or charge card, but if you value the perks of carrying an American Express card, you may find it to be worth the annual fee.

It is important to understand that the Business Platinum card is a charge card, rather than a credit card. Charge cards typically require payment in full each month with no option to carry a balance and no preset spending limit.

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Discover it® chrome Credit Card Review – 2% Cash Back on Gas & Groceries

Discover it® chrome is the newest addition to the Discover card family, providing an alternative to its current rewards card opportunities.

Chrome includes many of the benefits that Discover cards are known for, such as low fees and a slightly different reward structure than is standard for cash back on gasoline and grocery store purchases.

Key Features

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  • 2% Rewards on Gas & Groceries. The Discover it chrome credit card awards 2% cash back on up to $1,000 in gasoline and grocery store purchases every quarter. Quarters begin on the first day of January, April, July, and October. All other purchases (and purchases made after the $1,000 cap) earn an unlimited 1% cash back. Cash back rewards do not expire.

Discover it® Credit Card Review – 5% Cash Back Rewards

Despite being popular among college students and consumers interested in cash back benefits, the now discontinued Discover More card did have a couple of minor downfalls, including the fact that you could only earn 0.25% cash back on the first $3,000 spent outside of bonus categories. The Discover it® card just may provide solutions to these issues while still hanging onto one of the greatest benefits of the Discover More card: 5% cash back rewards.

At first glance, the “it” card may seem to have addressed all the disadvantages of its predecessor – but is it in fact the ideal cash back card, or are we looking at yet another credit card that has its own unique set of flaws?

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The Business Gold Rewards Card from American Express OPEN – Review

Plenty of credit cards and charge cards are designed to help small business owners earn rewards for their purchases. However, the value of the card you choose depends on the specific needs of your operation.

The Business Gold Rewards Card from American Express OPEN (a Money Crashers partner) rewards both travel and business-related purchases. And, because it’s a charge card, no preset spending limits or interest charges are imposed as long as you pay your balance in full each month.

Key Features

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  • Sign-up Bonus. If you spend $5,000 within your first three months, you are awarded a bonus of 25,000 Membership Rewards points – redeemable for $250 in gift cards.

Discover it® Card for Students – Review

Student credit cards are designed to assist college students with little or no credit history in getting somewhat of a jump on building their own credit. However, in order to avoid establishing bad spending habits and lifetimes of debt, these cards need to be low-fee, low-interest rate credit cards – which is not always possible with cards that also provide rewards programs. The Discover it® for Students succeeds in addressing these needs.

Key Features

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Discover it® Miles Credit Card Review – 1.5 Miles + 2X Bonus

The Discover “it” family of credit cards has a new member: the Discover it® Miles card. It’s a travel rewards credit card that offers a slew of travel-related perks, including no travel blackout dates, no airline restrictions, and free in-flight Wi-Fi up to $30 per year.

The card accrues miles at a rate of 1.5 per $1 spent, with one mile always equivalent to $0.01. Accrued miles never expire and can be redeemed in any amount, either as a statement credit for travel-related purchases or a cash deposit to a linked bank account. And, the Discover it Miles card comes with generally reasonable fees and rates – particularly, the lack of an annual fee and penalty APR set this card apart from many competitors.

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Business Green Rewards Card from American Express OPEN – Review

The Business Green Rewards Card from American Express OPEN (a Money Crashers partner) is one of the most recognized business charge cards on the market. That, plus a basic program for earning Membership Rewards points on travel purchases, makes it a great beginner option for fledgling operations.

Keep in mind that a charge card, unlike a credit card, requires payment in full every month, which means you cannot carry a balance.

Key Features

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  • Sign-up Bonus. You earn 5,000 Membership Rewards points, worth $50 in gift cards, when you make your first purchase within one year of approval.