Reviews

Gold Delta SkyMiles® Business Credit Card from American Express – Review

The Gold Delta SkyMiles® Business Credit Card from American Express combines the travel benefits of a travel rewards credit card with the business-friendly features and spending power of a business credit card. With a $95 annual fee, this card is geared toward business owners who take enough Delta flights to offset its ongoing cost.

Gold Delta SkyMiles Business earns an unlimited 2 points per $1 spent on all Delta purchases, including airfare and incidentals. All other spending earns an unlimited 1 SkyMile per $1 spent. You can redeem accumulated SkyMiles for Delta airfare purchases and merchandise listed for sale at the SkyMiles MarketPlace.

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Starwood Preferred Guest® Business Credit Card from American Express – Review

The Starwood Preferred Guest® Business Credit Card from American Express is a hotel rewards card and business credit card with a $95 annual fee. Its generous rewards program centers on the Starwood hotel family, whose brands include Sheraton, Westin, and W. Every Starwood Preferred Guest Business Credit Card purchase earns Starpoints, Starwood’s loyalty program currency. Once you accumulate enough Starpoints, you can redeem for free nights and room upgrades at around 1,200 Starwood properties worldwide, or transfer to more than 30 frequent flyer programs covering about 150 total airlines.

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The Business Gold Rewards Card from American Express OPEN – Review

The Business Gold Rewards Card from American Express OPEN is a small business charge card with a $175 annual fee and a fairly generous rewards program that favors popular business spending categories, including airfare, advertising, gas, shipping, and technology. As a charge card, Business Gold Rewards doesn’t incur regular interest charges; however, you’re required to pay your balance in full by each statement cycle’s due date. Failure to do so for 2 or more consecutive cycles may result in the closure of your account.

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Business Green Rewards Card from American Express OPEN – Review

The Business Green Rewards Card from American Express OPEN is a small business charge card with a $95 annual fee and a rewards program that rewards general spending. Most Green Rewards Card purchases earn 1 Membership Rewards point per $1 spent. Travel booked through American Express Travel is the exception, as those purchases earn 2 points per $1 spent.

As a charge card, Business Green Rewards doesn’t incur regular interest charges. However, you’re required to pay your balance in full before each statement’s due date. If you fail to pay in full for more than 2 consecutive cycles, American Express reserves the right to close your account.

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The Plum Card® from American Express OPEN – Review

The Plum Card® from American Express OPEN (a Money Crashers partner) is a small business charge card with a $250 annual fee (waived the first year). Unlike most American Express charge cards, it does not offer a sign-up bonus, nor does it share in the company’s Membership Rewards point program. However, it does offer a 1.5% discount on all balances paid early – defined as within 10 days of your statement closing date, as long as you make your minimum payment (10% of new activity during the statement period, plus any balance from previous statement periods).

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The Business Platinum Card® from American Express OPEN – Review

The Business Platinum Card® from American Express OPEN (a Money Crashers partner) is an American Express business charge card that blends the features of a travel rewards card with the benefits of a small business card. Although it shares many of the features of the Platinum Card from American Express, including a hefty $450 annual fee, it’s meant exclusively for business owners.

The Business Platinum Card from American Express offers extremely generous travel benefits, including airport lounge access and airline fee credits, and is tapped into the American Express Membership Rewards program. It competes with other high-end cards for frequent travelers, including Citi Executive AAdvantage World Elite Credit Card and Platinum Delta SkyMiles Credit Card from American Express. It’s also comparable to general-purpose rewards cards, such as Citi Prestige and Chase Sapphire Preferred.

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SimplyCash® Plus Business Credit Card from American Express – Review

The SimplyCash® Plus Business Credit Card from American Express (a Money Crashers partner) is a popular business credit card with no annual fee and a solid cash back rewards program. Those rewards favor the sorts of business purchases that most entrepreneurs need to make on a regular basis: office supplies, communications, advertising, shipping, and travel. SimplyCash Plus also comes with broad baseline cash back earnings, making it a strong candidate for everyday, general spending.

The SimplyCash Plus Business Card competes with a number of business-oriented rewards cards, including American Express Blue for Business, Chase Ink Cash Business, Capital One Spark Cash, and U.S. Bank Business Edge Platinum.

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Citi® Hilton HHonors™ Reserve Card Review – 2 Free Weekend Nights

The Citi® Hilton HHonors™ Reserve Card is a popular hotel rewards credit card with a $95 annual fee and a host of benefits that favor frequent guests at Hilton hotels and resorts. Cardholders in good standing automatically earn Hilton HHonors Gold Status, which confers generous benefits: 25% faster HHonors point earnings on Hilton stays, flexible check-out, and a 5th night free on stays of 5 nights or longer. It also has a solid sign-up bonus.

HHonors points can be exchanged for free nights or room upgrades at more than 3,900 Hilton properties worldwide. Other redemption methods, such as transferring to frequent flyer programs and using points to purchase general merchandise online, exist. However, these methods tend to devalue accumulated points.

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Hilton HHonors™ Card from American Express – Review

The Hilton HHonors™ Card from American Express is a travel rewards credit card with no annual fee and an attractive hotel rewards program. The HHonors card’s rewards are enticing, especially on spending at Hilton hotels and partner properties, of which there are more than 4,000 total worldwide.

Hilton HHonors from American Express is comparable to other popular hotel, airline, and general travel rewards credit cards. Its closest competitors include the Citi Executive AAdvantage World Elite MasterCardCiti Hilton HHonors, Barclaycard Arrival Plus, BankAmericard Travel Rewards, Capital One Venture Rewards, Discover it Miles, Chase Sapphire Preferred, and American Express cards such as Gold Delta SkyMiles and the Starwood Preferred Guest Credit Card.

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Chase IHG® Rewards Club Select Credit Card Review

The IHG® Rewards Club Select Credit Card from Chase is a hotel rewards credit card with a $49 annual fee which is waived in the first year of membership. It’s ideal for frequent travelers who regularly stay with InterContinental Hotel Group brands, which includes thousands of Holiday Inn, Staybridge Inn, and Candlewood Suites properties in the U.S. and around the world. Every purchase with this card earns points that can be redeemed for hotel stays at nearly 5,000 IHG properties worldwide, usually at rates ranging from $0.005 to $0.01 per point. Cardholders in good standing also get a host of useful perks at IHG hotels, including 1 free stay per year and automatic upgrade to Platinum Elite status, which accelerates point earnings and entitles members to complimentary room upgrades.

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