Finding a well-paying job as a teen that fits into your demanding schedule is much easier today than when I was growing up in the 1990s. Back then, a lack of technology limited us to a few traditional part-time jobs…
Not everyone is content with the same old stocks, bonds, ETFs, and mutual funds in their retirement accounts. Those of us who like to color outside the lines can create a self-directed IRA to invest in, well, almost anything. At…
Rising inflation has been a hot topic of conversation in financial outlets for some time, and for good reason. Recently, there’s been a post-pandemic surge in spending mixed with low interest rates on loans, leading to increasing demand on a…
You have textbooks to buy, tuition to pay, and room and board to cover. There’s a reason “broke college student” is a cliche. The struggle is real. If your college job isn’t leaving enough wiggle room in your budget, look…
You wish you had good credit. But it’s just not in the cards right now. Maybe you’re still in the process of rebuilding your credit after a bankruptcy or foreclosure, or perhaps you’re simply dealing with overwhelming student loan debt…
Maybe you missed a payment on a credit card you don’t use often. Or you closed a credit card account without thinking about what it meant for your credit utilization ratio. Or you went on a credit card application spree,…
LendingClub has made its name as the best-known P2P (peer-to-peer) lender around. A sharing economy pioneer, LendingClub has originated millions of loans collectively worth tens of billions of dollars. Even as it moves away from the P2P model toward a…
Have you ever tried listing something for sale on Craigslist that sat for weeks or months without getting any bites? Or perhaps you’ve had a deal fall through because someone tried to scam you or just never showed up on…
In the past, starting a business usually required a significant amount of capital. After all, for brick-and-mortar businesses, you have expenses like rent, inventory, and employees to consider. Luckily, the world is becoming more reliant on technology, and we’re already seeing…
In the old days, if you wanted to send money to another person, you had two choices. You could mail them a paper check, which was cheap but slow, or do a wire transfer, which was fast but costly. The…
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