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Blogs, financial news channels, Wikipedia, magazines – there’s a long list of resources out there for learning about personal finance. And while information can instruct, it doesn’t always inspire. One of the best ways to get a handle on a…
Do you know how much you are paying in fees each year with your 401K plan? Most investors don’t. I certainly didn’t always know this information. But over the last few years, I’ve discovered that 401K fees can be fairly…
One thing that really drives me, that motivates me like you wouldn’t believe, is trying to find ways to be frugal when it comes to the “everyday” and “mundane” stuff. Saving money on things that you would never think that…
Last week I had to rent a car for a long trip. And if I hadn’t done my research beforehand, the car rental clerk would have scammed and sweet-talked me into spending a lot more than I needed to. In…
Many goods are slated to increase in price, such as gasoline, grains, chocolate, and even fast food! It has been frustrating and a little depressing to read these economic predictions. However, there is good news: some things are actually expected…
When I moved to Atlanta and started going to my current church, I wanted to get involved by joining a ministry. As it so happened, they were holding a ministry fair, and I decided to check it out. I walked…
My parents live in Florida, and whenever I visit, my dad always asks me if I have any cash on me. It’s not that he needs to borrow some; it’s quite the opposite. My dad firmly believes in carrying cash…
A few weeks ago I was talking to my dad about a friend of his who had recently passed away. The friend hadn’t left a will for his family, which included several children and step-children. As a result, the family…
“Income” and “wealth” have incorrectly become synonymous in American culture. While the two concepts often go hand in hand, using the terms interchangeably is misleading. America’s most wealthy individuals don’t necessarily draw the highest levels of income. For example, while…
First introduced in 2009, the Making Work Pay tax credit was available for two years – 2009 and 2010. With this credit, you were able to receive a bonus of up to $400 (or $800 if you filed as married…
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