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Managing your budget as a college student is tough. You may be dealing with money on your own for the first time. Plus, you’re trying to balance all the expenses of attending school: paying for textbooks, supplies, meal plans, and…
Historically, getting access to the same tools and research as the “big guys on Wall Street” has been impossible or prohibitively expensive. Atom Finance is working to change that. With affordable monthly pricing and an impressive depth of research tools…
Collecting appeals to young and old alike, regardless of income, location, or expertise. Looking for and finding a rare collectible is fun and emotionally satisfying. Becoming a collector is rarely a rational, deliberate process. Few financial advisors would recommend it…
The consequences of “financial risk” became apparent to many investors during the two-year period from 2007 to 2009. The stock market (as measured by the S&P 500) plummeted from 1562.47 on October 10, 2007, to 752.44 on November 20, 2009….
Love and money don’t always go hand in hand. However, for many couples, sharing a credit card together is a solid choice that can strengthen finances and make life a whole lot easier! Having access to the same credit card…
Today’s freelancers, work-at-home parents, and small-business owners have more choices than ever when it comes to accounting and bookkeeping services. Gone are the days when you needed to collect receipts in a shoebox and deliver them to a professional bookkeeper…
Since 2009, the federal minimum wage has been fixed at $7.25 per hour, with no adjustments for inflation. Over that same period, the value of the dollar has fallen by roughly 17%, according to the Economic Policy Institute. Because of…
For most of us, major expenses like rent, groceries, and car payments draw most of our attention. While that’s an excellent budgeting foundation, if you want to maximize your savings rate, you need to consider all your monthly bills when…
A certificate of deposit, or CD, is an excellent place to park cash you don’t need immediately. The federal government insures it, and it usually pays more than a standard savings account. Its yield (interest rate) is guaranteed for the…
When you take a big step in your relationship – like getting married – it’s natural to merge your finances together. This is known in the financial world as joint ownership. Joint ownership is very common, especially for spouses or…
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