We all like to think of ourselves as rational consumers. When we buy Product A instead of Product B, we think we’re doing it because we’ve carefully weighed the pros and cons – price, quality, and so on – and decided Product…
Financial professionals have been sounding the alarm for a long time, warning that a retirement crisis is coming. The National Council on Aging says more than 25 million Americans age 60 or over are economically insecure. And still, much of…
As an American adult of (ahem) a certain age, I can’t help noticing how much more things cost now than they did when I was a kid. Since the 1980s, the price of a gallon of milk has risen from…
Every year, millions of Americans launch their own businesses. The Census Bureau reports over 4.3 million new business applications in 2020 alone. Roughly 4 out of 5 of these businesses are sole proprietors, according to the Small Business Administration (SBA)….
Getting a raise always feels great. It’s tangible proof that you’re good at what you do and your hard work has been recognized. But what should you do with the extra income? While most of us can’t help but daydream…
If the FIRE movement (financial independence, retire early) teaches us nothing else, it proves that it’s possible to retire within five to 10 years of getting serious about it. But “possible” doesn’t mean “easy.” As you explore what it takes…
Before you can start looking for an apartment for rent, you first need to figure out how much rent you can afford per month. Property managers and landlords compare your income to the rent before approving you, and each sets…
Being in debt not only impinges on your financial freedom, it weighs down your quality of life. For people and families who have little to no money at the end of a pay period, the debt situation can feel hopeless….
Once upon a time, when you reached 65 or so, your colleagues threw a party for you, you ate a slice of store-bought cake, and then you retired and never worked another day. When the average life expectancy was 65,…
Budgeting can feel overwhelming. So overwhelming, in fact, that most Americans avoid creating and keeping one. A 2020 Mint survey found that nearly two-thirds (65%) of Americans don’t know how much they spent last month. But if you want to…
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