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When you’re on a budget, it’s often necessary to cut out simple luxuries, like dining out. Unless, of course, you’re a savvy saver who knows how to work the system. In this case, you can have your cake and eat…
If your grocery spending has spiraled out of control, yet you often feel like you have “nothing” to eat, you can adapt meal planning to make every meal a success. With careful planning and organization, you know ahead of time…
People everywhere love Chick-fil-A, especially where I live, in the suburbs of Atlanta. If we have an occasion to go out to a fast food restaurant for a quick bite to eat, we always go to our local Chick-fil-A. Lunch-goers flock to…
Possibly one of the greatest benefits to U.S. government or military service is the Thrift Savings Plan. The Thrift Savings Plan (also known as the TSP) is a retirement savings and investment plan offered to current employees of the military…
If you’re lucky enough (and prepared enough) to retire early, you may run into a little snag when you try to withdraw money from your IRA or 401k: You’ll be charged a 10% penalty for taking it out before the…
How often do you buy a new cell phone, laptop, or TV? In these gadget-driven days, you probably upgrade your electronics fairly often. Most people don’t think twice about buying the “latest and greatest” technology. After all, companies and their…
One of the problems that investors face in the stock market is figuring out the value of the stocks in which they are considering investing. Comparing a stock’s value to its market price allows investors to determine if a share of…
Traditionally, attending college has been associated with increased earning power, decreased employment volatility, and long-term financial success. In fact, according to studies done by the U.S. Bureau of Labor and Statistics, higher education can indeed be equated with higher earnings….
If you need to tighten up your spending and saving efforts, consider taking your beauty allocation out of your monthly budget to free up some extra cash. You don’t need to give up makeup and toiletries when tightening up your budget….
If you have unused gift cards lying around collecting dust, don’t let them go to waste. The gift card industry is worth an estimated $60 billion, and experts say that at least 10% to 15% of gift cards are not…
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