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Have you ever heard anyone mention the yield curve and wondered what on earth they were talking about? It’s really not as complicated as it sounds. More importantly, you can make better financial and investment decisions if you have a…
Leaving your old bank is never easy. You have to change all of your bill payments, cancel automated transactions, and switch your money over to a new financial institution. It just seems like a time-consuming hassle. While it would be…
In my last post about balance transfer arbitrage, I pointed out that banks and credit card companies are once again offering 0% introductory rates on transferred balances. Several years ago, it was common to find balance transfer offers where there…
Seiri, seiton, seiso, seiketsu and shitsuke. Sort, set in order, shine, standardize, and sustain. These are the five elements that make up the 5S methodology for workplace organization. Originating in Japan, this methodology organizes a workplace by reducing waste and…
I was looking over my previous month’s expenses the other day, and I noticed that I was spending a ridiculous amount on vitamins. Last month alone I had bought prenatal vitamins, multivitamins, several supplements, and vitamins for my baby, which amounted to…
I recently wrote a post on how to downsize your life to a drastically smaller living space. I mentioned how, when I moved, I accidentally left something I thought I couldn’t live without at my old house: my microwave. The…
Sale, sale, sale! Get used to hearing and seeing this for the next two months or so. But before you get sick of it, remember that you need to take advantage of the seasonal discounts that winter time brings. Even…
As a parent, shopping with your kids can be a frustrating and exhausting experience. When your child is not crying for this thing or that thing, they are sneaking things into the cart or making a big mess in the…
I recently made the transition from home owner to renter. And although that transition has been a happy and fun experience, there’s one issue that has come as bit of a shock. The loft space I’m renting is not very…
As you know, diamonds are one of the most sought-after gems in the world and are commonly used for engagement rings and other jewelry. When purchasing a diamond, it is important to understand what quality of diamond to look for,…
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